Rep. Anna Paulina Luna

Maddy summaryThis bill automatically reduces the interest rate on eligible federal student loans to 2.0% for all borrowers, starting July 1 after enactment. It applies to all federal loans held by the U.S. Department of Education (like Direct Loans) and refinances other federal loans (like older FFELP loans) into new Direct Consolidation Loans at 2.0% interest without requiring borrower action (though borrowers may opt out of refinancing). Key provisions include eliminating origination fees, preserving original repayment terms, and requiring the Department to report annually on participation and delinquency rates. The policy directly affects millions of student loan borrowers with federal loans, lowering their interest costs without altering repayment duration or forgiveness eligibility.

Maddy summaryHR 1944, the "10 Percent Credit Card Interest Rate Cap Act," would cap the annual percentage rate (APR) for credit cards at 10%, including all finance charges. It prohibits creditors from using non-finance-charge fees to circumvent this limit and allows consumers who paid over the 10% rate to recover those amounts within two years. The bill amends the Truth in Lending Act to establish this federal standard, while allowing states to maintain stricter consumer protections. This provision would expire on January 1, 2031, as specified in the bill's sunset clause.

Maddy summaryHR 1878 creates a new federal tax credit for out-of-pocket expenses related to fertility treatments like IVF. It allows eligible taxpayers to claim a credit equal to up to $20,000 per year (or $40,000 for joint filers) for qualifying expenses, subject to income limits ($200,000 AGI for individuals, $400,000 for couples). The credit phases out for taxpayers earning above these thresholds and cannot be claimed for expenses covered by insurance or other deductions. This directly affects individuals and couples seeking fertility treatments who pay for them out-of-pocket.

Maddy summaryThis bill requires every Department of Veterans Affairs (VA) hospital and urgent care facility to employ at least one Sexual Assault Nurse Examiner (SANE) or a qualified healthcare provider to perform sexual assault forensic examinations. It mandates that after such an examination, veterans must be verbally referred to mental health services, either at the VA hospital or via a Veterans Care Agreement if VA wait times exceed 30 days. The bill explicitly prohibits any reduction in other patient care responsibilities for VA staff while implementing these requirements. The law directly affects veterans seeking sexual assault care at VA facilities by ensuring access to specialized examiners and timely mental health referrals.

Federal Firearms Licensee Protection Act of 2025 This bill modifies criminal penalties for an offense involving the theft of a firearm from a licensed importer, manufacturer, or dealer, or from their business premises. Specifically, the bill does the following: increases from 10 to 20 years the maximum prison term, and creates a 3- or 5-year mandatory minimum prison term for an offense that occurs during the commission of a burglary or robbery. An attempt to commit an offense is subject to the same penalties as a substantive offense.

Maddy summaryHRES 166 is a non-binding House resolution expressing U.S. support for the Iranian people's desire for a democratic, secular, and nonnuclear republic. It condemns the Iranian regime's terrorism, regional proxy wars, internal suppression of ethnic and religious minorities, and human rights abuses - including executions and repression of women-led protests. The resolution calls for holding the regime accountable through sanctions, supports the Ten-Point Plan for Iran’s democratic transition, and urges protection for Iranian political refugees in Albania. It does not create new laws but affirms U.S. policy alignment with Iranian protesters' demands.

Maddy summaryThis bill awards a Congressional Gold Medal to the 761st Tank Battalion (known as the "Black Panthers"), the first predominantly Black armored unit in World War II's European Theater. It recognizes their combat service from 1944-1946, including key roles in the Battle of the Bulge and breaking the Siegfried Line, despite facing racial prejudice during and after the war. The medal will be displayed at the National Museum of African American History and Culture, with bronze duplicates available for sale to cover costs. The bill commemorates the battalion's 130,000 enemy casualties inflicted, 50% casualty rate, and their 1978 Presidential Unit Citation. It does not create new laws or affect current policies.

Maddy summaryHR 1575, the "No American Land for Communist China Act," prohibits the People's Republic of China government and businesses with 25% or more Chinese government ownership from purchasing real estate adjacent to specific federal lands. The bill directly affects Chinese government agents and Chinese-affiliated businesses seeking to buy property near lands managed by the Departments of Interior, Defense, Agriculture (Forest Service), and Energy, as well as Indian country. Key provisions require the President to take necessary actions to block such purchases, defining "covered Federal lands" broadly to include national parks, military bases, and tribal lands. The law aims to prevent foreign government influence over land near sensitive U.S. properties through a clear purchase restriction.

Maddy summaryHRES 148 is a non-binding resolution expressing the House's view that China misrepresents UN Resolution 2758 (1971) as endorsing its "One China Principle" (claiming Taiwan is part of China), when the resolution only addressed which government represented China at the UN. It clarifies that the U.S. "One China Policy" does not accept China's claim over Taiwan and affirms the U.S. stance that Taiwan's status should be resolved peacefully by the people on both sides of the strait. The resolution opposes China's use of this misrepresentation to pressure other nations to sever ties with Taiwan and block Taiwan's participation in international organizations like the WHO or UN agencies. It specifically urges the U.S. to support Taiwan's meaningful engagement in international bodies and ensure Taiwan passport holders can access UN facilities without requiring Chinese-issued permits. The resolution aims to correct China's "false narratives" about Resolution 2758's meaning, not to change U.S. policy.

Maddy summaryHRES 145 is a resolution by the U.S. House of Representatives to impeach Judge Paul Adam Engelmayer of the Southern District of New York for high crimes and misdemeanors. The resolution's Article I alleges Judge Engelmayer abused his judicial authority by improperly restricting President Trump and Secretary Bessent from accessing Treasury Department records containing personally identifiable and confidential financial data. This action, according to the resolution, violated his oath of impartiality and duty to the public. The resolution does not enact policy but initiates the impeachment process, which would require Senate trial for removal from office.