Maddy summaryHR 2978, the GUARD Act, allows state, local, and tribal law enforcement agencies to use existing federal grant funds for investigating elder financial fraud, "pig butchering" investment scams, and general financial fraud. The bill directs these funds toward hiring specialized staff, training on blockchain tools and transnational fraud, purchasing investigative software, improving data collection, and creating financial sector liaisons to coordinate with banks. It requires annual reports from law enforcement on fund usage and outcomes, and mandates federal agencies to submit comprehensive reports to Congress on scam statistics, enforcement actions, and funding allocation. The legislation directly affects law enforcement agencies and aims to strengthen efforts against fraud targeting vulnerable populations, particularly elderly individuals.
Sponsored bills
Maddy summaryHR 941, the Small LENDER Act, creates a 3-year compliance period and a subsequent 2-year penalty-free period for small lenders required to report small business lending data under a new rule. It directly affects financial institutions that originated at least 500 small business loans in each of the previous two years (defined as loans to businesses with under $1 million annual revenue). The bill delays full enforcement of new data reporting requirements, giving lenders time to adjust without penalties during the grace periods. This changes how the Consumer Financial Protection Bureau enforces reporting rules for smaller lenders focused on small business loans.
Repealing Big Brother Overreach Act This bill repeals the Corporate Transparency Act. The act requires existing companies and newly created companies to report beneficial ownership information to the Department of the Treasury’s Financial Crimes Enforcement Network for purposes of addressing the financing of terrorism and money laundering.
Maddy summaryThe Child Care Modernization Act of 2026 updates federal rules to help states create flexible child care systems that offer parents more choices across different settings like homes, centers, and schools. It expands eligibility for assistance to include children of parents who are job seekers, students, or those receiving health treatment, while also raising the income limit for some families. The bill requires states to use cost-based models to set payment rates that cover provider expenses and mandates the creation of new grants to help build and expand child care facilities. Additionally, it establishes new reporting requirements to track how much families spend on care and measures progress on improving workforce quality and access.
Maddy summaryThis bill increases monthly disability compensation for veterans eligible for aid and attendance by adding a $833.33 supplemental payment, effective December 2026. It also creates an automatic adjustment for dependency and indemnity compensation (DIC) payments, tying them to Social Security benefit increases plus an additional 1%, for up to five years starting December 2026. Additionally, it temporarily allows the VA to collect fees for certain housing loans from veterans with a 70% or lower disability rating (2025-2035), effective August 2026. These changes directly affect veterans receiving disability compensation, surviving family members receiving DIC, and veterans applying for VA-guaranteed housing loans.
Maddy summaryHR 1041, the Veterans 2nd Amendment Protection Act, prevents the Department of Veterans Affairs (VA) from automatically sending veterans' personal information to the national background check system (NICS) solely because a court has appointed a fiduciary (like a guardian) to manage their benefits. This directly affects veterans who have a fiduciary appointed due to mental health or cognitive challenges but are not deemed a danger to themselves or others. The bill requires a court order finding the veteran poses a danger before any such information can be shared with the NICS. It changes VA procedures to block unnecessary barriers to firearm ownership for veterans who qualify for fiduciary support without a judicial determination of danger.
Maddy summaryThis bill, titled the Constance C. McDaniel Medically Necessary Infant Formula and Donor Milk Act, directs the Department of Health and Human Services to create a three-year pilot program that provides financial assistance to eligible parents for purchasing infant formula or donor milk. To receive aid, parents must have a child under one year old who cannot breastfeed due to specific medical conditions, such as maternal illness, adoption, or infant digestive issues, and must not already qualify for the Special Supplemental Nutrition Program for Women, Infants, and Children. The program offers flexible funding methods like vouchers or reimbursements and requires the government to evaluate its effectiveness annually while reporting results to Congress. The initiative is authorized for a total of $60 million over four fiscal years and will end three years after the law is enacted.
Maddy summaryThis bill extends the Rural Community Hospital Demonstration Program by an additional five years, allowing rural hospitals to continue receiving Medicare payment adjustments designed to help them compete with larger health systems. The legislation amends existing federal laws to change the program's timeline from a 15-year extension to a 20-year extension, ensuring these financial incentives remain in place for a longer period. It also includes specific rules for hospitals that joined the program later, ensuring they receive the same extended benefits during the final years of the new timeframe. The primary effect is to maintain current funding mechanisms for participating rural hospitals without altering the core rules of the demonstration.
Maddy summaryThis bill would add pharmacist services to Medicare Part B coverage for beneficiaries, specifically covering pharmacist-led testing and treatment for illnesses like flu, COVID-19, or strep throat during public health emergencies. It defines covered services as those performed under state law, often requiring collaboration with a physician, and sets payment at 80% of the lesser of the actual charge or 85% of physician payment rates. Pharmacists would be prohibited from balance billing for these services, ensuring Medicare beneficiaries pay only their standard copayment. The changes would take effect January 1, 2026.
Maddy summaryThis bill authorizes the U.S. Mint to produce commemorative $5 gold and $1 silver coins marking the 25th anniversary of the September 11, 2001, terrorist attacks. The coins must feature designs honoring victims and first responders (including the inscription "Never Forget") and will be sold only during 2027-2028. All surcharges ($35 per gold coin, $10 per silver coin) collected from sales will fund the National September 11 Memorial and Museum at the World Trade Center, with no net cost to the federal government. The coins are legal tender but primarily intended for collectors, not circulation.