Sen. Angela D. Alsobrooks

Maddy summaryThis bill amends federal securities laws to expand regulatory exemptions for retirement plans used by charities and educational institutions. It specifically updates definitions to include 403(b) plans (common for nonprofit employees) under exemptions from certain registration and oversight rules, provided they meet three conditions: (1) they follow federal retirement law (ERISA), (2) the employer acts as a fiduciary for investment choices, or (3) they are governmental plans. This change directly affects employees of qualifying charities and educational institutions who participate in these 403(b) plans, reducing compliance burdens for their retirement plans. The policy change streamlines regulatory requirements without altering retirement benefits or funding.

Maddy summaryS 391, the Access to Counsel Act of 2025, requires U.S. Customs and Border Protection to provide certain immigrants access to legal counsel during immigration inspections at ports of entry or during deferred inspection. It directly affects individuals including lawful permanent residents returning from travel, visa holders, refugees, asylees, and parolees. The bill mandates that immigration officers ensure a meaningful opportunity for counsel consultation within one hour of inspection starting, including phone access, and allows counsel to present evidence to officers. Special rules require lawful permanent residents to receive legal advice before signing a form abandoning their status, unless they voluntarily waive this right in writing. The law takes effect 180 days after enactment and does not override existing rights to counsel under other immigration laws.

Maddy summaryThe GENIUS Act of 2025 establishes a regulatory framework for payment stablecoins in the United States, requiring that only "permitted payment stablecoin issuers" (including bank subsidiaries, federally approved nonbank entities, and state-approved issuers) may issue stablecoins. The bill mandates that these issuers maintain 1:1 reserves backed by specific assets like U.S. currency, Treasury securities, or money market funds, and requires monthly public disclosure of reserve composition. It creates federal oversight by the Comptroller, Federal Reserve, FDIC, and NCUA, while allowing states to regulate smaller stablecoin issuers (under $10 billion market cap) if their rules are substantially similar to federal standards. The act also clarifies that payment stablecoins are not securities or commodities and gives holders priority in insolvency proceedings.

Maddy summaryThe NO BAN Act (S.398) amends U.S. immigration law to prohibit discrimination based on national origin, religion, or other protected categories when processing nonimmigrant visas or immigration benefits. It explicitly bans entry restrictions that target specific nationalities or religions, requiring the President to justify any such restrictions with specific evidence, narrow tailoring, and congressional notification under Section 212(f). The bill mandates detailed public reporting on visa denials, waivers, and refugee admissions for affected countries, and requires ongoing 30-day updates if entry restrictions are implemented. This directly affects nonimmigrant visa applicants, refugees, and commercial airlines subject to enforcement provisions.

Maddy summaryThe Stop Arming Cartels Act of 2025 bans the civilian sale, transfer, or possession of rifles capable of firing .50 caliber ammunition, directly affecting individuals and businesses handling these weapons. It includes exceptions for government use and rifles owned before the law's enactment, and requires owners to register such rifles with the federal registry within 12 months without fees. The bill also adds new liability for sellers who knowingly transfer these rifles to foreign narcotics traffickers or individuals designated under the Foreign Narcotics Kingpin Act. Additionally, it expands firearm sales reporting to include rifles and creates a new federal prohibition on firearm transfers to designated foreign traffickers.

Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act This bill allows, beginning in 2028, for Medicare coverage and payment for multi-cancer early detection screening tests that are approved by the Food and Drug Administration and that are used to screen for cancer across many cancer types, if the Centers for Medicare & Medicaid Services determines such coverage is appropriate. Coverage is limited to those under a certain age (age 68 in 2028, increased by one year every year thereafter) and to one test every 11 months.

Maddy summaryThis bill mandates increased federal funding for two key education programs. It requires annual appropriations for Title I of the Elementary and Secondary Education Act (which supports schools serving disadvantaged students) and the Individuals with Disabilities Education Act (IDEA, which funds special education) starting in 2026. The bill sets specific, rising annual funding levels - based on a 2025 baseline and national per-student spending - to gradually reach 40% of the national average per-pupil expenditure for IDEA by 2035. These funds directly affect school districts receiving Title I support and those providing special education services under IDEA. The funding is made mandatory, not discretionary, ensuring consistent annual support for these programs.

Maddy summaryThis Senate resolution (SRES 42) is a symbolic expression of disapproval by the Senate for pardons granted to individuals convicted of assaulting Capitol Police officers. It does not change any laws or affect legal outcomes but formally condemns those pardons as inconsistent with the Senate's position. The resolution directly addresses the Senate's stance toward those who received pardons for violent acts against law enforcement during the January 6, 2021, Capitol breach.

Maddy summaryS 280, the Global Health, Empowerment and Rights Act, removes barriers for foreign nongovernmental organizations (NGOs) seeking U.S. aid under the Foreign Assistance Act. It directly affects foreign NGOs providing health services (like counseling) with non-U.S. funds, ensuring they cannot be denied aid solely for offering such services if they comply with local laws and U.S. federal standards. The bill prohibits denying aid based on health services provided with non-U.S. funds and stops applying stricter rules on non-U.S. funds for advocacy to foreign NGOs compared to U.S. NGOs. This changes how the U.S. government evaluates eligibility for aid, making the process more consistent for foreign health-focused organizations.

Maddy summaryS 199 would create special tax rules for "qualified residents of Taiwan" with income from U.S. sources. It would lower tax rates on interest, dividends, and royalties from 30% to 10% (15% for some dividends), provide tax relief for certain wages paid to Taiwan residents working in the U.S., and exempt income from entertainment or athletic activities up to $30,000. The bill establishes specific requirements for entities to qualify for these benefits, including ownership and income criteria. It also creates a process for the U.S. to negotiate a formal tax agreement with Taiwan to further address double taxation concerns.