Rep. Emanuel Cleaver

Maddy summaryHR 2808, the Homebuyers Privacy Protection Act, restricts how consumer reporting agencies share credit reports during mortgage applications. It prevents agencies from sending these reports to third parties unless the request is tied to a firm credit offer and the recipient has either the homebuyer’s explicit written consent or is directly involved in the mortgage (like the lender, loan servicer, or the homebuyer’s bank holding an active account). This directly affects homebuyers applying for residential mortgages by limiting unsolicited sharing of their credit information. The law amends the Fair Credit Reporting Act to strengthen privacy protections around mortgage-related credit data.

Maddy summaryThis bill requires most health insurance plans to cover HIV prevention services - including PrEP and PEP drugs, related lab tests, counseling, and monitoring - without cost-sharing (like copays or deductibles) or prior approval. It applies to private insurance, Medicare, Medicaid/CHIP, and federal employee health plans, directly affecting people who use HIV prevention medications. Key provisions mandate 100% coverage for FDA-approved HIV prevention drugs, eliminate cost-sharing for these services, and prohibit insurers from requiring preauthorization for them. The bill defines covered services to include all necessary components of HIV prevention care as outlined in current public health guidelines.

Maddy summaryHR 5126, the HIV Prevention Now Act, appropriates $2.165 billion for the CDC's National Center for HIV, Viral Hepatitis, STD, and Tuberculosis Prevention for fiscal year 2026. This funding is in addition to existing CDC appropriations and must be used exclusively by that specific center for its programs, with no transfer to other entities. The bill directly affects the CDC's public health operations by providing dedicated resources for prevention and treatment programs targeting HIV, viral hepatitis, STDs, and tuberculosis. It does not create new policies or alter eligibility but ensures sustained funding for existing prevention efforts at the federal level.

Maddy summaryThis bill prohibits Members of Congress, their spouses, and dependent children from owning or trading certain investments, including stocks, commodities, and derivatives (referred to as "covered investments"). It requires affected individuals to divest these investments within 90-180 days, with specific exemptions for Treasury bonds, diversified mutual funds, small business interests, and family trusts meeting strict conditions. Violations incur penalties of 10% of the investment's value plus disgorgement of profits, paid directly to the U.S. Treasury. The law applies to all covered individuals during federal service, with exceptions for investments acquired through inheritance or occupational trading (e.g., a spouse’s finance job).

Maddy summaryThis bill prohibits federal courts from excluding potential jurors based on disability or age. It amends jury selection laws to require reasonable accommodations (like sign language interpreters or accessible seating) so people with disabilities can serve if otherwise qualified. The law removes automatic disqualification for "infirmity" and ensures individuals aren't barred from jury service solely due to disability when accommodations could enable participation. It directly affects millions of Americans with disabilities and older adults who may have been previously excluded from federal jury duty. The changes apply specifically to jury service in U.S. district courts.

Maddy summaryThe SUN Act (HR 4998) requires the President to submit a detailed report to Congress within 15 days whenever National Guard members are deployed domestically for non-disaster purposes under specific laws. The report must include the legal basis for the deployment, evidence of reduced violence, input from local law enforcement, total costs, and a certification that the deployment won’t interfere with disaster response capabilities. It applies to all domestic uses of the National Guard except for responses to natural disasters under the Stafford Act. The bill aims to enhance congressional oversight of military deployments on U.S. soil.

Maddy summaryThis bill (HJRES 115) terminates a presidential emergency declaration made on August 11, 2025, which claimed a "crime emergency" in Washington, D.C. It directly affects the District of Columbia by ending federal restrictions that prevented D.C. from using $1 billion in locally-raised funds for public safety, law enforcement, fire services, and schools. The resolution cites that the emergency declaration was legally flawed - section 740 of the DC Home Rule Act does not permit federalizing the Metropolitan Police Department - and notes that D.C. violent crime has reached a 30-year low. The bill formally ends the emergency under the DC Home Rule Act, restoring D.C.'s authority over its own budget and public safety resources.

Maddy summaryThis bill establishes a permanent Rural Housing Preservation and Revitalization Program to help maintain affordable housing in rural areas. It provides mechanisms for loan restructuring, extends rental assistance contracts for up to 20 years, and streamlines application processing for housing assistance. The bill also adjusts rural housing voucher programs to better respond to tenant needs, including allowing for interim and annual reviews of voucher amounts based on income changes. These changes directly affect low-income rural residents living in federally assisted housing and the housing providers who manage these properties.

Maddy summaryThis resolution expresses the House of Representatives' opposition to any presidential pardon, commutation, or other clemency for Ghislaine Maxwell, who was convicted in 2021 for conspiring to traffic minors for sexual abuse alongside Jeffrey Epstein. It highlights her 20-year prison sentence for facilitating the grooming and abuse of children, emphasizing that clemency would deny justice to victims. The resolution is non-binding but formally states that her conviction and sentence were warranted, and that her ongoing imprisonment is the only available measure of justice for survivors.

Maddy summaryHR 4917, the Expanding the VOTE Act, amends the Voting Rights Act to increase language access for voters. It expands the definition of "voting materials" to include digital formats and requires states to provide language assistance (both written and oral) for minority language groups, with special provisions for American Indian and Alaska Native languages when written translations aren't feasible. The bill creates grants to help jurisdictions provide voting materials in languages that don't currently trigger Section 203 coverage, and mandates a study on lowering population thresholds for language assistance requirements. This directly affects states, local election jurisdictions, and voters who speak minority languages, including those in communities not currently covered by existing language access rules.