Maddy summaryHR 5689, the "Shutdown Guidance for Financial Institutions Act," requires federal banking regulators (like the Fed and FDIC) to issue guidance within 180 days of enactment. The guidance directs financial institutions to help consumers and businesses affected by government shutdowns - such as furloughed federal workers, District of Columbia employees, or contractors with reduced income - by offering flexible payment options, modifying loan terms, and preventing temporary payment difficulties from harming credit scores. Regulators must also issue a press release within 24 hours of a shutdown starting to notify institutions and the public. The bill mandates a post-shutdown report to Congress within 90 days and potential guidance updates if issues arise.
Rep. Steven Horsford
Sponsored bills
Maddy summaryThis bill provides tax relief for workers affected by federal government shutdowns. It allows federal contractors, their employees on unpaid leave during shutdowns, and related workers (like those for federal grantees, states, or DC government) to withdraw up to $30,000 from retirement accounts without the usual 10% early withdrawal penalty. Withdrawals can be repaid within 3 years to avoid tax consequences, and income from the withdrawal is spread over 3 years if elected. The $30,000 limit adjusts annually for inflation.
Maddy summaryThis bill adds Medicare coverage for multi-cancer early detection screening tests (blood or biological tests analyzing cell-free DNA) starting January 1, 2028. It directly affects Medicare beneficiaries aged 68 and older (starting in 2028, with the age limit increasing by 1 year annually), requiring tests to be FDA-cleared and deemed reasonable/necessary by the Secretary for early cancer detection across multiple organ sites. Payment will initially match current stool DNA test rates before 2031, then shift to a lower rate or new payment system after 2031, with limits preventing more than one test per year. The bill explicitly states it does not alter coverage for existing cancer screenings like breast, colorectal, or prostate cancer tests.
Maddy summaryHR 5653, the Trust Through Transparency Act of 2025, requires U.S. Customs and Border Protection (CBP) and U.S. Immigration and Customs Enforcement (ICE) officers, as well as deputized personnel, to wear body cameras during all public immigration enforcement actions like stops, arrests, or checkpoints. Footage must be kept for six months unless it involves use of force, an arrest, a complaint, or a voluntary request for longer retention (up to three years) by officers, the public, or families. The bill mandates annual reports to Congress detailing enforcement actions, compliance issues, disciplinary actions taken, and public access to these reports (with privacy redactions permitted). It also creates an independent panel to advise on body camera policies, aiming to increase accountability in immigration enforcement.
Fair Pay for Federal Contractors Act of 2025 This bill provides back pay to employees of federal contractors who lost pay due to a lapse in appropriations (i.e., government shutdown) in FY2026. Specifically, the bill provides appropriations for federal agencies that are subject to a lapse in appropriations in FY2026 to adjust the price of contracts to compensate federal contractors for providing back pay to employees who were affected by the lapse in appropriations. The agencies must adjust the price of any contract for which the contractor stopped, suspended, delayed, or interrupted all or part of the work under the contract due to the lapse in appropriations. The price adjustment must compensate the contractor for reasonable costs incurred to (1) compensate employees who were furloughed or laid off, were not working, or experienced a reduction of hours or compensation due to the lapse in appropriations; or (2) restore paid leave taken by employees during the lapse in appropriations if the contractor required or permitted employees to use paid leave as a result of the lapse in appropriations. The maximum amount of weekly compensation of an employee for which an adjustment may be made under this bill may not exceed the lesser of (1) the employee's actual weekly compensation, or (2) $1,442 (or a lesser amount pro-rated for an employee who works less than 40 hours per week). The bill also requires the Office of Federal Procurement Policy to submit a report to Congress on the adjustments made under this bill.
Maddy summaryThis bill ensures federal firefighters continue receiving pay and benefits during government funding gaps and shutdowns. It authorizes continuing appropriations for firefighter pay during any period without full-year funding for fiscal year 2026, and prohibits layoffs due to reduction-in-force actions during funding lapses. The law directly affects firefighters employed by executive agencies or military departments whose primary duties involve fire control and extinguishment. Key provisions guarantee job security and pay continuity without requiring new legislation during budget implementation delays.
Maddy summaryThe GENERAL Act (HR 5627) requires the Secretary of Defense to notify Congress within 15 days when a general or flag officer (such as a four-star general) is involuntarily reassigned, separated, or retired. The notification must explain the reason for the action - including whether it relates to conduct, performance, or policy disagreements - and summarize the decision-making process, including consultations with relevant military leaders. This bill directly affects the Department of Defense and the congressional defense committees, mandating transparency in senior military leadership changes. It adds a new reporting requirement without altering the authority to make such personnel decisions.
Maddy summaryThis bill requires the federal government to reimburse certain workers and states for specific costs incurred during government shutdowns lasting 14+ days. Covered workers include federal employees, District of Columbia public employees, and federal contractors who faced furloughs, unpaid work, or unpaid leave due to funding lapses. It mandates reimbursement for direct shutdown-related expenses like loan payments or credit card fees (defined as "shutdown costs"), and requires states to be reimbursed within 90 days for covering federal programs during such shutdowns. Applications for reimbursement must be submitted within one year of the shutdown ending, with payments drawn from a new Treasury Reserve Fund established by the bill.
Maddy summaryHRES 772 is a symbolic House resolution expressing support for National Public Lands Day (observed September 27, 2025). It encourages U.S. citizens to visit public lands on this fee-free day, recognizing their cultural, spiritual, and economic value. The resolution cites existing statistics on public lands' economic contributions (e.g., $252 billion in economic output from Bureau of Land Management lands in 2024) but does not create new policies or alter fees. As a procedural resolution, it has no binding effect and serves only to promote awareness of existing public land access.
Maddy summaryHRES 768 is a ceremonial resolution honoring Alpha Phi Alpha Fraternity, Inc. on its 118th anniversary. The resolution formally recognizes the fraternity's founding in 1906, its mission of promoting leadership and academic excellence, and its service to communities across the globe. It specifically commends the organization for its historical role in civil rights advocacy and community programs like voter engagement and youth education initiatives. This resolution has no policy impact - it is a symbolic gesture of appreciation from the House of Representatives to the fraternity.