Sen. Trey Paradee

This Act adds a provision addressing the assignability of rights under property insurance policies and authorizes a property insurance carrier to limit a policy’s assignability only to those persons or entities that have the legal authority to represent an insured. This Act also makes technical corrections to conform existing law to the standards of the Delaware Legislative Drafting Manual.

This Act eliminates § 321(d) since § 321(c) sets forth the accepted process for furnishing of examination reports and hearing requests by the Commissioner.

This bill allows for deviations from rating organization filings to be effective continuously until terminated with the approval of the Commissioner or subsequently modified. This change conforms the law to current practice. This Act also makes technical corrections to conform existing law to the standards of the Delaware Legislative Drafting Manual.

This Act provides increased funding for kindergarten through third grade students identified as eligible for basic special education services. Currently, basic special education is provided for students in fourth through twelfth grade who are identified as eligible for basic special education and related services; there is no additional unit funding for students in kindergarten through third grade who may be eligible for basic special education services. The Act adds a designation of “K-3 Basic Special Education (basic)” and over three years reduces the number of students comprising a unit from the current 16.2 to 8.4. This Act will increase the unit count funding for K-3 Basic Special Education (basic) students by School Year 2023-2024, Fiscal Year 2024, to be consistent with the 8.4 unit of pupils currently available to students in grades 4 through 12. Sections 1 through 3 of this Act change the funding chart currently in the Code to subsections and provides for a decrease in the ratio between the number of students enrolled and the unit count for basic special education from 16.2 currently to 12.2 in Fiscal Year 2022, 10.2 in Fiscal Year 2023, and 8.4 in Fiscal Year 2024. Section 4 of this Act delays the effect of each Section until the start of each new fiscal year in the 3-year cycle over which this Act’s changes are intended to occur.

This bill makes certain technical amendments to the Delaware Voluntary Clean Energy Financing Program Based on Property Assessments (D-PACE) Act. The amendments are based upon comments received from New Castle County and the lending community. The bill clarifies the interplay between the Act and existing tax and foreclosure sale statutes and that the lien for the energy improvements will remain with the property following a tax monition sale and mortgage foreclosure. It also clarifies the authority of the Sustainable Energy Utility and third party capital providers to enforce the lien for delinquent assessments for clean energy improvements.

This Act reflects the National Association of Insurance Commissioner’s revisions to the Model Credit for Reinsurance Act. The revisions make the law consistent with provisions of covered agreements with the European Union and United Kingdom with respect to reinsurance collateral requirements. The changes will also provide reinsurers domiciled in National Association of Insurance Commissioners-qualified jurisdictions other than within the EU (currently, Bermuda, Japan and Switzerland) with the possibility of similar reinsurance collateral reductions. This is an accreditation bill.

This bill will provide Delaware students with strong academic credentials and a demonstrated commitment to volunteer public service to receive scholarship monies sufficient to cover the full cost of tuition at Delaware State University. The intent of this bill is to increase the number of students in Delaware who not only attend the University but who successfully complete degree programs.

This Act amends Delaware’s Consumer Fraud Act (Subchapter II, Chapter 25, Title 6 of the Code), to give Delaware consumers and businesses the protection against unfair acts or practices in commerce that the General Assembly intended to give them when it enacted the Consumer Fraud Act. When the General Assembly enacted the Consumer Fraud Act in 1965, it stated, in what is now § 2512 of Title 6 of the Code, that the purpose of the Consumer Fraud Act is “to protect consumers and legitimate business enterprises from unfair or deceptive merchandising practices in the conduct of any trade or commerce in part or wholly within this State,” and that “[i]t is the intent of the General Assembly that such practices be swiftly stopped.” However, § 2513(a) of the Consumer Fraud Act, as enacted, prohibits only deceptive practices, and does not protect consumers and businesses from unfair practices as the General Assembly intended. To address this, the Act amends § 2513(a) of the Consumer Fraud Act to include the term “unfair practice” among the activities explicitly prohibited by the Consumer Fraud Act. This aligns Delaware with the 7 states in the Top 10 of the U.S. Chamber of Commerce Institute for Legal Reform’s 2017 Lawsuit Climate Survey, and the 44 states overall (plus the District of Columbia), which prohibit the use of unfair or unconscionable acts or practices in commerce. It will also align Delaware with federal law, which since 1938 has prohibited unfair practices in commerce in the Federal Trade Commission Act (15 U.S.C. § 45). In order to provide guidance as to the meaning of “unfair practice,” this Act uses the most common definition of unfairness or unfair practice used by states where unfairness has been defined either by statute or court decision (based on information published by the National Consumer Law Center) including California, Florida, Hawaii, Illinois, Massachusetts, Minnesota, Nebraska, New Hampshire, North Carolina, Oklahoma, Rhode Island, and South Carolina, and provides that interpretations of similar language in other jurisdictions should be considered in determining its meaning. The word “immoral” was purposely omitted from the definition of “unfair practice” despite its use in the definition of unfair practice in many other jurisdictions. Prohibiting unfair practices will protect honest businesses by enabling them to compete fairly and effectively in the marketplace, in addition to protecting individual consumers (and businesses acting as consumers) harmed by such practices. Prohibiting unfair practices will also protect consumers in situations that may not be readily or easily addressed by current Delaware law, such as the Facebook/Cambridge Analytica scandal, price gouging during a state or national emergency, and other situations in which consumers are being unfairly taken advantage of and they are unable to reasonably avoid injury. Finally, prohibiting unfair practices will also enable the Delaware Attorney General to participate more effectively and robustly with other state attorneys general in multistate investigations and litigation seeking to protect consumers and remediate harm on a nationwide basis. The act also amends § 2513(a) to add the term “receipt,” to clarify that persons who provide goods or services at no charge to consumers—such as social media companies funded by advertising revenue—are not precluded from being held liable for engaging in consumer fraud simply because they may not directly sell or lease their goods or services to consumers.

This Act requires certain police officers and some certain employees of the Department of Correction and Department of Services for Children, Youth, and Their Families to wear a body worn camera and to use the body worn camera to record interactions with a member of the public in accordance with the regulations to be established by the Council on Police Training. This Act requires state agencies to implement the statewide body worn camera program through the procurement of cameras, development of a central data storage program, and provision of necessary personnel as funding is available. This Act tasks the Council on Police Training with creating and promulgating regulations setting forth standards for body worn camera use by Delaware’s police officers and some certain employees of the Department of Correction and Department of Services for Children, Youth, and Their Families with the goal of ensuring widespread and consistent use of body worn cameras in 2022. This Act also makes changes to the membership of the Council on Police Training by adding the following members to the Council: the Chairs of the House and Senate Public Safety Committees, 2 public members unaffiliated with law enforcement appointed by the Governor each for a 3-year term. This bill also changes the membership of the Council by changing two positions to be permanently held by mayors from Kent or Sussex County. The bill also changes the quorum from 7 to 9 members. The bill requires the Council to hold a minimum of two public meetings to solicit public input into the development of the regulations.

This bill provides for gradual increases in the Delaware minimum wage to $15 over a period of several years.