Amends the Illinois Insurance Code. In provisions concerning surplus line insurance, changes the definition of "home state". Amends the Farm Mutual Insurance Company Act of 1986. Sets forth provisions concerning farm mutual insurance company investments in home office real estate. Makes other changes.
Amends the Mobile Home Park Act. Provides that operating a mobile home park without a current license shall result in a fine of $10 per day per site. Provides that licenses issued under the Act are nontransferable. Provides that if a mobile home park is sold, the application for a new license shall be mailed to the Department of Public Health and postmarked no later than 10 days after the date of sale. Provides that delinquent licensing fees and reinspection fees of the prior owner or owners are to be paid by the new owner before a license is issued. Requires the current name, address, email address, and telephone number of the licensee and mobile home park manager to be displayed at all times on the mobile home park property in a location visible to the public and protected from weather. Requires the Department to conduct an annual inspection of each mobile home park. Provides that if violations are documented during the annual inspection and the Department is required to reinspect the mobile home park to ensure the violations have been corrected, the Department, at its discretion, may charge a reinspection fee of $300 per site visit due at the time of license renewal. Provides that licensing fees and reinspection fees are nonrefundable. Provides that a mobile home park whose license has been voided, suspended, denied or revoked may be relicensed once the park is in substantial compliance, all delinquent licensing fees are paid, all reinspection fees are paid, and the mobile home park submits an application and application fee. Increases fees to be paid for the annual mobile home park license, individual mobile home spaces, and late charges.
Amends the Right of Publicity Act. Grants additional enforcement rights and remedies to recording artists. Provides for the liability of any person who materially contributes to, induces, or otherwise facilitates a violation of a specified provision of the Act by another party after having reason to know that the other party is in violation. Defines "artificial intelligence" and "generative artificial intelligence". Changes the definition of "commercial purpose" and "identity".
Amends the Physical Fitness Services Act. Provides that every contract for physical fitness services shall provide that notice of cancellation may be made in writing and delivered by mail to the physical fitness center at the address specified in the contract, by a telephone call to the physical fitness center, or online at the website the contract was entered into, if the contract was entered into online (rather than notice of cancellation shall be made in writing and delivered by certified or registered mail). Provides that every contract for physical fitness services that automatically renews must comply with the requirements of the Automatic Contract Renewal Act.
Amends the Illinois Insurance Code. Provides that when issuing or marketing a homeowner's insurance policy, an insurer shall disclose whether the homeowner's insurance policy covers damage from a sewer backup or overflow from a sump pump. Provides that if the homeowner's insurance policy being issued does not cover damage caused by a sewer backup or overflow from a sump pump, the insurer shall offer the insured the opportunity to purchase additional coverage for damage caused by a sewer backup or overflow from a sump pump. Provides that the cost of the additional coverage shall be clearly communicated to the insured at the time the opportunity to purchase the additional coverage is offered. Defines "homeowner's insurance policy".
Amends the Illinois Insurance Code. Provides that a health plan shall limit the total amount that a covered person is required to pay for a covered prescription inhaler at an amount not to exceed $25 per 30-day supply and shall limit the total amount that a covered person is required to pay for all covered prescription inhalers at an amount not to exceed $50 in total per 30 days. Provides that coverage for prescription inhalers shall not be subject to any deductible. Provides that nothing in the provisions prevents a health plan from reducing a covered person's cost sharing to an amount less than the cap. Authorizes rulemaking and enforcement by the Department of Insurance. Effective January 1, 2025.
Amends the Illinois Community Reinvestment Act. Provides that the Secretary of Financial and Professional Regulation shall retain qualified persons to design and conduct one or more disparity studies to prepare and report findings and conclusions to the Secretary to: (1) identify and delineate geographies in Illinois exhibiting significant disparities by protected characteristics with respect to: access to financial products or services, including, but not limited to, physical branches of covered financial institutions; and lending and investments by covered financial institutions; and (2) identify policies, procedures, patterns, or practices that have or may have disparate impact or discriminatory effects. Provides that the Secretary shall implement the findings, conclusions, and other results from the study into the examination process as detailed in rule. Provides that the Secretary shall update the disparity studies at least every 4 years, but may require it to be updated more frequently at the Secretary's discretion. Provides that the Secretary may use specified fees to pay for the disparity studies, as necessary. Defines the term "protected characteristic". Effective immediately.
Creates the Strengthening Community Media Act. Provides that a State agency shall direct at least 50% of its total spending on advertising to local news organization publications. Sets forth exceptions and reporting requirements. Provides that a local news organization shall not be sold to an out-of-state company without giving written notice 120 days before the sales occurs to specified individuals and organizations. Amends the Illinois Income Tax Act. Provides that a taxpayer that is an eligible news journalist employer shall be allowed a credit against the Personal Property Tax Replacement Income Tax for each qualified journalist hired by the eligible news journalist employer during the taxable year. Provides that an eligible news journalist employer is entitled to a credit against taxes in an amount equal to 50% of the wages paid for up to 150 qualified journalists. Provides that an eligible small business is entitled to a credit against taxes in an amount equal to the amount paid by the eligible small business to local newspapers or broadcasters for advertising in the State. Amends the Higher Education Student Assistance Act. Creates the Journalism Student Scholarship Program. Provides that the Illinois Student Assistance Commission shall award scholarships to students who will work at a local news organization in the State for a period of not less than 2 years.
Amends the Mental Health and Developmental Disabilities Code. Provides that the Division of Developmental Disabilities of the Department of Human Services may impose progressive sanctions, excluding a situation in which a recipient of services is placed at immediate risk of harm, on providers that fail to comply with conditions specified by rule, contract, or policy as determined by the Division. Provides that sanctions include, but are not limited to, payment suspension, loss of payment, enrollment limitations including admission holds, or other actions up to and including contract termination. Provides that a service provider receiving a sanction may appeal the sanction in writing to the Department of Healthcare and Family Services within 30 days after receipt of the sanction.
Amends the Illinois Human Rights Act. Provides that an employer that uses predictive data analytics in its employment decisions may not consider the applicant's race or zip code when used as a proxy for race to reject an applicant in the context of recruiting, hiring, promotion, renewal of employment, selection for training or apprenticeship, discharge, discipline, tenure or terms, privileges, or conditions of employment. Provides that nothing in the Act shall be construed to prevent the use of predictive data analytics to support the inclusion of diverse candidates in making employment decisions. Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a person or entity that relies either partially or fully on predictive data analytics to determine a consumer's creditworthiness may not allow the use of information about the consumer that assigns specific risk factors to the consumer's race or zip code resulting in rejection of credit or other adverse credit-related action to a consumer. Provides that a person or entity that uses predictive data analytics to determine the creditworthiness of more than 50 consumers in a calendar year who are State residents shall devise procedures to ensure that it does not consider information that assigns specific risk factors to a consumer's race or zip code when rejecting or taking other adverse action on a consumer's application for credit. Provides that a person or entity that violates the provisions commits an unlawful practice within the meaning of the Act.
