Sen. Tim Richards

Requires property insurers to offer discounts on a condominium association's annual insurance premium if the association adopts specific risk mitigation upgrades or develops comprehensive disaster response plans. Requires property insurers of condominiums to base premium increases on actuarial justifications that reflect actual risk reduction resulting from upgraded fire safety improvements installed in conjunction with a building fire and life safety evaluation. Requires property insurers of condominiums to justify premium increases above ten per cent. Requires property insurers of condominiums to publicly report premium increases each year. Effective 7/1/2050. (SD2)

Beginning 7/1/2027, allows chiropractic students enrolled in a qualified chiropractic college to engage in clinical practice as part of their college instruction if directly supervised by a qualified licensed chiropractor. Requires the Hawaii Board of Chiropractic to adopt rules. Effective 7/1/2050. (SD2)

Maddy summarySCR 28 is a procedural resolution requesting the Hawaii Auditor to assess the social and financial impacts of mandatory health insurance coverage for colorectal cancer screenings, as proposed in House Bill 556 (2025). It does not create new policy but requires a report under Hawaii Revised Statutes §23-51 before any such mandate could be enacted. The assessment will evaluate costs, access, and potential benefits for residents, particularly focusing on colorectal cancer screening coverage. This step is mandated by state law prior to considering legislation that would require insurers to cover specific preventive services.

Authorizes the Governor to enter into a Cosmetology Licensure Compact on behalf of the State to provide a streamlined process that allows cosmetologists to obtain a multistate license enabling them to practice cosmetology in another state without obtaining a separate license under the laws of that state. Requires the Department of Commerce and Consumer Affairs to adopt rules to implement and administer the Compact. Authorizes the Governor to enter into the Compact. Effective 7/1/2050. (SD2)

Allows authorized insurers in the State to offer building and hurricane damage insurance for condominium buildings at a lesser rate than the building's prior surplus lines insurance policy for the same coverage. Effective 7/1/2050. (SD1)

Requires insurers to provide advance written notice to policyholders and the Insurance Commissioner, with reasonable explanations and primary factors, of any policy cancellation, non-renewal, or proposed premium increase, if, upon renewal, premiums are scheduled to increase more than 10 per cent. Requires insurers that provide property insurance to file rate schedules and underlying criteria with the Insurance Commissioner. Requires the Insurance Commissioner to conduct periodic reviews of insurance rates and submit annual reports to the Legislature. Requires the Insurance Commissioner to establish a Public Reporting and Dispute Resolution Program to handle complaints and appeals regarding premium increases. Requires insurers to provide premium discounts or credits to policyholders that implement disaster risk mitigation measures. Effective 7/1/2050. (SD2)

Allows captive insurance companies that are not risk retention captive insurance companies to apply to the Insurance Commissioner for certificates of exemption from examination after meeting certain requirements. Effective 7/1/2050. (SD1)

Maddy summarySB 1559 allocates funds to the University of Hawaii Sea Grant College Program for dune restoration work at Hanakaoo Beach Park. The bill directly affects the University of Hawaii Sea Grant program and the local community by providing dedicated funding for coastal restoration efforts at this specific park location. It specifies that the funds will be used for dune restoration activities, with the measure becoming effective on July 31, 2050. This is a funding bill focused on a single, defined project, not a broader policy change.

Establishes and appropriates funds to establish the Aloha Intelligence Institute within the University of Hawaii to develop, support, and advance artificial intelligence initiatives statewide. Requires reports to the Legislature. Effective 7/31/2050. (SD1)

Authorizes the Hawaii State Energy Office to establish a publicprivate partnership to develop a waste-to-energy generating facility in each county having a population below 800,000. (SD1)