Maddy summaryThis bill reauthorizes and modifies an existing Federal Housing Administration (FHA) pilot program designed to help prospective homebuyers, particularly those with limited credit history, qualify for mortgages. It allows the FHA to use credit scoring models that incorporate "additional data" (beyond traditional credit reports) for borrowers who voluntarily choose to participate, aiming to assess their creditworthiness more comprehensively. The legislation requires the Secretary of Housing and Urban Development to select these models, ensure lenders provide clear information to borrowers about their options, and specifically prevents the program from being used for refinancing existing loans. It also mandates detailed reports to Congress on the pilot's effectiveness and impact, extending the program for an additional five years.
Sponsored bills
Maddy summaryThe Reforming Disaster Recovery Act establishes a new Long-Term Disaster Recovery Fund to provide grants for housing, infrastructure, and economic revitalization in areas most affected by catastrophic major disasters. This legislation creates a new Office of Disaster Management and Resiliency within the Department of Housing and Urban Development to coordinate recovery efforts and ensures that at least 70 percent of the funding benefits low- and moderate-income households. The bill also introduces a formula-based allocation system that includes a specific portion of funds for mitigation activities designed to reduce future disaster risks and requires strict reporting to prevent the duplication of benefits with other federal aid.
Maddy summaryThis resolution formally recognizes April 10 as Dolores Huerta Day to honor the civil rights and labor leader's legacy. It does not create a federal holiday or change laws but expresses the House of Representatives' support for the designation. The text highlights Huerta's contributions to farm workers' rights, women's equality, and Latino political representation through a series of "whereas" clauses detailing her achievements. The resolution serves as a commemorative statement rather than a policy change, directing no new actions or funding.
Maddy summaryThis bill establishes a 17-member Commission on Presidential Capacity to Discharge the Powers and Duties of the Office. This commission, composed primarily of medical professionals and former high-ranking executive officials, would be activated by a concurrent resolution of Congress. Its duty would be to conduct a medical examination of the President to determine if they are mentally or physically unable to discharge the powers and duties of the office due to conditions such as illness, disability, or substance use. Following the examination, the commission would report its findings and a declaration on the President's capacity to Congress and the Vice President, with any refusal by the President to undergo examination taken into consideration.
Maddy summaryThis resolution formally condemns Representative Andy Ogles for posting a statement on March 9, 2026, claiming that Muslims do not belong in American society. The document outlines findings that describe Islam as a faith promoting peace, equality, and justice, while asserting that opposing pluralism based on racial demographics is hateful. It also notes that the House of Representatives has referred the matter to the Committee on Ethics for review. The resolution does not impose penalties but serves as an official statement of the House's position on the representative's comments.
Maddy summaryThis concurrent resolution formally recognizes the ongoing disparity between wages paid to men and women in the United States and reaffirms Congress's commitment to supporting equal pay. It highlights statistical data showing that women earn approximately 81 cents for every dollar earned by men, with significant variations across racial and ethnic groups, and notes that the gender wage gap has widened over the past two years. The document also identifies contributing factors such as occupational segregation, lack of family-friendly workplace policies, and workplace harassment, while emphasizing the economic impact on women's retirement security and family incomes.
Maddy summaryThe Strengthening and Improving Mobilization Act of 2026 requires the Defense Production Act Committee to conduct a discussion-based simulation at least once every five years to evaluate resource needs and the effective use of authorities under the Defense Production Act. This requirement directly affects the committee responsible for coordinating domestic industrial mobilization efforts during national emergencies. The bill also corrects a minor naming error in the original Defense Production Act of 1950 by removing the word "and" from its official title. These changes aim to improve the committee's ability to plan for potential defense production challenges without altering existing mobilization powers.
Maddy summaryThe Kira Johnson Act establishes a federal grant program to support community-based organizations in improving maternal health outcomes for populations facing higher rates of maternal mortality and health disparities. It allocates $100 million annually from 2027 to 2031 for grants that fund programs addressing social determinants of health, culturally congruent care, and support for midwifery practices. The bill also creates a separate $5 million annual funding stream for training all maternity care employees on bias reduction, trauma-informed care, and respectful service delivery. Additionally, the legislation requires hospitals and health systems to establish compliance programs that allow patients to report bias and mandates regular public reporting on these efforts. A study by the National Academies and ongoing evaluation by the GAO will assess the effectiveness of these initiatives in improving patient experiences and health outcomes for pregnant and postpartum individuals from racial and ethnic minority groups.
Maddy summaryThe PREDICT Act prohibits federal government officials, including Members of Congress, their spouses and dependents, high-ranking executive branch employees, and political appointees from trading on prediction markets tied to political events. This restriction applies to any agreement or transaction where payment depends on whether a specific political event occurs, does not occur, or happens to a certain degree. If a covered individual violates this rule, they must pay a 10% fee and forfeit any profits from the transaction, with penalties paid from personal funds rather than government salaries or allowances. The Office of Government Ethics will issue guidance on undefined terms and publish details of any fines on a public website.
Maddy summaryThe Energy Bills Relief Act aims to lower household energy costs and accelerate the development of low-cost, clean energy by modifying federal tax credits, expanding weatherization programs, and streamlining permitting processes. Key provisions include restoring tax incentives for renewable energy projects, increasing funding for low-income heating assistance, and requiring federal agencies to treat wind, solar, and storage projects with the same procedural fairness as oil and gas projects. The bill also establishes new incentives for upgrading the electricity grid, such as tax credits for transmission lines and grants for wildfire prevention measures, while creating mechanisms to ensure utilities serve public interests and protect consumers from price volatility.