Rep. Deborah K. Ross

Maddy summaryThis bill changes how individual investors in mutual funds (regulated investment companies) are taxed on certain dividends. It allows investors to defer paying tax on capital gain dividends that are automatically reinvested in additional fund shares through a dividend reinvestment plan. The deferred tax is recognized later when the investor sells shares or upon their death. It also establishes that shares acquired through this reinvestment are treated as held for over one year from the start, potentially qualifying for long-term capital gains rates. The rule applies only to individual investors (not estates, trusts, or dependents claimed by others).

Maddy summaryThis bill would expand Medicare to cover dental, vision, and hearing services for beneficiaries 65 and older (and some younger people with disabilities), effective January 1, 2026. It would provide 100% coverage for preventative dental services in 2026, with basic and major dental services gradually increasing to 80% coverage by 2029. Vision benefits would include 80% coverage for annual eye exams and specific limits on eyeglasses, frames, and contact lenses ($100 per year for lenses, $100 every two years for frames, $200 every two years for contacts). Hearing services would include 80% coverage for hearing exams and hearing aids, with a limit of one hearing aid per ear every 48 months. The bill also adds oral health professionals to the United States Preventive Services Task Force to help guide coverage decisions.

Maddy summaryThe Women's Retirement Protection Act aims to improve retirement security for women by requiring spousal consent for certain retirement plan distributions and beneficiary changes in defined contribution plans (like 401(k)s). It directly affects women participating in workplace retirement plans, particularly those in defined contribution plans who face greater financial vulnerability during divorce. Key provisions include adding "spousal consent requirements" to retirement plans to prevent unilateral decisions about retirement savings, creating grants for financial literacy programs for women, and providing assistance for low-income women and domestic violence survivors in obtaining retirement benefits through divorce. The bill addresses documented disparities where women's average Social Security benefit is $1,638 monthly compared to men's $2,020, and women aged 80+ have a higher poverty rate than men in the same age group.

Maddy summaryHR 2079, the Insurance Fraud Accountability Act, targets fraud by insurance agents and brokers during enrollment in Affordable Care Act health plans. It imposes new civil penalties of $10,000-$50,000 for negligent provision of incorrect information and up to $200,000 for knowing fraud, plus criminal penalties of up to 10 years in prison for willful fraud. The bill requires a new verification process for agent/broker enrollments, including documentation of consent, delayed commission payments until enrollment issues are resolved, and consumer notifications about changes. These provisions directly affect agents, brokers, and marketing organizations involved in health plan enrollment through federal or state exchanges, aiming to prevent fraudulent enrollment practices.

Maddy summaryHR 2033, the Military Spouse Hiring Act, expands the Work Opportunity Tax Credit to include spouses of active-duty military personnel. It adds "qualified military spouse" as an eligible category for the tax credit, meaning employers who hire such spouses can claim the credit. A "qualified military spouse" is defined as someone certified by a local agency as married to an active-duty service member at the time of hire. The credit applies to hires occurring after the bill's enactment date. This directly affects military spouses seeking employment and employers hiring them, providing a tax incentive to encourage their hiring.

Maddy summaryThis bill adjusts probationary periods for certain federal employees who were involuntarily separated between January 20, 2025, and January 20, 2029. It allows eligible employees (those separated while on probation in an Executive agency) to count their prior service time toward a new probationary period when rehired into a similar position with their former agency. Specifically, the new probation period equals the original required duration minus the time already served in their previous federal role. The law expires on January 20, 2029, and applies only to appointments matching the employee’s prior position.

American Teacher Act This bill establishes grants to increase the minimum salary of public elementary and secondary school teachers. It also authorizes a national campaign regarding the value of the teaching profession. First, the bill directs the Department of Education (ED) to award four-year grants to state educational agencies (SEAs) and, through them, subgrants to local educational agencies to establish a minimum annual salary of $60,000 (to be adjusted annually for inflation) for these teachers. Second, the bill directs ED to award grants to eligible SEAs to provide cost-of-living adjustments to the annual base salary of teachers. Finally, the bill authorizes ED to carry out a national campaign to (1) increase awareness about the importance of teachers and the value of the teaching profession, (2) encourage secondary school and college students to consider teaching as a professional career, and (3) diversify the pool of individuals who enter the teaching profession.

Maddy summaryThis bill mandates that all new $20 U.S. currency printed after December 31, 2028, must prominently feature Harriet Tubman's portrait on the front. It requires the Treasury Secretary to release a preliminary design for this updated $20 bill by December 31, 2026. The bill directly affects the U.S. Treasury Department, codifying a 2016 announcement to feature Tubman on the $20 note (replacing Andrew Jackson) and ending a historical pattern where no woman had appeared on U.S. paper money.

Maddy summaryHR 1902, the HERO Act, creates a national data system to track suicide rates among public safety officers (including firefighters, EMTs, police, and telecommunicators) and requires annual reports to Congress with detailed breakdowns by age, gender, occupation, and employment status (volunteer, career, etc.). The bill funds peer-support mental health programs for fire departments and EMS agencies, establishes confidential wellness services for healthcare providers, and develops resources to train mental health professionals on first responder-specific stressors and PTSD. It prohibits using suicide data to deny life insurance or benefits to survivors and mandates that all collected data be kept confidential and secure. This legislation directly affects all public safety officers nationwide by improving data collection, access to mental health resources, and evidence-based interventions to address suicide and trauma.

Protecting Americans’ Social Security Data Act This bill prohibits political appointees and special government employees from accessing Social Security data systems that contain personally identifiable information about Social Security beneficiaries. Specifically, political appointees and special government employees may not access systems maintained by the Social Security Administration (SSA) that issue or record Social Security account numbers, that are used to determine eligibility for or to pay Social Security benefits, or that otherwise contain personally identifiable information about individuals receiving or applying for benefits.  The bill also establishes a civil right of action for an individual whose information was negligently accessed or disclosed in violation of these provisions. The individual may bring suit against the United States if the violator was a U.S. employee or officer, or against the violator if they were not a U.S. employee or officer. Such a claim must be brought within two years of the affected individual’s discovery of the violation. Upon a finding of liability, defendants are liable for specified monetary damages.  If an individual is criminally charged or subject to proposed disciplinary or adverse action by a federal or state agency for having accessed or disclosed information in violation of these provisions, SSA must notify the individual whose information was accessed or disclosed of the violation as soon as practicable.  Finally, the bill requires the SSA Office of the Inspector General to investigate and report to Congress on any unauthorized access to or disclosure of information in a beneficiary data system.