Amends the Illinois Income Tax Act to end the tax credit for donations to certain affordable housing projects with the taxable year ending on December 31, 2011 (now, 2006). Effective immediately.
Amends the Criminal Code of 1961. Increases the penalties for identity theft and aggravated identity theft by one class higher than the current law. Effective immediately.
Amends the Election Code. Provides that a person admitted to a hospital, nursing home, or rehabilitation center (now, hospital) 5 or fewer days before an election is entitled to personal delivery of an absentee ballot. Effective immediately.
Creates the Payday Loan Reform Act. Provides that the Division of Financial Institutions of the Department of Financial and Professional Regulation shall license and regulate entities that offer payday loans (loans under which a lender accepts a post-dated check, authorization to debit a consumer's bank account, or an interest in a consumer's wages as security for the loan). Establishes requirements and restrictions applicable to license applications and licensing. Contains provisions regarding: limitations, requirements, and disclosures applicable to loan agreements, terms of loans, finance charges, and renewal of loans; revocation, suspension, and surrender of licenses; information to be available to the public; complaint handling; hearings; books and records; reports; advertising; prohibited acts; bonding; administrative rules; and other matters. Amends the Financial Institutions Code to provide for the administration of the Payday Loan Reform Act. Amends the Consumer Installment Loan Act to provide that the Act does not apply to payday loans. Provides that a violation of the Payday Loan Reform Act constitutes a violation of the Consumer Fraud and Deceptive Business Practices Act. Effective immediately.
Extends the Senate Task Force on Illinois Alcoholic Beverage Laws created by Senate Resolution 645 of the 93rd General Assembly and extends the reporting deadline to August 15, 2005.
Mourns the death of Judge Allen Hartman of Chicago on March 3, 2005.
Mourns the death of Rabbi Irving Rosenbaum of Chicago on January 28, 2005.
Amends the School Code. Makes technical changes in a Section concerning teacher certification.
Amends the Legislative Commission Reorganization Act of 1984. Makes a technical change in a Section concerning the short title.
Amends the Criminal Code of 1961. Prohibits the transfer or possession with intent to transfer of more than one handgun during a 30-day period. Creates a handgun database maintained by the Department of State Police that may be accessed by law enforcement officers to determine whether a person purchased more than one handgun within a 30-day period.
