Rep. Frederica S. Wilson

Maddy summaryThe LOAN Act would significantly reform federal student loan programs by doubling Federal Pell Grants for eligible students (from $5,000 to $14,000 over several years), eliminating origination fees on new federal loans, and creating two new repayment plans: a fixed repayment plan and an Income-Driven Repayment Plan. It would automatically enroll borrowers who are delinquent or rehabilitating defaulted loans into income-driven repayment plans, eliminate interest capitalization (preventing interest from being added to the principal balance), and streamline Public Service Loan Forgiveness requirements. The bill would also provide refinancing options for existing federal student loans and private student loans with interest rates capped at 5%. These changes would directly affect millions of current and future student loan borrowers and Pell Grant recipients across the United States.

Maddy summaryHR 4796, the Restoring Essential Healthcare Act, repeals a provision that blocked Medicaid payments to certain healthcare providers during a specific period. It directly affects Medicaid beneficiaries who received care from these providers between the enactment of the prior law (Public Law 119-21) and this bill's enactment. The key provision retroactively restores Medicaid payments for services already provided during that blocked period, treating the payment restriction as if it never existed. This change ensures eligible individuals and providers receive reimbursement for covered care delivered during the prohibited timeframe.

Maddy summaryHR 4763, the PTO Act, requires most employers to provide employees with at least 1 hour of paid annual leave for every 25 hours worked, with a maximum of 80 hours per year. It applies to private-sector workers and certain government employees, protecting their right to use paid leave for any purpose without disclosing the reason. The bill mandates employers to maintain health benefits during leave, allow carryover of up to 40 hours of unused leave, and pay out unused leave upon separation. It also prohibits employers from discriminating against employees for using paid leave or requiring them to find replacements while on leave. The law includes enforcement mechanisms, allowing employees to file complaints with the Department of Labor or pursue private lawsuits.

Maddy summaryThis bill would prohibit the detention of pregnant women, lactating women, and postpartum mothers (within one year of childbirth) in immigration custody, requiring their immediate release except in rare circumstances involving public safety threats. It bans the use of physical restraints on these individuals during pregnancy, labor, delivery, and postpartum recovery, with only extremely limited exceptions. The bill mandates that facilities provide comprehensive reproductive health care including prenatal care, labor and delivery services, postpartum care, and access to abortion services. It requires facilities to maintain medical records, obtain informed consent for medical procedures, and conduct weekly reviews of any detained individuals under exceptional circumstances. The bill also establishes reporting requirements for facilities and creates transparency through public reporting of detention practices.

Maddy summaryHR 4696 amends Section 249 of the Immigration and Nationality Act to update eligibility for a registry program that provides a pathway to legal status for long-term residents. It changes the requirement from entering the U.S. before January 1, 1972, to entering at least 7 years before the application date. This adjustment bases eligibility on a rolling 7-year window instead of a fixed historical cutoff, allowing more recent long-term residents to qualify. The bill directly affects individuals who entered the U.S. after 1972 but maintained continuous residence for at least seven years prior to applying.

Maddy summaryHR 4752, the Reducing Hereditary Cancer Act, requires Medicare to cover genetic testing for germline mutations in individuals with a family history of hereditary cancer or suspicious personal/family history. It mandates coverage for risk-reducing surgeries (like mastectomies or hysterectomies) when guided by evidence-based clinical guidelines, and increases the frequency of cancer screenings (such as mammograms, colonoscopies, and breast MRI) for Medicare beneficiaries confirmed to have hereditary cancer gene mutations - ensuring screenings occur at least annually. The bill applies to Medicare beneficiaries with specific high-risk profiles, aligning coverage with guidelines from recognized oncology organizations like the National Comprehensive Cancer Network. It does not change eligibility but modifies Medicare’s existing coverage rules to expand access to these preventive services.

Maddy summaryThis bill prohibits companies from using automated systems to set prices or wages based on surveillance data about consumers or workers. It bans "surveillance-based price setting" (personalized pricing based on consumer tracking) and "surveillance-based wage setting" (using personal data to determine worker pay), with limited exceptions for standard discounts like student or senior citizen rates when properly disclosed. Companies must publish clear procedures about how their automated systems work, including how data is used and how consumers/workers can challenge inaccuracies. The Federal Trade Commission and Equal Employment Opportunity Commission will enforce the law, and individuals can file lawsuits to challenge violations. The bill also prohibits pre-dispute arbitration agreements that would prevent class action lawsuits.

Maddy summaryThe RAP Act of 2025 amends federal evidence rules to generally prohibit the use of a defendant's creative or artistic expression (such as music, poetry, or visual art) as evidence in criminal or civil trials. It directly affects defendants whose artistic works might otherwise be presented against them, making such evidence inadmissible unless the government proves specific conditions by "clear and convincing evidence." These conditions require showing the expression was intended literally, directly relates to the specific facts of the case, is uniquely relevant, and has distinct probative value not available through other admissible evidence. If admitted under the exception, courts must redact the evidence and provide special jury instructions. The law aims to protect artistic expression from being misused in legal proceedings.

Maddy summaryHR 4734, the "Hands Off Our Social Security Act," prohibits federal actions that would alter Social Security benefits, data handling, workforce levels, office locations, or communication systems without explicit congressional approval. It directly protects Social Security beneficiaries and the Social Security Administration (SSA) by banning unauthorized changes to benefits, data mining, privatization, staff cuts, office closures, or reduced phone/in-person services. Key provisions require Congress to approve any modifications to benefits, workforce reductions, or office closures, and mandate the SSA to maintain existing communication channels. The bill also mandates annual GAO audits to ensure compliance with these restrictions. This legislation focuses on preserving current Social Security operations and access, not creating new benefits or altering eligibility.

Maddy summaryH.J. Res. 108 proposes a constitutional amendment to remove legal immunity for federal officials, including the President, from criminal prosecution for actions taken while performing official duties. It would prohibit the President from granting pardons to themselves and eliminate the defense that "official authority" excuses violations of federal or state law (with limited exceptions for certain congressional actions). If ratified, this amendment would require Congress to pass implementing laws to enforce these changes. The proposal is currently in the House Judiciary Committee and requires approval by three-fourths of state legislatures to become part of the Constitution.