Rep. Sarah McBride

Enhanced Iran Sanctions Act of 2025 This bill imposes sanctions on certain foreign persons (individuals and entities) that are involved in Iran's petroleum sector as well as certain associated persons. The bill also requires or authorizes actions to facilitate the enforcement of sanctions on Iran. Specifically, the bill requires the President to impose visa- and property-blocking sanctions on any foreign person that, after the bill's enactment, knowingly engages in any transaction related to the processing, export, or sale of oil, condensates, gas, liquefied natural gas, or other petrochemical products in whole or in part from Iran. The President must also impose sanctions on certain foreign persons associated with a sanctioned individual or entity. For example, the President must sanction the subsidiaries and corporate officers of a sanctioned business. The bill provides certain exceptions to these sanctions, including specifying that sanctions do not apply to the importation of goods or to conducting or facilitating transactions for humanitarian assistance. The Department of State must establish an interagency working group that shall seek to establish a multilateral contact group to coordinate international efforts to enforce sanctions on Iran. The bill expands the State Department rewards program to authorize a reward payment to any individual who furnishes information leading to the identification of a person (1) subject to sanctions under this bill, or (2) that has attempted or is attempting to evade sanctions under this bill.

Maddy summaryThis bill, titled the Working Americans' Tax Cut Act, proposes two main tax changes: it would create an alternative maximum tax rate of 25.5% for individuals earning less than 175% of a cost-of-living exemption (approximately $46,000 for single filers), and it would impose a progressive surcharge on high-income taxpayers earning over $1 million. The alternative tax would cap the total tax liability for low- and middle-income earners at 25.5% of their income above a basic living threshold, while the surcharge would add 5%, 10%, and 12% taxes on income brackets above $1 million, $2 million, and $5 million respectively. Both provisions would apply to taxable years beginning after December 31, 2025, and include inflation adjustments based on the Consumer Price Index.

Maddy summaryThis bill, known as the Fair Wages for Home Care Workers Act, would change federal labor rules to require overtime pay and minimum wage protections for certain babysitters. It specifically targets casual babysitting work that is irregular or intermittent, while excluding trained medical professionals like nurses and home health aides from these changes. The law would also allow babysitters to perform up to 20% of their work time on unrelated household tasks without losing their protected status. These amendments would apply to workers covered by the Fair Labor Standards Act of 1938 who provide custodial care for infants or children in private homes.

Maddy summaryThis bill, titled the Expanding Support for Living Donors Act of 2026, amends the Public Health Service Act to expand financial assistance for individuals who donate organs while alive. It directly affects living organ donors by removing income restrictions and increasing the maximum reimbursement amount for their qualifying medical expenses. The legislation sets a new maximum reimbursement of $10,000 for fiscal year 2027, with automatic annual adjustments based on inflation, and requires the Secretary of Health and Human Services to submit detailed annual reports on program funding, participation, and outcomes. Additionally, the bill mandates a Government Accountability Office study to examine how Medicare could potentially cover costs currently reimbursed through this program.

Maddy summaryThis bill, the "American Lending Fairness Act of 2026," makes changes to federal laws governing interest rates charged by financial institutions, primarily impacting how state-chartered banks and credit unions operate across state lines. It repeals a current federal law (Section 525 of the Depository Institutions Deregulation and Monetary Control Act of 1980) that has allowed states

Maddy summaryThis bill, the PrEP Access and Coverage Act of 2026, requires most health insurance plans to cover HIV prevention medication without charging patients any out-of-pocket costs. It directly affects people with private insurance, government health programs like Medicare and Medicaid, military health care, and the Indian Health Service. The law mandates that insurance companies cannot require pre-approval for these medications, cannot charge deductibles or copayments for them, and cannot deny or charge higher premiums for life, disability, or long-term care insurance based on someone taking HIV prevention medication. The bill also creates a new public education campaign to increase awareness about HIV prevention options and provides federal funding to states and community organizations to expand access to these services.

Maddy summaryThis bill, known as the Direct File Act of 2026, would establish a government-run online system allowing taxpayers to prepare and file their individual income tax returns for free. The legislation prohibits the Treasury Department from entering into agreements that restrict its ability to provide tax preparation or filing services, and it voids any existing contracts with such restrictions. The program would use IRS data to simplify filing, include customer support, be available in multiple languages, and allow users to file even if they are not required to. It also enables taxpayers in participating states to file state and local returns alongside their federal returns, with funding provided to states that meet certain standards.

Maddy summaryThe DISCLOSE Act of 2026 aims to increase transparency in election spending and prevent foreign influence. It expands the ban on foreign money to cover federal, state, and local elections, including ballot initiatives and judicial nominations, and criminalizes using corporations to conceal these funds. The bill mandates that organizations spending over $10,000 on campaign-related activities, such as independent expenditures or judicial nomination advocacy, disclose their beneficial owners and top donors. Additionally, it establishes new "Stand By Every Ad" disclaimers for political communications, requiring the highest-ranking official to approve the message and, for certain ads, list their top funders. These provisions directly affect non-candidate organizations, individuals involved in political and judicial nomination spending, and foreign nationals.

Maddy summaryThis bill establishes and funds four federal grant programs to support passenger ferry services across the United States from 2027 through 2031. It authorizes funding for building and upgrading ferry boats and terminals, expanding urban ferry grants, creating a modernization program for ferry fleets and shipyards, and supporting essential ferry service in rural areas. The legislation allocates hundreds of millions of dollars in total funding, with specific amounts designated for each program and fiscal year, and requires that a significant portion of rural ferry funds go to services connecting multiple rural communities.

Maddy summaryThis bill, known as the Quantum in Practice Act, amends the National Quantum Initiative Act to formally include quantum modeling and simulation as a core area of research. It directly affects federal agencies and researchers involved in quantum information science by updating the legal definition and adding specific funding priorities for quantum molecular modeling. The legislation aims to support scientific work that could lead to breakthroughs in areas like fertilizer production, drug development, battery technology, and new materials. By making these changes, the bill ensures that federal quantum research programs explicitly cover the development and study of quantum simulations for practical applications.