Rep. John B. Larson

Maddy summaryHR 4335, the VA Loan Informed Disclosure Act of 2023, requires mortgage lenders to include specific information about VA home loan programs in standard mortgage disclosures. The bill amends the National Housing Act to mandate that lenders provide details on VA loans (guaranteed under Title 38) alongside other loan options, including assumptions about prevailing interest rates. This change directly affects lenders processing VA-guaranteed mortgages, ensuring borrowers receive clearer comparisons between VA loans and other financing. The law does not require lenders to verify borrower eligibility for VA loans, only to include the specified disclosure language.

Maddy summaryThe PRIDE Act of 2023 amends the Internal Revenue Code to replace gender-specific terms like "husband and wife" with gender-neutral language such as "married couple" or "spouses" across numerous tax code sections. This bill affects all legally married couples who file federal tax returns by updating language in over 30 sections of the tax code related to filing status, deductions, credits, and other tax matters. The bill is a language update that makes the tax code more inclusive without changing existing tax treatment for married couples. It does not alter tax rates, benefits, or policies, but ensures all provisions apply equally regardless of gender.

Maddy summaryHR 3698, the Feed Hungry Veterans Act of 2023, amends the Food and Nutrition Act of 2008 to expand eligibility for SNAP (Supplemental Nutrition Assistance Program) benefits to more veterans. It adds four new categories of veterans who can qualify: those with a "catastrophically disabled" status under military disability law, veterans under 65 receiving a pension under specific veteran benefits law, and those meeting existing high-disability rating thresholds. This change directly affects veterans who previously did not meet the program’s eligibility criteria but now qualify under these expanded definitions. The bill takes effect on October 1, 2023, making these eligibility changes operational for SNAP enrollment.

Promoting American Competition in Aquaculture Research Act This bill amends certain limitations on the use of Department of Agriculture (USDA) funding for indirect costs for aquaculture assistance programs. The bill also reauthorizes USDA aquaculture assistance programs through FY2028, which includes research and extension programs.

Maddy summaryHR 4289 prohibits "buy now, pay later" financing for firearms classified as "assault weapons" under the bill. It bans such loans for consumers purchasing these weapons and makes it illegal for dealers, manufacturers, or importers to accept funds from these loans for assault weapon sales. The law defines assault weapons to include rifles with features like folding stocks, detachable magazines, or pistol grips, and pistols with specific attachments or capacity limits. Violations carry $100,000 civil penalties assessed by the Attorney General. This directly affects consumers seeking to finance these weapons and the businesses selling them.

Maddy summaryThe Equality Act (HR 15) would amend federal civil rights laws to explicitly prohibit discrimination based on sexual orientation and gender identity in public accommodations, housing, employment, credit, and jury service. It amends the Civil Rights Act of 1964 to include sexual orientation and gender identity as protected characteristics under existing sex discrimination provisions. The bill would require businesses, housing providers, employers, and government entities to provide equal access and services without regard to a person's sexual orientation or gender identity. It includes specific definitions for gender identity and sexual orientation to clarify protections across all covered areas. The law would apply to all entities covered by the Civil Rights Act of 1964, including those receiving federal funding.

Maddy summaryHR 4121, the Right to Contraception Act, establishes a federal statutory right for individuals to access contraceptives and contraception services without government restriction or coercion, directly affecting all people seeking reproductive care and health care providers. The bill prohibits state or federal laws that limit access to contraceptives (defined broadly to include devices, drugs, and fertility methods), prevent individuals from obtaining or using them, or allow providers to refuse services based on personal beliefs. It preempts conflicting state laws, requires any restrictions to be justified by "clear and convincing evidence" of advancing access with no less restrictive alternative, and allows private lawsuits to challenge violations. The Act applies nationwide to all health care providers and individuals, protecting access regardless of factors like race, income, or location.

Maddy summaryHR 4184 repeals legal protections for gun manufacturers and sellers under the Protection of Lawful Commerce in Arms Act. It allows victims of gun violence to use gun trace data from the ATF's Firearms Trace System in civil court cases. This data, previously protected from discovery, can now be subpoenaed, admitted as evidence, and relied upon in lawsuits against gun sellers or manufacturers. The bill directly affects victims seeking legal recourse and gun industry defendants in civil litigation.

Maddy summaryThe Computer Science for All Act of 2023 would provide $250 million in federal grants to states, school districts, and eligible tribal schools to expand computer science education. The bill requires grant recipients to ensure all high school students have access to computer science within five years and to create a progression of computer science education from pre-kindergarten through middle school. It specifically targets reducing disparities by requiring schools to address gaps for underrepresented groups including minorities, girls, and students from low-income families. Grants would fund teacher training, learning materials, and programs supporting students traditionally underrepresented in tech fields, with schools required to track and report student demographics to monitor progress.

Maddy summaryThe American Dream and Promise Act of 2023 would create two pathways to permanent residency for certain immigrants. The "Dream Act" portion would provide conditional permanent resident status to individuals who entered the U.S. as children, have lived continuously in the U.S. since January 1, 2021, and meet educational requirements (such as completing high school, earning a degree, or enrolling in education programs). The "American Promise Act" portion would provide permanent residency to individuals eligible for Temporary Protected Status (TPS) or Deferred Enforced Departure (DED) as of specific dates (January 1, 2017, or January 20, 2021). The bill includes provisions for background checks, fee exemptions for low-income applicants, and processes for removing conditional status after meeting specific criteria like completing higher education or earning income.