This Act creates a first-time home buyers' savings plan, called the Homeownership Using Savings and Earnings Plan (the HOUSE Plan), to ignite future homeownership in Delaware by helping residents save for their first home. The HOUSE Plan offers a practical solution that encourages financial responsibility and long-term planning by allowing individuals to save and use funds for eligible costs associated with purchasing a home, such as down payments and closing costs, and costs associated with acquiring a rental lease for a primary residence, such as security deposits and payment of the first month of rent. Earnings on amounts held in in a HOUSE Plan account accrue free from Delaware income taxation. This Act sets how much account holders may contribute, both annually and over the lifetime of an account, and specifies annual income caps for eligibility to open an account. Funds must be used within 20 years after the account is opened. This Act also establishes the HOUSE Plan Board to oversee the design, implementation, and preliminary administration of the Plan. This Act makes homeownership more attainable, builds generational wealth, and strengthens communities, without direct state spending.
Sponsored bills
Maddy summaryThis bill designates June 12, 2026, as "Delaware Lions Clubs Day" to formally recognize the contributions of the Lions Clubs International to local and global communities. It directly affects the Lions Clubs organization by establishing an official state observance date for their activities. The measure is a ceremonial resolution that does not change laws or require funding, serving instead to honor the group's service through a symbolic state declaration.
Maddy summaryThis Senate Concurrent Resolution designates June 12, 2026, as "Women Veterans Recognition Day" within the State of Delaware. The measure directly honors female veterans by officially recognizing their service on that specific date. It does not alter laws or create new programs but serves as a formal proclamation to acknowledge their contributions.
Maddy summaryThis bill designates June 15, 2026, as "Delaware Elder Abuse Awareness Day" to highlight the issue of elder abuse within the state. It does not create new laws or change any policies but serves as a symbolic gesture to raise public attention on this topic. The resolution was passed by both the House and the Senate without requiring a formal vote count.
Maddy summaryHB 290 designates June 11 as "Puerto Rico Day" in Delaware for annual commemoration. This ceremonial bill, introduced in January 2026, formally recognizes Puerto Rico's cultural significance through a designated observance. It does not create new laws or regulations but establishes an annual state-level recognition event. The bill directly affects Delaware's state calendar and commemorative practices, with no direct impact on individuals or policies.
Maddy summaryThis bill designates May 25, 2026, as "Africa Day" within the State of Delaware. It is a commemorative resolution that does not change laws, allocate funds, or affect daily operations. The measure serves to officially recognize the date in state records without imposing new requirements on individuals or organizations.
Maddy summaryThis Senate Concurrent Resolution designates the week of June 14 through June 21, 2026, as "Men's Health Week" throughout the State of Delaware. The measure serves as a commemorative gesture to raise awareness about men's health issues during that specific time period. It does not create new laws, allocate funding, or change existing policies, but rather establishes an official state recognition for the event.
This House Concurrent Resolution recognizes June 2026 as National Homeownership Month in Delaware and highlights updated housing data and program impact.
Approximately one in five adults report experiencing a mental health condition. At the same time, many individuals continue to face delays or barriers when trying to access care, even when they have insurance coverage. Delays, denials, or truncation of treatment leave families and their doctors battling for coverage instead of focusing on treatment and recovery. Families must pay out of pocket for care, on top of premiums for coverage they are not receiving. Further, Delawareans are five times more likely to go out-of-network for mental health care than for primary care, resulting in higher costs. This Act, known as the Fair Standards in Mental Health Care Act, builds on previous work to advance mental health parity and aims to ensure patients with private insurance can access timely, evidence-based mental health and substance use disorder care in Delaware. This Act supports improved access to mental health disorder and substance use disorder treatment by: 1. Adding and refining key terms, including definitions of mental health disorders and substance use disorders, level of care criteria, medically necessary treatment, utilization review and utilization review criteria to ensure consistency with widely accepted clinical standards of treatment and service intensity determination. This bill forges gold-standard clinical guidelines through requiring insurers to use transparent, evidence-based standards from independent experts, including the American Academy of Child and Adolescent Psychiatry. 2. Requiring coverage for all medically necessary treatment, including emergency services and all clinically appropriate levels of care. This bill ends prior authorization delays for mental health and guarantees emergency mental health coverage, just as Delaware already does for addiction treatment. 3. Requiring at least one formulation of certain FDA-approved medications to treat substance use disorders to be placed on the lowest-cost tier of drug formularies. 4. Prohibiting discrimination against individuals with current or predicted mental health disorders or substance use disorders. 5. Requiring carriers to arrange coverage of medically necessary out-of-network services without additional cost to the enrollee if in-network options are unavailable within applicable network access standards, thus ensuring real network access. 6. Removing language currently in the code barring a private right of action for violations of 18 Del. Code § 3343. In addition, the Act clarifies that carriers must provide nonquantitative treatment limitation parity analysis (NQTL parity analysis) that they are required to have completed under federal law to health care providers and current and prospective covered persons, free of charge, upon request. This Act applies to individual health insurance policies under Chapter 33 of Title 18 and group and blanket health insurance policies under Chapter 35 of Title 18. This Act applies to all policies, contracts, or certificates issued, renewed, modified, altered, amended, or reissued after December 31, 2027. This Act also makes technical corrections to conform existing law to the standards of the Delaware Legislative Drafting Manual.
This Act amends Delaware law to provide that electric cooperatives are not required to provide electric supply service to large load electric users with a projected monthly demand of more than 50MW. Electric cooperatives remain obligated to provide supply service to all customers in its service territory using less than 50MW.