Amends the Debt Settlement Consumer Protection Act. Adds student loan borrowers to the definition of "consumer". Adds to the definition of "debt settlement provider" any person or entity engaging in, or holding itself out as engaging in, or any person who solicits for or acts on behalf of such person or entity engaging in or holding itself out as engaging in, the business of student loan debt relief services in exchange for any fee or compensation assessed against or charged to a consumer. Excludes institutions of higher education from the definition of "debt settlement provider". Defines other terms. Requires a specified notice and disclosure to student loan borrowers to be included in advertising and marketing communications concerning student loan debt relief services. Requires providers of student loan debt relief services to provide a specified notice and disclosure before a student loan borrower signs a contract. Provides that any fees charged to a student loan borrower in exchange for student loan debt relief shall comply with a provision concerning fees. Makes other changes. Effective immediately.
Sponsored bills
Amends the School Code. Prohibits a school district employee or volunteer or an independent contractor of a school district from placing a student in seclusion; defines seclusion. Provides that this prohibition does not apply to the use of seclusion in a court-ordered placement, other than a placement in an educational program of a school district, or in a placement or facility to which other laws or rules apply. Requires State Board of Education rulemaking. Effective immediately.
Amends the Payday Loan Reform Act. Provides that the finance charge for a payday loan shall not exceed an annual percentage rate of 39%.
Urges the U.S. Congress to expand the Public Service Loan Forgiveness Program so that it includes farming as an applicable career for loan forgiveness.
Urges county authorities throughout the State to utilize the Silver Search program more frequently.
Amends the Managed Care Reform and Patient Rights Act. Provides that every health insurance carrier that provides coverage for prescription drugs shall ensure that no fewer than 25% of certain individual and group plans offered shall apply a pre-deductible, flat-dollar copayment structure to the entire drug benefit. Provides that the flat-dollar copayment structure for prescription drugs must be reasonably graduated and proportionately related in all tier levels such that the copayment structure as a whole does not discriminate against or discourage the enrollment of individuals with significant health care needs. Requires the health insurance carriers to clearly and appropriately name the plans to aid in consumer or plan-sponsor plan selection. Requires the health insurance carriers to market the plans in the same manner as their other plans. Provides that if a health insurance carrier offers fewer than 4 plans, the health insurance carrier shall ensure that one plan shall use the drug benefit structure, including cost-sharing requirements. Requires the Department of Insurance to adopt rules necessary to implement and enforce the provisions. Effective January 1, 2020. Senate Floor Amendment No. 2 Deletes reference to: 215 ILCS 134/45.3 new Adds reference to: 5 ILCS 80/4.32 5 ILCS 80/4.31 rep. 20 ILCS 687/6-7 20 ILCS 3855/1-130 50 ILCS 750/3 from Ch. 134, par. 33 50 ILCS 750/15.3 from Ch. 134, par. 45.3 50 ILCS 750/15.3a 50 ILCS 750/15.6b 50 ILCS 750/30 50 ILCS 750/99 220 ILCS 5/13-1200 220 ILCS 5/21-401 220 ILCS 5/21-1601 415 ILCS 98/55 625 ILCS 57/34 770 ILCS 60/6 from Ch. 82, par. 6 P.A. 101-221, Sec. 99-99 Replaces everything after the enacting clause. Extends the repeal of the following by one year: the Crematory Regulation Act; the Cemetery Oversight Act; the Illinois Health Information Exchange and Technology Act; the Radiation Protection Act of 1990; the Renewable Energy, Energy Efficiency, and Coal Resources Development Law of 1997; a provision of the Illinois Power Agency Act concerning home rule preemption; the Emergency Telephone System Act; the Telecommunications Article of the Public Utilities Act; provisions of the Cable and Video Competition Article of the Public Utilities Act; the Mercury Thermostat Collection Act; and the Transportation Network Providers Act. Further amends the Emergency Telephone System Act to delay the required implementation of Next Generation 9-1-1 service until December 31, 2021 (rather than July 1, 2020) and to make conforming changes throughout the Act. Further amends the Cable and Video Competition Article of the Public Utilities Act to extend State-issued authorizations to provide cable or video service by one year. Amends the Mechanics Lien Act. In provisions concerning fixing or stipulating time for the completion of a contract or a time for payment in a contract in order to obtain a lien, extends the date that certain provisions are operative for one year. Amends Public Act 101-221. Delays, from July 1, 2020 until March 1, 2021, the effective date of the Hotel and Casino Employee Safety Act. Effective immediately.
Amends the Procurement of Domestic Products Act. Provides that purchasing agencies shall promote the purchase of and give preference to manufactured articles, materials, and supplies that have been manufactured in Illinois (currently, the United States). Provides that, if the purchasing agency determines that certain conditions apply to a procured product, then, with respect to that procurement, the purchasing agency shall give preference to manufactured articles, materials, and supplies that have been manufactured in the United States. Effective immediately. Fiscal Note (Dept. of Central Management Services) It is not possible to calculate the negative fiscal impact of this proposed legislation currently. For all practical purposes, it should be assumed that negative impact will occur. The potential for up to 12% cost increases for an indeterminable universe of procured products exists. State Mandates Fiscal Note (Dept. of Commerce & Economic Opportunity) This bill does not create a State mandate. House Floor Amendment No. 1 Defines "commercially available off-the-shelf item" for the purposes of the Procurement of Domestic Products Act. Senate Floor Amendment No. 2 Deletes reference to: 30 ILCS 517/5 30 ILCS 517/10 30 ILCS 517/25 Adds reference to: New Act 5 ILCS 100/5-45.1 new 5 ILCS 100/5-45.2 new 20 ILCS 605/605-705 was 20 ILCS 605/46.6a 20 ILCS 605/605-707 was 20 ILCS 605/46.6d 20 ILCS 605/605-1045 new 20 ILCS 1305/10-25 20 ILCS 1505/1505-210 30 ILCS 105/5.930 new 30 ILCS 105/5.931 new 30 ILCS 105/5.932 new 30 ILCS 105/5.933 new 30 ILCS 105/5h.5 30 ILCS 105/6z-45 30 ILCS 105/6z-57 30 ILCS 105/6z-63 30 ILCS 105/6z-70 30 ILCS 105/6z-100 30 ILCS 105/6z-120 new 30 ILCS 105/6z-121 new 30 ILCS 105/6z-122 new 30 ILCS 105/8.3 from Ch. 127, par. 144.3 30 ILCS 105/8.12 from Ch. 127, par. 144.12 30 ILCS 105/8g-1 30 ILCS 105/13.2 from Ch. 127, par. 149.2 30 ILCS 105/25 from Ch. 127, par. 161 30 ILCS 105/6z-27 30 ILCS 110/5 new 30 ILCS 115/12 from Ch. 85, par. 616 30 ILCS 120/16 from Ch. 85, par. 666 30 ILCS 160/2 from Ch. 127, par. 4002 30 ILCS 730/3 from Ch. 96 1/2, par. 8203 30 ILCS 740/2-3 from Ch. 111 2/3, par. 663 30 ILCS 767/15-10 35 ILCS 5/901 30 ILCS 105/8.25f from Ch. 127, par. 144.25f 35 ILCS 105/9 from Ch. 120, par. 439.9 35 ILCS 110/9 from Ch. 120, par. 439.39 35 ILCS 115/9 from Ch. 120, par. 439.109 35 ILCS 120/3 from Ch. 120, par. 442 70 ILCS 210/13 from Ch. 85, par. 1233 70 ILCS 210/13.2 from Ch. 85, par. 1233.2 70 ILCS 3615/4.09 from Ch. 111 2/3, par. 704.09 20 ILCS 2705/2705-575 was 20 ILCS 2705/49.28 30 ILCS 105/5.107 rep. 30 ILCS 105/6p-3 from Ch. 127, par. 142p3 30 ILCS 105/8.8a from Ch. 127, par. 144.8a 30 ILCS 605/7b 415 ILCS 20/3 from Ch. 111 1/2, par. 7053 305 ILCS 5/5-5.4 from Ch. 23, par. 5-5.4 305 ILCS 5/5H-4 305 ILCS 5/12-4.53 new 305 ILCS 20/6 from Ch. 111 2/3, par. 1406 305 ILCS 20/18 415 ILCS 5/22.15 from Ch. 111 1/2, par. 1022.15 415 ILCS 5/55.6 from Ch. 111 1/2, par. 1055.6 415 ILCS 5/57.11 625 ILCS 5/3-821 from Ch. 95 1/2, par. 3-821 705 ILCS 105/27.3b-1 705 ILCS 135/10-5 705 ILCS 135/15-70 730 ILCS 5/3-12-3a from Ch. 38, par. 1003-12-3a 730 ILCS 5/3-12-6 from Ch. 38, par. 1003-12-6 765 ILCS 1026/15-801 210 ILCS 49/5-106 30 ILCS 105/6z-20.1 30 ILCS 105/8.53 65 ILCS 5/11-101-3 20 ILCS 605/605-1050 new 5 ILCS 100/5-45.3 new 305 ILCS 5/5-5.7a new 305 ILCS 5/12-4.35 25 ILCS 10/20 new Replaces everything after the enacting clause. Creates the FY2021 Budget Implementation Act. Provides that the purpose of the Act is to make the changes in State programs that are necessary to implement the Governor's FY2021 budget recommendations. Effective immediately.
Creates the Mental Health Modernization and Access Improvement Act. Requires the Department of Healthcare and Family Services to apply for a Medicaid waiver or State Plan amendment, or both, within 6 months after the effective date of the Act to develop and implement a regulatory framework that allows, incentivizes, and fosters payment reform models for all Medicaid community mental health services provided by community mental health centers or behavioral health clinics. Requires the regulatory framework to: (i) allow for and incentivize service innovation that is aimed at producing the best health outcomes for Medicaid enrollees with mental health conditions; (ii) reward high-quality care through annual incentive payments to community mental health centers and behavioral health clinics; (iii) require community mental health centers and behavioral health clinics to report on specified quality and outcomes metrics; and other matters. Provides that all documentation and reporting requirements under the regulatory framework must comply with the federal Mental Health Parity and Addiction Equity Act of 2008 and the State mental health parity requirements under the Illinois Insurance Code. Contains provisions concerning quality and outcomes metrics reporting; data sharing; the establishment of a Stakeholder Quality and Outcomes Metrics Development Working Group; statewide in-person trainings to ensure provider readiness for the regulatory framework; quality and patient safety protections; implementation timeline; certification of community mental health centers that opt into the regulatory framework; and other matters. Provides that the Act shall be implemented upon federal approval and only to the extent that federal financial participation is available. Effective immediately.
Amends the Illinois Income Tax Act. Creates an income tax credit for beginning farmers who participate in a financial management program approved by the Department of Agriculture. Creates an income tax credit for owners of agricultural assets who sell or rent those agricultural assets to a beginning farmer. Effective immediately.
Amends the State Treasurer Act. Provides that the State Treasurer shall establish the Illinois Higher Education Savings Program for the purpose of expanding access to higher education through savings. Provides for enrollment in the Program. Provides further duties and requirements of the Treasurer regarding the Program. Creates the Illinois Higher Education Savings Program Fund as a fund held outside of the State treasury to be the official repository of all contributions, appropriations, interest, and dividend payments, gifts, or other financial assets received by the State Treasurer in connection with the operation of the Program or related partnerships. Provides for audits and reports concerning the Program. Allows the Treasurer to adopt any rules that may be necessary to implement the Program. Amends the Freedom of Information Act to provide an exemption for information that is exempt from disclosure under the Illinois Higher Education Savings Program. House Floor Amendment No. 2 Provides that notwithstanding any court order which would otherwise prevent the release of information, the Department of Public Health is authorized to release specified information to the State Treasurer for the purposes of the Illinois Higher Education Savings Program. State Mandates Fiscal Note (Dept. of Commerce & Economic Opportunity) This bill does not create a State mandate. Fiscal Note (Office of the Treasurer) Based upon Illinois' current birth rate of 155,000 to 165,000 newborns per year, the annual cost for this program is expected to be $9-10 million per year, beginning in FY21. This includes approximately $8 million for the initial seed funding of $50 per child and an estimated $1.5 million to develop local savings incentive partnerships, engage parents and children in related financial literacy initiatives, and administer the program. Because unclaimed and unused funds will remain with the program for future use, the need for annual appropriations will decline after year 10 of the program as unclaimed and unused funds are recycled. House Floor Amendment No. 3 Modifies the definition of "eligible child".