Rep. John H. Rutherford

Blind Americans Return to Work Act of 2025 This bill requires the Social Security Administration to carry out a demonstration project during which blind Social Security Disability Insurance (SSDI) beneficiaries receive reduced benefits commensurate with income above certain thresholds. Under current law, only individuals who earn under a specified monthly income, known as the substantial gainful activity (SGA) threshold, are considered disabled and thereby eligible for SSDI benefits. For blind workers, this limit is $2,700 per month in 2025. SSDI beneficiaries may earn beyond the SGA threshold for a limited period of time, known as the trial work period , before their benefits are suspended and ultimately terminate. The bill establishes a 20-year demonstration project during which individuals who are entitled to SSDI benefits by reason of blindness and who earn above the SGA threshold continue to receive benefits at an amount gradually reduced commensurate with their earnings beyond a specified amount. During this period, blind workers’ SSDI benefits must be reduced by $1 for every $2 that a worker earns above the sum of (1) the SGA threshold, and (2) the worker’s expenses reasonably attributable to their work. The SGA threshold may not be used to determine whether an individual is disabled during this period, and blind workers’ SSDI benefits may not be terminated due to work-related earnings. The trial work period also must not apply.  After 10 years, affected beneficiaries may opt out of the modified benefits structure.

Maddy summaryHR 1138, the Payment Choice Act of 2025, requires most retail businesses to accept cash for in-person purchases up to $500 per transaction and prohibits charging higher prices for cash payments compared to other methods. Businesses may temporarily refuse cash only due to system failures, insufficient change, or if they offer a prepaid card conversion device meeting strict conditions (no fees, no minimum deposit, no expiration). The bill allows businesses a 5-year period to phase in accepting $50 bills or larger, after which the Treasury Secretary must mandate acceptance of $1-$20 bills. Consumers can send a 45-day notice to businesses for violations before pursuing legal action, with potential damages of at least $250 per violation. The law does not override stricter state cash acceptance protections.

Maddy summaryThis bill expands 529 college savings account flexibility by allowing funds to cover costs for industry-recognized postsecondary credentials, not just traditional degrees. It defines "qualified expenses" to include tuition/fees for recognized credential programs (like certifications or apprenticeships), required testing fees, and continuing education needed to maintain credentials. To qualify, programs must meet specific criteria, such as appearing on state lists under the Workforce Innovation and Opportunity Act or being listed in VA or Defense directories. The change applies to 529 distributions made after the law's enactment, giving families more options to use these accounts for job-focused training.

Maddy summaryThis bill requires manufacturers to include a unique physical or chemical identifier on each pill of certain controlled substances in solid oral dosage form (like tablets or capsules). It directly affects pharmaceutical companies producing these specific medications, mandating the identifier to be added to every dose manufactured five years after the bill's enactment. The identifier must be machine-readable and help verify the product's authenticity throughout the supply chain. This change aims to improve tracking and combat counterfeit drugs in the distribution system.

Maddy summaryHR 1046, the Marc Fischer Memorial Act, requires the Bureau of Prisons to implement digital mail scanning technology at all federal prisons to detect fentanyl and other synthetic drugs in inmate mail. It mandates a strategy within 90 days of an evaluation, including 100% scanning of all mail, digital copies of mail to inmates within 24 hours, and physical mail delivery within 30 days for non-contaminated items. The bill directly affects federal prison staff, inmates, and the Bureau of Prisons by aiming to reduce drug-related overdoses and alleviate staff workload tied to mail processing. Implementation must be completed within three years, with annual reports tracking detected drugs and strategy efficiency. The legislation focuses on concrete technological and procedural changes to enhance safety, referencing a successful pilot program at two facilities.

Maddy summaryThe CONSTRUCTS Act of 2025 creates a federal grant program to fund training programs at community colleges and career schools focused on residential construction careers. It targets rural areas and underserved populations - including veterans, low-income individuals, and groups with historically low representation in construction - to develop skills in trades like carpentry, plumbing, electrical work, and HVAC. Grants, totaling $20 million annually from 2026-2030, require flexible scheduling, partnerships with construction employers, and plans to increase affordable housing supply through workforce development. The bill directly affects community colleges in rural or underserved regions and their students seeking residential construction careers.

Fair Access to Banking Act This bill places restrictions on certain banks, credit unions, and payment card networks if they refuse to do business with a person who complies with the law. Restrictions include prohibiting the use of electronic funds transfer systems and lending programs, termination of an institution's depository insurance, and specified civil penalties. Banks and other specified financial institutions are allowed to deny financial services to a person only if the denial is justified by a documented failure of that person to meet quantitative, impartial, risk-based standards established in advance by the institution. This justification may not be based upon reputational risks to the institution. The bill establishes the right for a person to bring a civil action for a violation of this bill.

Maddy summaryHR 1007, the Antisemitism Awareness Act of 2025, clarifies how the Department of Education enforces Title VI of the Civil Rights Act of 1964 to address discrimination against Jewish individuals. It requires the Department to consider the International Holocaust Remembrance Alliance (IHRA) definition of antisemitism when investigating complaints involving discrimination based on actual or perceived Jewish ancestry or ethnic characteristics. This affects Jewish students and communities in K-12 schools and colleges receiving federal funding, as it ensures antisemitism is assessed under existing civil rights protections. The bill does not create new laws but specifies that the IHRA definition - already used by the Department since 2018 - must be applied in Title VI enforcement cases.

Defending Domestic Orange Juice Production Act of 2025 This bill requires finished pasteurized orange juice to contain at least 10% by weight of orange juice soluble solids, exclusive of the solids of any added optional sweetening ingredients. (Current regulations require at least 10.5% by weight of orange juice soluble solids.)

Medicare Patient Access and Practice Stabilization Act of 2025 This bill increases certain payment adjustments under the Medicare physician fee schedule for services furnished between April 1, 2025, and January 1, 2026.