Rep. Paul A. Gosar

Maddy summaryHR 3694, the VALID Act of 2025, requires lenders to include specific information about VA loans in mortgage disclosures. It amends the National Housing Act to mandate that disclosures state the loan-to-value ratio and clarify that VA loans are available under Chapter 37 of Title 38 (veterans' benefits law), assuming prevailing interest rates. The bill also requires the Federal Housing Finance Agency to add a military service question to the Uniform Residential Loan Application form, placing it above the signature line within six months of enactment. This directly affects veterans and active-duty service members applying for VA-guaranteed mortgages, as well as the lenders processing those applications.

Maddy summaryHR 3688, the Protecting Children from Experimentation Act of 2025, prohibits healthcare professionals from performing or aiding gender transition procedures on minors (under age 18) when the procedure involves interstate commerce (e.g., travel, payments, or communications across state lines). The bill defines "gender transition procedures" broadly to include hormonal treatments and surgeries like puberty blockers, hormone therapy, and genital reconstruction, but excludes medically necessary care for disorders of sex development, precocious puberty, or life-threatening conditions. Healthcare providers violating this prohibition face criminal penalties of up to five years in prison or fines, while minors cannot be prosecuted for receiving such procedures. The law explicitly targets providers, not parents or minors, and includes specific medical exceptions to avoid restricting standard care for qualifying health conditions.

Maddy summaryThis bill designates the federal building at 300 West Congress Street in Tucson, Arizona, as the "Raúl M. Grijalva Federal Building." It updates all official U.S. references - such as laws, maps, and documents - to use the new name for this specific building. The bill has no policy provisions or impact beyond this naming change. It is a procedural resolution honoring Raúl M. Grijalva, a former U.S. Representative from Arizona.

Maddy summaryHR 3598, the Deescalation Drone Pilot Program Act of 2025, establishes a federal pilot program to test nonlethal drones for law enforcement during active shooter events. The program, managed by the FAA, will review nonlethal devices (like sound emitters or cameras) for drones, develop training and safety protocols, and assess effectiveness in indoor scenarios to increase officer safety. It requires drones to be manufactured in the U.S. and mandates a report to Congress within 3 months of the pilot's conclusion, followed by rulemaking to create a formal approval process for law enforcement use. The bill directly affects Federal, State, local, and Tribal law enforcement agencies responding to active shooter events as defined by the legislation.

Maddy summaryHR 3608, "Connor’s Law," requires commercial motor vehicle operators (like truck and bus drivers) to read and speak English well enough to converse with the public, understand English traffic signs, respond to officials, and complete reports. The bill adds this language requirement to existing federal safety rules for commercial drivers. Drivers found noncompliant with this rule would face an "out of service" order, meaning they cannot operate their vehicle until they meet the requirement. This directly affects commercial drivers operating in the U.S. under federal safety regulations.

Maddy summaryHR 3540, the Low-Income Housing Tax Credit Elimination Act, eliminates the federal Low-Income Housing Tax Credit (LIHTC) for new housing projects. It directly affects developers and investors who rely on this tax credit to fund affordable housing construction. The bill amends the tax code to end eligibility for the credit on buildings placed in service after the law's effective date. This means no new tax credits will be available for affordable housing developments starting in the next taxable year.

Maddy summaryHR 3518 would deny federal funding to graduate medical schools that require certain diversity, equity, and inclusion (DEI) policies. Specifically, schools must certify they do not compel students or staff to affirm specific beliefs about race, gender, or systemic racism; require "diversity statements" for admission or employment; establish DEI offices; or discriminate based on race in programs. This affects graduate medical schools at institutions of higher education seeking federal financial aid, including student loan programs. The bill permits schools to teach about medical conditions related to race or collect demographic data, but prohibits policies mandating DEI-related pledges or offices.

Maddy summaryThe Conscience Protection Act of 2025 would protect health care providers, facilities, and insurers that choose not to provide, refer for, or cover abortion services. It prohibits discrimination against such entities by the federal government, states, or any recipient of federal funds. The bill creates a private right of action allowing affected individuals or entities to sue for violations of conscience protections. It also establishes administrative enforcement mechanisms through the Department of Health and Human Services' Office for Civil Rights. This would strengthen existing conscience protections like the Weldon Amendment by ensuring entities can maintain religious or moral objections without facing penalties.

Maddy summaryThis bill amends the Victims of Crime Act to expand compensation for "angel families" - immediate family members of homicide victims caused by undocumented immigrants (under INA 212(a)(6)(A)(i)) or international drug cartel members (under Controlled Substances Act). It adds coverage for emotional distress-related wage loss and medical expenses, alongside existing medical, funeral, and physical injury costs. The bill also creates a new Victims of Immigration Crime Engagement Office within Homeland Security to provide victims and families with support services, referrals, and criminal history information, while requiring annual reports tracking crime demographics, locations, and perpetrator patterns. These changes directly affect families of homicide victims where the perpetrator fits the specified categories of immigration or drug trafficking violations.

Maddy summaryThis bill phases out enhanced federal funding for Medicaid in states that expanded coverage under the Affordable Care Act. It gradually reduces the federal share of Medicaid costs for states that expanded coverage, decreasing the percentage each year from 2027 through 2034 before returning to standard funding levels after 2035. The change directly affects low-income residents in expansion states who rely on Medicaid, as states will pay more for their coverage over time. Non-expansion states (those that haven't expanded Medicaid) are exempt from these reductions, and expansion states can choose to limit coverage to individuals at or below 100% of the federal poverty line to maintain the higher federal funding rate.