The act requires a mortgage servicer, upon the request of a borrower, to disclose certain information to the borrower concerning the disbursement of insurance proceeds to the borrower in the event that a residential property that is subject to a mortgage is damaged or destroyed and an insurance company pays a claim associated with such damage or destruction. In the event that a residential property is damaged or destroyed, a borrower, after consulting with the borrower's contractor, must create a written repair plan or a written rebuild plan and submit the plan to the mortgage servicer for approval. The mortgage servicer must indicate approval or disapproval within 30 days after receiving the submitted plan. The plan must include specific milestones that require the mortgage servicer to disburse insurance proceeds. However, a mortgage servicer must also disburse insurance proceeds to a borrower in specified amounts, depending on the amount of the insurance proceeds and whether the borrower is delinquent in making payments on the mortgage. For the purpose of such disbursements: A mortgage servicer must make the first disbursement within 14 days after the mortgage servicer receives the insurance proceeds if the mortgage is insured by the federal government or securitized by the federal national mortgage association or the federal home loan mortgage corporation and as soon as reasonably possible and no later than 30 days after the mortgage servicer receives the insurance proceeds if the mortgage is not insured by the federal government or securitized by the federal national mortgage association or the federal home loan mortgage corporation; and A mortgage servicer may disburse funds directly to a designee of a borrower so long as the designee is agreed to by both the borrower and the mortgage servicer and the designation is permitted by federal and state law and any associated rules. With certain exceptions, a mortgage servicer must promptly disburse to a borrower any amount of insurance proceeds in excess of the remaining amount that the borrower owes on the mortgage. A mortgage servicer must hold in an interest-bearing account any insurance proceeds that the mortgage servicer does not immediately disburse to a borrower. A mortgage servicer must ensure that any interest that is credited to the account is credited and disbursed to the borrower. A mortgage servicer must retain for at least 4 years all written and electronic communications between the mortgage servicer and a borrower. The act repeals certain provisions of existing law concerning the disbursement of insurance proceeds following a claim of property damages. APPROVED by Governor May 17, 2024 EFFECTIVE May 17, 2024(Note: This summary applies to this bill as enacted.)
Sponsored bills
Legislative Oversight Committee Concerning the Treatment of Persons with Behavioral Health Disorders in the Criminal and Juvenile Justice Systems. Under current law, the department of human services (department) offers statewide access to crisis system services (services) for children and youth. The bill expands the services provided through the creation of the crisis resolution team program (program) in the department. The behavioral health administration (BHA) shall administer the program to provide community-based services to de-escalate and stabilize children or youth experiencing high-acuity behavioral health crises. The BHA shall contract with crisis resolution team providers (providers) to provide community-based de-escalation and stabilization services to children or youth. A child or youth is eligible for services provided by the program if the child or youth: Is 21 years of age or younger; Has experienced high-acuity behavioral health crises as identified by the behavioral health crisis response system or emergency departments; and Is safe to remain in the home or the community while receiving intensive, short-term stabilization interventions. Providers shall offer the following services to children or youth and their caregivers: Counseling or therapy; Case management to help meet treatment plans; Peer support or family skills coaching to foster connectedness, goal setting, and new routines to achieve positive, lasting change; Medication management; and Care coordination to provide tailored support and connection. Providers shall offer services to a child or youth a minimum of 3 days per week with a variety of services offered daily depending on the child's or youth's clinical needs. Services must be offered to the child or youth for a minimum of 4 weeks up to a maximum of 6 weeks depending on the child's or youth's clinical needs. The BHA shall: Maintain existing relationships with community partners; Conduct outreach and educate community partners regarding providers' services; Provide technical assistance to providers regarding specialized training and the use of screening and assessment tools; and Conduct an annual evaluation of the program. On or before September 1, 2025, the BHA shall submit to the general assembly a feasibility study to determine whether the program can be further expanded statewide. (Note: This summary applies to this bill as introduced.)
Section 1 of the act creates a series of requirements related to accessory dwelling units. Section 1 establishes unique requirements for subject jurisdictions and for qualifying as an accessory dwelling unit supportive jurisdiction (supportive jurisdiction). As established in section 1, a subject jurisdiction is either: A municipality that has a population of 1,000 or more and that is within the area of a metropolitan planning organization; or The portion of a county that is both within a census designated place with a population of forty thousand or more, as reported in the most recent decennial census, and within the area of a metropolitan planning organization. Section 1 requires a subject jurisdiction, on or after June 30, 2025, to allow, subject to an administrative approval process, one accessory dwelling unit as an accessory use to a single-unit detached dwelling in any part of the subject jurisdiction where the subject jurisdiction allows single-unit detached dwellings. Section 1 also prohibits, on or after June 30, 2025, subject jurisdictions from enacting or enforcing certain local laws or otherwise acting in certain ways that would restrict the construction or conversion of an accessory dwelling unit. In order to qualify as a supportive jurisdiction, a local government must submit a report on or before June 30, 2025, to the department of local affairs (department) demonstrating that the local government: Has complied with the accessory dwelling unit requirements section 1 imposes on subject jurisdictions as a subject jurisdiction or, if the local government is not a subject jurisdiction, as if the local government were a subject jurisdiction; and Has implemented one or more specified strategies to encourage and facilitate the construction or conversion of accessory dwelling units. Section 1 also creates the accessory dwelling unit fee reduction and encouragement grant program within the department. The purpose of this grant program is for the department to provide grants to supportive jurisdictions for offsetting costs incurred in connection with developing pre-approved accessory dwelling unit plans, providing technical assistance to persons converting or constructing accessory dwelling units, or waiving, reducing, or providing financial assistance for accessory dwelling unit associated fees and other required costs. In addition to providing grants, the department is required to develop a toolkit to support local governments in encouraging accessory dwelling unit construction. Section 1 requires the state treasurer to transfer $5 million to the accessory dwelling unit fee reduction and encouragement grant program fund created for purposes of implementing the grant program. Section 2 requires the department to create, and for local governments to consider and adopt, model public safety code requirements related to geographic or climatic conditions for factory-built structures, including those structures that would be considered accessory dwelling units. Section 3 grants the Colorado economic development commission the power to expend $8 million to contract with the Colorado housing and finance authority to operate and establish the following programs to benefit low- to moderate-income residents of supportive jurisdictions: An accessory dwelling unit credit enhancement program that supports lenders offering affordable loans to eligible low- and moderate-income borrowers for the construction or conversion of accessory dwelling units; A program that allows for the buying down of interest rates on loans made to eligible low- and moderate-income borrowers in connection with the construction or conversion of accessory dwelling units; A program that offers down payment assistance in connection with accessory dwelling units, principal reduction on loans to eligible low- and moderate-income borrowers made in connection with accessory dwelling units, or both; and A program through which the Colorado housing and finance authority offers loans, revolving lines of credit, or grants to eligible non-profits, public housing authorities, and community development financial institutions to make direct loans or grants to support the construction or conversion of accessory dwelling units for low- and moderate-income borrowers or tenants. Section 4 directs the state treasurer to transfer $8 million from the general fund to the Colorado economic development fund for the purpose of the contracting described in section 3. Section 5 prohibits a subject jurisdiction's planned unit development resolution or ordinance for a planned unit development from restricting the permitting of an accessory dwelling unit more than the local law that applies to accessory dwelling units outside of the planned unit development. Section 6 states, subject to a reasonable restriction exception, that any prohibition on accessory dwelling units or the implementation of restrictive design or dimension standards by a unit owners' association in a supportive jurisdiction is void as a matter of public policy. Section 7 makes appropriations to the department, the division of local government within the department, and the office of the governor for use by the office of information technology for the purpose of implementing the act. APPROVED by Governor May 13, 2024 EFFECTIVE May 13, 2024(Note: This summary applies to this bill as enacted.)
Sections 1 and 2 of the bill eliminate the liquor-licensed drugstore license, effective January 1, 2025. All active liquor-licensed drugstore licenses will convert to a fermented malt beverage and wine retailer license on that date; except that a licensee with a single location may choose to convert the liquor-licensed drugstore license to a retail liquor store license. Section 3 of the bill prohibits the state and local licensing authorities from issuing new liquor-licensed drugstore licenses. The state and local licensing authorities may renew liquor-licensed drugstore licenses that are in effect on the effective date of the bill. Sections 18 21 through 29 make conforming amendments to account for the removal of the liquor-licensed drugstore license prohibition on the issuance of new liquor-licensed drugstore licenses . Sections 3 and 4 require 4 and 5 prohibit fermented malt beverage and wine retailers to display from displaying alcohol beverages for sale in a single location in certain locations on the licensed premises and prohibit fermented malt beverage and wine retailers from selling alcohol fermented malt beverages with greater than 14% 17% alcohol by volume. Sections 5 and 6 6 and 7 expand on a wholesaler's duty not to discriminate when selling products to retailers and allows the state licensing authority to recover the cost of enforcing the anti-discrimination laws from a person found in violation of the anti-discrimination laws. Current law limits the amount of alcohol beverages certain retailers can purchase from retail liquor stores, liquor-licensed drugstores, and fermented malt beverage and wine retailers to $2,000 dollars' worth of alcohol beverages each calendar year . Sections 7 through 17 remove 8 through 18 and 22 increase the cap as it applies purchases by certain retailers from retail liquor stores to $5,000 worth of alcohol beverages each calendar month . Section 22 allows retail liquor stores to purchase $5,000 worth of alcohol beverages from other licensed retail stores each calendar month. For the delivery of alcohol beverages: Section 4 5 prohibits fermented malt beverage and wine retailers from delivering alcohol beverages to another person licensed to sell alcohol beverages; and Section 24 22 removes the prohibition on a retail liquor store delivering alcohol beverages to another retail liquor store. Section 18 19 allows automated teller machine (ATM) cards associated with public assistance programs to be used at ATMs in grocery stores. (Note: Italicized words indicate new material added to the original summary; dashes through words indicate deletions from the original summary.) (Note: This summary applies to the reengrossed version of this bill as introduced in the second house.)
The bill creates the Colorado alcohol impact and recovery enterprise (enterprise) in the department of revenue behavioral health administration in the department of human services to: Collect a fee from manufacturers and wholesalers that distribute alcohol within Colorado; and Use the fee for alcohol and related substance use disorder prevention, early intervention, treatment, harm reduction, and recovery services and programs in communities throughout the state. The bill exempts small manufacturers and wholesale distributors of alcohol based on production and distribution level amounts for which a manufacturer or distributor may pay reduced tax or claim an exemption under federal law beverages. The bill also: Creates the alcohol impact enterprise board and specifies membership and duties of the board; and Requires the state auditor to conduct an audit of the enterprise in the 2030-31 state fiscal year and every fourth state fiscal year thereafter. The bill also exempts the enterprise from the prohibition on an enterprise receiving more than $100,000,000 in revenue in fees in the enterprise's first 5 fiscal years without first receiving voter approval. (Note: Italicized words indicate new material added to the original summary; dashes through words indicate deletions from the original summary.) (Note: This summary applies to the reengrossed version of this bill as introduced in the second house.)
Under current law, a board of county commissioners is authorized to license an owner or owner's agent who rents or advertises the owner's lodging unit for a short-term stay and to fix the fees, terms, and manner for issuing and revoking such licenses. The bill creates an exception to provides that this authority for the owner or owner's agent of, and with respect to, shall not prohibit or effectively prohibit the short-term rental of any structure located on a parcel in an unincorporated area of a county that does not receive water, heat, electricity, or sanitary sewer services from a public entity and so long as the structure is used primarily for recreational purposes. (Note: Italicized words indicate new material added to the original summary; dashes through words indicate deletions from the original summary.) (Note: This summary applies to the reengrossed version of this bill as introduced in the second house.)
The act limits the sale or transfer of a product containing sodium nitrite in a concentration greater than 10% of the mass or volume of the product (covered product) to commercial businesses that are verified to require a covered product. The act requires covered products to meet specified labeling requirements. A person who violates the requirements of the act is subject to a civil penalty of $10,000 for a first offense and up to $1,000,000 for a second or subsequent violation. The attorney general or an aggrieved individual may bring a civil action to enforce the act and, if an aggrieved individual prevails in a civil action, the aggrieved individual is entitled to the greater of actual economic damages or $3,000, attorney fees, and costs. APPROVED by Governor April 17, 2024 EFFECTIVE July 1, 2024(Note: This summary applies to this bill as enacted.)
The act defines "seasonal outdoor adventure day camp program" (program) as a type of children's resident camp for licensing purposes or to ensure the programs are licensed. Programs serve children who are 5 years of age or older. APPROVED by Governor April 4, 2024 EFFECTIVE April 4, 2024(Note: This summary applies to this bill as enacted.)
The act prohibits training for law enforcement personnel, emergency medical service providers, or other first responders from including the term "excited delirium"; except that in an emergency medical service provider training the term may be used in teaching the history of the term. A peace officer is prohibited from using the term "excited delirium" to describe a person in an incident report. A coroner or other person authorized to determine a cause of death shall not register "excited delirium" as the cause of death on a death certificate. APPROVED by Governor April 4, 2024 EFFECTIVE August 7, 2024(Note: This summary applies to this bill as enacted.)
Current law requires the department of health care policy and financing (department) to offer to enter into a direct contract with the managed care organization (MCO) operated by or under the control of the Denver health and hospital authority (Denver health) until Denver health ceases to operate a medicaid managed care program or until June 30, 2025. The act removes the option for the department to enter into a direct contract until June 30, 2025, and instead requires the department to enter into the contract from July 1, 2025, until June 30, 2032, as long as the MCO meets all MCO criteria required by the department. If the department designates a managed care entity (MCE) other than the MCO operated by Denver health to manage behavioral health-care services, the act requires Denver health to collaborate with the MCE during the term of the contract. The act prohibits the MCO from reimbursing contracted medicaid providers at rates that are higher than the department's medicaid fee for service rates unless the provider enters into a quality incentive agreement with the MCO. For the 2023-24 state fiscal year, the department distributed money appropriated for a supplemental state payment to Denver health. The act authorizes the department to continually distribute any money appropriated for payment to Denver health. APPROVED by Governor April 4, 2024 EFFECTIVE April 4, 2024(Note: This summary applies to this bill as enacted.)