Amends the Residential Mortgage License Act of 1987, the High Risk Home Loan Act, and the Interest Act. Limits the imposition of prepayment penalties in connection with high risk home loans. Limits the size of balloon payments in connection with high risk home loans. Limits the imposition of late fees. Effective January 1, 2013.
Amends the Illinois Human Rights Act. Makes a technical change in a Section concerning the short title.
Amends the Children and Family Services Act. Makes a technical change in a Section concerning the short title.
Amends the Condominium Property Act. Makes a technical change in a Section concerning the applicability of the Act.
Creates the Interstate Compact for the Placement of Children Act of 2011. Provides that Illinois enters into the Compact. The purpose of the Compact is to provide a process through which children who are abused, neglected, or deprived or who have been adjudicated delinquent or unmanageable are placed in safe and suitable homes in a timely manner. The further purpose of the Compact is to facilitate supervision of interstate placement of those children, delivery of services, and communication. The Compact creates the Interstate Commission for the Placement of Children. The Compact provides that the Commission shall oversee the administration and operation of the Compact and that the executive, legislative, and judicial branches of state government in each member state shall enforce the Compact and the rules of the Interstate Commission and shall take all actions necessary and appropriate to effectuate the Compact's purposes and intent. Repeals the Interstate Compact for the Placement of Children Act.
Amends the Adoption Act. Makes a technical change in a Section concerning who may be adopted.
Amends the Illinois Insurance Code to provide that, notwithstanding any healthcare provider agreement with any insurer or administrator, no accident and health insurance policy or managed care plan shall charge a copayment that is more than 50% of the total billed charges for services provided to an insured or enrollee during a visit to a healthcare provider.
Amends the Probate Act of 1975. Makes a technical change in a Section concerning signing and attestation of wills.
Amends the Property Tax Code. Makes a technical change in a Section concerning assessments in Cook County.
Amends the Election Code. Makes a technical change in a Section of the campaign finance Article concerning definitions.
