Amends the Payday Loan Reform Act. Changes the definition of "payday loan" to include any loan with a finance charge exceeding an annual percentage rate of 36% (instead of with a finance charge exceeding an annual percentage rate of 36% and with a term that does not exceed 120 days). Provides that no lender may make a payday loan with periodic payments unless the periodic payments are substantially equal term payments and, if paid as scheduled, result in full payment of the principal and interest owed on the loan at the end of the loan term. Requires the licensee, as part of the information that he or she must collect and maintain, to include the total number of lawsuits filed by the licensee or its agent against consumers to collect on payday loans from consumers during the preceding calendar year. Prohibits a licensee or a person making payday loans from evading the requirements and prohibitions of the Act by use of a device or subterfuge including, but not limited to, (i) disguising a payday loan as a different type of transaction, or (ii) characterizing a required fee as a purchase of a good or service in connection with a payday loan. Authorizes the Department to develop rules to determine if any person or entity seeks to evade the applicability of this Act by any device, subterfuge, or pretense. Effective immediately.
Sponsored bills
Amends the Senior Citizens and Disabled Persons Property Tax Relief and Pharmaceutical Assistance Act. In the provisions concerning the pharmaceutical assistance program ("Illinois Cares Rx"), provides that Eligibility Group 1 consists of persons who are not eligible for Medicare Part D and who are disabled and under age 65 (eliminates other qualifications based on income and immigration status). Provides that Eligibility Group 3 consists of persons age 65 or older who are eligible for Medicare Part D (eliminates other qualifications based on income and immigration status). Provides that Eligibility Group 4 consists of persons age 65 or older who are not eligible for Medicare Part D (eliminates other qualifications based on income and immigration status).
Creates the Textbook Advisory Committee Act. Requires a textbook advisory committee to be established in the office of the provost or chief academic officer of each public institution of higher education in this State. Specifies who must serve on the committee. Provides that a committee shall establish and implement certain policies with respect to textbooks. Provides that the committee shall report annually to the Board of Higher Education or the Illinois Community College Board, as appropriate, on measures undertaken to reduce textbook costs and provide students with cost-saving alternatives. Requires certain information to be included in the report. Repeals the Act on June 30, 2015. Amends the State Mandates Act to require implementation without reimbursement.
Amends the Residential Real Property Disclosure Act. Requires the seller of the property to disclose whether the property has been used for the manufacture of methamphetamine.
Amends the Senior Citizens and Disabled Persons Property Tax Relief and Pharmaceutical Assistance Act. In provisions concerning the pharmaceutical assistance program ("Illinois Cares Rx"), provides that for Eligibility Group 1 (persons who are not eligible for Medicare Part D coverage and who meet certain other requirements), "covered prescription drug" means those drugs covered by the Medical Assistance Program under the Illinois Public Aid Code (instead of any of 10 specified types of drugs).
Amends the Illinois Public Aid Code. Provides that beginning July 1, 2008, the Department of Human Services shall increase TANF grant amounts in effect on June 30, 2008 by 15%. Effective immediately.
Amends the Chicago Park District Act. Provides that the Chicago Park District is authorized to issue (now, issue before January 1, 2004) bonds in the amount of $128,000,000 for museums, aquariums, and art museums under the control of the Chicago Park district. Effective immediately.
Amends the Unified Code of Corrections. Provides that any person on the effective date of this amendatory Act incarcerated in a facility of the Illinois Department of Corrections for any sex offense, or a prior sex offense statute as defined in any former version of the Criminal Code of 1961, or any offense that was sexually motivated, shall submit a specimen of blood, saliva, or tissue by July 1, 2007 for immediate inclusion in the State Offender DNA Identification System. Provides that after July 1, 2007, every person convicted of a sex offense, or a prior sex offense statute as defined in any former version of the Criminal Code of 1961, or any offense which at the time of sentencing the court finds to be sexually motivated shall within 45 days of his or her placement in a facility of the Illinois Department of Corrections submit a sample of blood, saliva, or tissue for immediate inclusion in the State Offender DNA Identification System. Effective immediately.
Amends the Illinois Public Aid Code. Provides that beginning July 1, 2008, the Department of Human Services shall increase TANF grant amounts in effect on June 30, 2008 by 15%. Effective immediately.
Creates the New Employee Criminal History Records Check Act. With respect to employees hired on or after the effective date of the Act, prohibits an employer from having a criminal history records check performed on an employee for one year after he or she has been hired. Provides that this prohibition does not prohibit an employer from having a criminal history records check performed on an applicant for employment. Provides that, if a criminal background check is relevant to the decision to hire or retain an employee, the application must clearly state that the criminal background check will impact the decision to hire or retain the employee. Provides that a violation of the Act is a petty offense. Provides that the Department of Labor is charged with the duty to enforce the Act. Effective July 1, 2008.