Sen. Jacqueline Y. Collins

Co-sponsor SB 3523

Failed · Illinois Senate · Co-sponsor

TAX REFUND ANTICIPATION LOAN

Amends the Tax Refund Anticipation Loan Disclosure Act. Changes the short title of the Act to the Tax Refund Anticipation Loan Reform Act. Makes changes concerning disclosure requirements, prohibited activities, interest rate limits for non-bank refund anticipation loans, and defined terms. Provides a calculation for the refund anticipation loan interest rate. Provides that a person who violates the Tax Refund Anticipation Loan Reform Act commits an unlawful practice under the Consumer Fraud and Deceptive Practices Act. Makes conforming changes in the Currency Exchange Act and the Consumer Fraud and Deceptive Business Practices Act. Contains a severability provision. Effective immediately.

Failed Jan 8, 2013 1 co-sponsor Track

Co-sponsor SB 3177

Failed · Illinois Senate · Co-sponsor

RESIDENT MORTGAGE LICENSE

Amends the Residential Mortgage License Act of 1987. Defines "loan modification" and "short sale facilitation". Authorizes the Director of the Division of Banking of the Department of Financial and Professional Regulation to establish relationships or contracts with the Nationwide Mortgage Licensing System and Registry. Provides that residential mortgage license applicants may be required to furnish information to the Nationwide Mortgage Licensing System and Registry. Provides that each application for a license or for the renewal of a license shall be accompanied by an averment stating that the applicant will not charge or collect advance payments from borrowers or homeowners for engaging in loan modification or short sale facilitation. Amends the Residential Real Property Disclosure Act. Provides that, for each loan, a broker or loan originator must submit information concerning the borrower's debt to income ratio for inclusion in the predatory lending database. Effective January 1, 2013.

Failed Jan 8, 2013 1 co-sponsor Track

Co-sponsor SB 1302

Failed · Illinois Senate · Co-sponsor

CIVIL LAW-TECH

Amends the Code of Civil Procedure. Makes a technical change in a Section regarding the short title of the Article concerning mortgage foreclosures.

Failed Jan 8, 2013 1 co-sponsor Track

Co-sponsor SB 1301

Failed · Illinois Senate · Co-sponsor

CIVIL LAW-TECH

Amends the Code of Civil Procedure. Makes a technical change in a Section regarding the short title of the Article concerning mortgage foreclosures.

Failed Jan 8, 2013 1 co-sponsor Track

Co-sponsor SR 248

Failed · Illinois Senate · Co-sponsor

URGE USPS - 6 DAY MAIL SVC

Urges the United States Postal Service to maintain a six-day a week mail service.

Failed Jan 8, 2013 1 co-sponsor Track

Co-sponsor SB 2860

Failed · Illinois Senate · Co-sponsor

REGULATION-TECH

Amends the Illinois Credit Union Act. Makes a technical change in a Section concerning the fiscal year of credit unions.

Failed Jan 8, 2013 1 co-sponsor Track

Co-sponsor SB 1776

Failed · Illinois Senate · Co-sponsor

LOCAL GOVERNMENT-TECH

Amends the Illinois Municipal Code. Makes a technical change in a Section concerning liens for removal costs.

Failed Jan 8, 2013 1 co-sponsor Track

Co-sponsor SB 2854

Failed · Illinois Senate · Co-sponsor

REGULATION-TECH

Amends the Illinois Credit Union Act. Makes a technical change in a Section concerning the fiscal year of credit unions.

Failed Jan 8, 2013 1 co-sponsor Track

Co-sponsor SB 1959

Failed · Illinois Senate · Co-sponsor

BANKING-TECH

Amends the Illinois Banking Act. Makes a technical change in a Section concerning the short title.

Failed Jan 8, 2013 1 co-sponsor Track

Co-sponsor SB 1300

Failed · Illinois Senate · Co-sponsor

CIVIL LAW-TECH

Amends the Code of Civil Procedure. Makes a technical change in a Section regarding the short title of the Article concerning mortgage foreclosures.

Failed Jan 8, 2013 1 co-sponsor Track