Maddy summaryThis bill establishes a program to insure second mortgages (loans taken out after the primary mortgage) for financing accessory dwelling units (ADUs) on single-family properties. The Secretary of Housing and Urban Development must create the program within two years, setting loan limits (up to 30% of a standard mortgage amount or 100% of the property's after-construction value, with potential increases based on 50% of projected rental income) and requiring borrowers to own the property and apply for insurance. It also allows Fannie Mae and Freddie Mac to purchase and securitize these insured loans, unless the Federal Housing Finance Agency determines market risks require a prohibition. The program requires the Secretary to submit annual reports to Congress on its implementation starting one year after enactment.
Rep. Darren Soto
Sponsored bills
Maddy summaryThis bill requires all federal agencies to set specific equity goals in their strategic and performance plans, mandating at least one goal or 20% of total goals focused on improving services for underserved communities and individuals. It establishes an "Agency Equity Advisory Team" with 10+ agency roles (including civil rights, data, and human capital leaders) and creates an "Equity Subcommittee" to coordinate across agencies on equitable practices. The bill also updates data officer responsibilities to prioritize equitable data collection, use, and sharing, including collaboration with community groups and state/local governments. It directly affects all federal agencies and aims to reshape how government services are delivered to populations systematically excluded from economic, social, and civic opportunities.
Maddy summaryHCONRES 44 is a symbolic resolution recognizing a health and safety emergency for children linked to the Trump administration's climate policies. It claims these policies - unleashing fossil fuel production, blocking renewable energy, and suppressing climate science - disproportionately harm children through increased air pollution, extreme weather, and denied access to climate data. The resolution calls for reversing these policies, restoring the EPA's mission, and ensuring climate action aligns with protecting children's rights. It does not enact new laws or change policy, but serves as a formal congressional statement of concern.
Maddy summaryThis resolution (HRES 585) is a symbolic congressional statement recognizing that extreme weather events - like heatwaves, wildfires, and poor air quality - pose unique health risks to children, including respiratory issues, heat illness, mental health impacts, and disruptions to education. It calls on Congress to prioritize rapid, equitable solutions tailored to children’s needs, such as improved school air filtration, accessible emergency alerts, and child-focused disaster planning. The resolution specifically highlights vulnerable groups like young farmworkers, pregnant people, and children in urban heat islands. As a non-binding resolution, it does not create new laws but urges future legislation and funding to address these climate-related health threats for children.
Maddy summaryThis bill extends funding deadlines for sport fish restoration and recreational boating programs through 2031, updating prior expiration dates. It clarifies funding for interstate fisheries commissions and adds new definitions for alternative marine fuel infrastructure, including facilities dispensing fuels derived from recycled oils or plant materials. The bill also establishes a 3% tax rate (down from 10%) for portable, electronically-aerated bait containers sold by manufacturers. These changes primarily affect recreational boaters, sport fishing programs, and facilities seeking to install alternative fuel infrastructure.
Maddy summaryHR 1770, the Consumer Safety Technology Act, requires federal agencies to study and pilot new technologies to improve consumer safety. Title I mandates the Consumer Product Safety Commission to run a one-year AI pilot program to track product injuries, identify hazards, monitor recalls, and check imports, then report findings to Congress. Title II directs the Commerce Secretary to study how blockchain technology can prevent fraud in consumer transactions, including public input and a 6-month report to Congress. Title III requires the Federal Trade Commission to report on its enforcement actions against deceptive practices involving digital tokens and recommend improvements to protect consumers. The bill affects the Consumer Product Safety Commission, Commerce Department, and FTC, focusing on research and reporting rather than immediate regulatory changes.
Maddy summaryThis non-binding House resolution (HRES 577) demands that the current administration immediately release all unclassified federal documents related to Jeffrey Epstein, including flight logs, correspondence, and evidence. It specifically requires the release of materials involving Epstein, Ghislaine Maxwell, and known associates, with redactions only to protect minor victims' identities and ongoing prosecutions. The resolution also calls for the Department of Justice and FBI to submit a report on any delays or evidence suppression related to the case. As a resolution, it does not create new law but serves as a formal congressional demand for transparency regarding Epstein-related investigations.
Maddy summaryHR 4382 authorizes the U.S. Mint to produce commemorative coins for the 2028 Los Angeles Olympics/Paralympics and 2034 Salt Lake City Winter Olympics/Paralympics. It specifies gold, silver, and half-dollar coin designs with defined mintage limits (e.g., up to 100,000 $5 gold coins for each event), all bearing inscriptions like "2028" or "2034" and standard coin features. A surcharge ($5-$50 per coin) is added to sales, with all funds directed to the respective Olympic committees to support event hosting and legacy programs like youth sports. The bill ensures no net cost to the government by requiring surcharge revenues to cover all design, production, and marketing expenses before funds are disbursed.
Maddy summaryThis is a non-binding House resolution (HRES 568) that recognizes climate change as a critical public health threat in the U.S. It does not create new laws but expresses congressional support for coordinated action. The resolution specifically urges the Department of Health and Human Services (HHS) to improve climate resilience in healthcare systems, prioritize funding for underserved communities (including Tribal nations and rural hospitals), and reinstate climate-focused offices like the Office of Climate Change and Health Equity. It also recommends HHS develop better data tools on climate-health impacts and support worker protections against heat exposure. The resolution focuses on guiding federal agency actions, not mandating specific policy changes.
Maddy summaryHRES 575 is a symbolic resolution designating July 10th as "Journeyman Lineworkers Recognition Day." It honors lineworkers who face significant risks daily - working at heights near live wires and responding to disasters like hurricanes and wildfires. The resolution specifically references Henry Miller, an early leader of the International Brotherhood of Electrical Workers, who died on July 10, 1896, while troubleshooting an outage. It encourages the public to recognize these workers' contributions but does not create new laws or allocate funding.