Rep. Erin Houchin

Maddy summaryThis bill establishes a new category of student loans called Outcomes-Based Financing (OBF) products, which allow borrowers to repay their debt based on their future income rather than a fixed schedule. It directly affects students, lenders, and educational institutions by creating specific tax rules that treat OBF payments similarly to interest and educational assistance. The legislation mandates strict consumer protections, requiring lenders to disclose key terms like income thresholds and payment calculations, while also capping monthly payments at 20% of a borrower's income and setting a maximum loan duration of 360 months. Additionally, the bill preempts conflicting state laws regarding interest rates and payment structures to ensure uniformity for these new financial products.

Maddy summaryThe AI Security and Innovation Act establishes a new Center for AI Security and Innovation within the National Institute of Standards and Technology to assess risks and improve the security of artificial intelligence systems. This center will evaluate threats such as data leaks and model tampering, develop voluntary safety standards, and conduct research on advanced AI capabilities developed by both U.S. and foreign entities. The bill defines key terms like "artificial intelligence model" and "covered frontier system," and authorizes $20 million annually from 2027 to 2032 to fund the center's activities. While the center director will consult with various federal agencies and AI developers, the legislation explicitly prohibits the center from having regulatory or enforcement powers. The center is authorized to operate for five years before its provisions expire.

Maddy summaryThis bill prevents public colleges receiving federal funding from denying religious student groups access to campus facilities and official recognition - same as other student organizations. It requires equal treatment for religious groups regarding meeting spaces, events, and institutional support, prohibiting discrimination based on religious beliefs or practices. The law directly affects all public universities participating in federal student aid programs (over 400 institutions). It mandates policy changes to ensure religious groups receive the same access and benefits as secular clubs.

Maddy summaryThis bill authorizes the presentation of Congressional Gold Medals to the four crew members of the Artemis II mission to recognize their historic achievement in advancing human space exploration. The legislation directs the Speaker of the House and the President pro tempore of the Senate to arrange for the medals, which will feature the faces of the astronauts and be struck by the Secretary of the Treasury. In addition to the gold medals, the bill permits the minting and sale of duplicate bronze versions to help cover production costs, with any proceeds returned to the United States Mint Public Enterprise Fund.

Repealing Big Brother Overreach Act This bill repeals the Corporate Transparency Act. The act requires existing companies and newly created companies to report beneficial ownership information to the Department of the Treasury’s Financial Crimes Enforcement Network for purposes of addressing the financing of terrorism and money laundering.

Maddy summaryThe HAILEY Act of 2026 amends the PROTECT Act to update the criteria for issuing AMBER Alerts. It allows law enforcement to request these alerts for any missing person under 18 who is considered a high-risk individual, expanding the program beyond its previous focus on child abduction cases. This change applies to police agencies and the national AMBER Alert communication network, ensuring that alerts can be triggered for a broader range of endangered youth. The legislation does not alter the core requirements for issuing an alert but clarifies that the system covers all high-risk missing minors.

Maddy summaryThis resolution directs the House of Representatives to consider four separate bills related to federal funding and program administration. The first bill allocates money for agriculture, rural development, and the Food and Drug Administration for the fiscal year 2027. The remaining three bills propose changes to child care funding, student financial aid fraud detection, and Temporary Assistance for Needy Families programs. Specifically, it allows for the withholding of child care funds from states that do not comply with requirements, mandates the use of an identity fraud detection system for student aid applications, and establishes goals to reduce fraud in federal assistance grants.

Maddy summaryHR 1041, the Veterans 2nd Amendment Protection Act, prevents the Department of Veterans Affairs (VA) from automatically sending veterans' personal information to the national background check system (NICS) solely because a court has appointed a fiduciary (like a guardian) to manage their benefits. This directly affects veterans who have a fiduciary appointed due to mental health or cognitive challenges but are not deemed a danger to themselves or others. The bill requires a court order finding the veteran poses a danger before any such information can be shared with the NICS. It changes VA procedures to block unnecessary barriers to firearm ownership for veterans who qualify for fiduciary support without a judicial determination of danger.

Maddy summaryThis bill would add pharmacist services to Medicare Part B coverage for beneficiaries, specifically covering pharmacist-led testing and treatment for illnesses like flu, COVID-19, or strep throat during public health emergencies. It defines covered services as those performed under state law, often requiring collaboration with a physician, and sets payment at 80% of the lesser of the actual charge or 85% of physician payment rates. Pharmacists would be prohibited from balance billing for these services, ensuring Medicare beneficiaries pay only their standard copayment. The changes would take effect January 1, 2026.

Maddy summaryThis bill authorizes the U.S. Mint to produce commemorative $5 gold and $1 silver coins marking the 25th anniversary of the September 11, 2001, terrorist attacks. The coins must feature designs honoring victims and first responders (including the inscription "Never Forget") and will be sold only during 2027-2028. All surcharges ($35 per gold coin, $10 per silver coin) collected from sales will fund the National September 11 Memorial and Museum at the World Trade Center, with no net cost to the federal government. The coins are legal tender but primarily intended for collectors, not circulation.