Amends the Consumer Installment Loan Act. Provides that an income share agreement provider shall clearly and conspicuously disclose specified information in an income-based financing transaction no later than 3 business days before the consummation of the transaction. Requires an income share agreement provider to disclose a borrower's effective annual percentage rate under specified scenarios. Requires an income share agreement provider to provide a borrower with a monthly statement within 15 days before a payment due date, and to provide a borrower with an annual statement. Provides that the contractual payment percentage of an agreement may not exceed 5% of a borrower's qualified income, and no income share agreement term may exceed 60 months. Provides that an income share agreement provider shall not contract for a payment cap that exceeds 1.10 times the amount of the advance or extend an advance that exceeds $5,000. Provides that no payment may be collected under the terms of an income share agreement when a borrower is enrolled in a covered educational program, or during the 6-month grace period after a borrower leaves such a program. Provides that an income share agreement provider shall not engage in unfair or deceptive practices toward a borrower or misrepresent or omit any material information in connection with an income-based financing transaction. Provides that a borrower must exhaust all sources of federal student loans and state grants for which the borrower is directly eligible before entering into an educational income share agreement. Requires an income share agreement provider to provide readily accessible methods for consumers to submit a request for assistance to the provider, and to implement a process by which a borrower can escalate any request for assistance. Makes other changes. Defines terms.
Rep. Kelly Cassidy
Sponsored bills
Amends the Illinois Lottery Law. Provides that the special instant scratch-off game to benefit Alzheimer's awareness be conducted for the benefit of Alzheimer's care, support, education, and awareness (rather than specifically named "The End of Alzheimer's Begins with Me"). Removes language discontinuing the scratch-off on January 1, 2021. Effective immediately.
Calls upon the U.S. government to embrace the U.N. Treaty on the Prohibition of Nuclear Weapons and make global nuclear disarmament the centerpiece of its national security policy.
Amends the Change of Name Article of the Code of Civil Procedure. Replaces existing language prohibiting persons with certain criminal convictions from petitioning for a name change with language providing that: a person who has been convicted of any offense for which a person is required to register under the Sex Offender Registration Act, the Murderer and Violent Offender Against Youth Registration Act, or the Arsonist Registration Act and who has not been pardoned is not permitted to file a petition for a name change during the period that the person is required to register, unless that person verifies under oath that the petition for the name change is due to marriage, transgender status, religious beliefs, or status as a victim of trafficking; and a person who has been convicted of a felony and whose sentence has not been completed or discharged is not permitted to file a petition for a name change in the courts of this State unless that person is pardoned for the offense. Provides that a person will not face a felony charge if the person's request for legal name change is denied without proof of perjury. Requires a warning to appear on a name change petition describing the penalties for seeking a prohibited name change. Makes various changes to the criteria for objections by a State's Attorney to a name change petition. Provides that a court may order that the record of the name change proceeding be designated confidential and waive the publication requirement if the court finds good cause for entering the order. Makes other changes. Makes conforming changes in the Arsonist Registration Act, the Sex Offender Registration Act, and the Murderer and Violent Offender Against Youth Registration Act.
Amends the Illinois Sexually Transmissible Disease Control Act. Provides that a health care professional who makes a clinical diagnosis of trichomoniasis may prescribe, dispense, furnish, or otherwise provide prescription antibiotic drugs to the infected person's sexual partner or partners for the treatment of the sexually transmissible disease without physical examination of the partner or partners, if in the judgment of the health care professional the partner is unlikely or unable to present for comprehensive healthcare, including evaluation, testing, and treatment for sexually transmissible diseases.
Amends the Department of State Police Law of the Civil Administrative Code of Illinois and the Uniform Peace Officers' Disciplinary Act. Provides that the Illinois State Police or a local law enforcement agency may not release any information to the public, a news organization, or other organization except to another law enforcement agency or as part of a criminal investigation that is of a personal nature or that is included in personnel records regarding an Illinois State Police officer or a peace officer employed by a local law enforcement agency without first informing the officer of the law enforcement agency's intent to release the information. Provides that the law enforcement agency must supply all pertinent information regarding the request and its intent to release the information, and must give the officer a copy of all information that will be released upon the request of the officer. Provides that this applies to any information released, including a Freedom of Information request, but does not apply to information released at the request of the officer or the officer's legal representative. Effective immediately.
Amends the Adult Protective Services Act. Requires the Department on Aging to develop and implement a dementia training program that must include instruction on the identification of people with dementia, risks such as wandering, communication impairments, elder abuse, and the best practices for interacting with people with dementia. Provides that initial training of 4 hours shall be completed at the start of employment with the Adult Protective Services division and shall cover several subjects, including: (i) dementia, psychiatric, and behavioral symptoms; (ii) communication issues, including how to communicate respectfully and effectively; and (iii) protocols for connecting people living with dementia to local care resources and professionals who are skilled in dementia care to encourage cross-referral and reporting regarding incidents of abuse. Provides that annual continuing education shall include 2 hours of dementia training covering the same subjects discussed during initial training. Grants the Department rulemaking authority.
Repeals the Rent Control Preemption Act.
Amends the Criminal Identification Act concerning expungement. Provides for automatic expungement of law enforcement records, criminal history records, and court records of all persons whose arrest or charge not initiated by arrest resulted in release without charging or in acquittal, dismissal, or conviction when the conviction was reversed or vacated. Provides exceptions. Effective immediately.
Amends the School Code. Prohibits a school district employee or volunteer or an independent contractor of a school district from placing a student in seclusion; defines seclusion. Provides that this prohibition does not apply to the use of seclusion in a court-ordered placement, other than a placement in an educational program of a school district, or in a placement or facility to which other laws or rules apply. Requires State Board of Education rulemaking. Effective immediately.