Rep. Meghan Lukens

The bill creates 2 enterprises in the division of insurance (division) in the department of regulatory agencies. The bill creates the strengthen Colorado homes enterprise (strengthen homes enterprise), which is a state-owned business that imposes and collects a fee from insurance companies (insurers), including the FAIR plan association, that offer on policyholders of homeowner's insurance policies issued by insurance companies (insurers) and the fair access to insurance requirements (FAIR) plan association in the admitted market covering property located in or risks in Colorado. which The fee is collected on a per-policy basis and is equal to 1.5% of one-half percent on the dollar amount percentage of the total premiums that the insurer collects in the immediately preceding calendar year from homeowners for issuing homeowner's insurance policies ( insurer fee); except that an insurer shall not collect the fee on policyholders that have resilient roof systems. With the insurer fee revenue, the strengthen homes enterprise board administers a grant program (grant program) to strengthen homes against the risk of future damage claims caused by high winds, wildfire, hail, and other extreme weather events (extreme weather events) by allowing a homeowner to use grant money to upgrade their roof system with certain resilient roof materials. By paying the insurer fee to support the grant program to retrofit homes with resilient roofs, policyholders may defray the cost of retrofitting their property to resist losses due to common perils, including windstorms, wildfire, and other extreme weather events, and insurers reduce their overall risk in the market due to hail and other extreme weather events, in order to promote insurance market stability throughout the state. The bill also creates the wildfire catastrophe reinsurance enterprise (reinsurance enterprise), which is a state-owned business implementing and administering the wildfire catastrophe reinsurance program (reinsurance program). The reinsurance program makes reinsurance payments to insurers that offer homeowner's insurance on properties located in the state to partially mitigate losses in the event of a state or federally declared wildfire-related disaster (wildfire-related disaster). The purpose of the reinsurance program is to stabilize the homeowner's insurance market in the state and to attract and retain homeowner's insurers. In exchange for access to the reinsurance program, the reinsurance program requires insurers to sell homeowner's insurance in areas of the state that are at high risk for wildfires. To pay for the reinsurance program, the reinsurance enterprise: Issues revenue bonds secured by the reinsurance enterprise; Issues a catastrophe bond to a person that purchases the bond but pays the principal to cover costs of a wildfire-related disaster if it occurs; May impose and collect an insurer fee on insurers to cover a shortfall if a wildfire-related disaster does not occur during the bond term and the reinsurance enterprise has insufficient money to redeem the bonds at maturity; and Beginning in the 2026 calendar year, impose and collect a fee on a per-policy basis on each policyholder of a homeowner's insurance policy issued in the admitted market covering property in or risks in the state. The amount of the fee is equal to one-half percent on the percentage of total premiums collected by each insurer in the immediately preceding calendar year. Invests the revenue from the revenue bonds and insurer fees. In addition, the bill sets the loss ratio for homeowner's insurance by presuming that the rates charged to purchasers are excessive if the insurer's loss ratio is less than 75% over a 3-year period and, if rates are in excess of the loss ratio, requires insurers in the admitted market participating in the reinsurance program to submit rates that are at least 5% less than the previous year one set of rates taking into consideration the reinsurance program and one set without. In addition to offering a replacement-cost policy in accordance with current law, an insurer may offer a replacement-cost policy that has a reasonable coverage limit or percentage cap for additional living expenses if the insurer provides a premium decrease for the coverage limit or replacement cap that is approved by the division. For the 2025-26 state fiscal year, the bill appropriates $7,410,037 to the department of regulatory agencies from the strengthen homes enterprise and also appropriates money to the department of law for legal services to implement the reinsurance program. (Note: Italicized words indicate new material added to the original summary; dashes through words indicate deletions from the original summary.) (Note: This summary applies to the reengrossed version of this bill as introduced in the second house.)

The act continues the early childhood leadership commission (commission) housed in the department of early childhood for 5 years, repealing on September 1, 2030. Before its repeal, the commission is subject to a sunset review. (Note: This summary applies to this bill as enacted.)

The act makes changes to the "Dental Practice Act" (act) by: Continuing the act for 9 years, until 2034; Updating and adding definitions; Changing the membership of the Colorado dental board (board); Adding to and updating the grounds for which the board may take disciplinary action against an applicant for licensure or a licensee; Allowing a licensee's submission to a mental or physical examination to satisfy the requirement to notify the board of a condition that may impair the licensee's ability to practice; Adding as exemptions to the act the volunteer practice of dental therapy and dental hygiene under specific conditions; Subjecting dentistry practiced by a professional service corporation to certain limits and requirements; Repealing exceptions that allow a dental therapist, dental hygienist, or dental assistant to perform certain dentistry practices and including additional tasks in the practice of dentistry; Clarifying that a dental assistant, dental hygienist, or dental therapist may perform tasks consistent with rules adopted by the board; Requiring a provider who performs itinerant surgery to develop and maintain protocols for emergency follow-up care; Clarifying the authority of a licensed dentist to prescribe orders electronically; Requiring a peer health assistance program selected as a designated provider for the dentist peer health assistance program to provide training to dentists who practice monitoring services; Authorizing a dentist to self-refer to participate in a peer health assistance program or be referred by the board; Removing a requirement that dental therapy education schools and programs must be accredited or approved by a specific entity; Requiring the board to adopt rules that allow for expedited, temporary licensure during a declared disaster emergency; Regulating anesthesia inspectors and requiring the board to design and implement expedited permitting of dentists with certain anesthesia or sedation training; Updating the business information a licensee must provide to the board and the circumstances under which providing the information is required; Repealing specific tasks that are currently authorized to be performed by a dental hygienist; Updating procedures for the construction of dental devices by an unlicensed technician; Updating the list of practices that are considered to be the practice of unsupervised dental hygiene; Repealing the specific dosages of certain drugs that a dental hygienist may prescribe; Authorizing the board to adopt rules that identify safe prescribing alternatives to silver diamine fluoride as a treatment for strengthening teeth and preventing tooth decay; Identifying tasks that constitute practicing supervised dental hygiene; Requiring a dental hygienist performing an interim therapeutic restoration to confirm a referral for follow-up care with a dentist; Limiting the number of dental hygienists or dental therapists that a dentist may supervise; and Authorizing a dental therapist to perform specific tasks.(Note: This summary applies to this bill as enacted.)

The act includes a performance metric related to workplace violence in determining quality incentive payments made to hospitals. No later than September 1, 2025, the act requires the department of health care policy and financing (state department) and the quality incentives payments subcommittee of the Colorado healthcare affordability and sustainability enterprise board (board) to consult with a group of named stakeholders to develop recommended workplace violence metrics, determine whether any federal or private funds are available to assist hospitals in lowering the number of incidents of workplace violence, and develop legislative recommendations. The act requires the state department to include a progress report on developing workplace violence metrics during its 2026 "SMART Act" hearing. The act requires the board to include legislative recommendations it develops as part of its January 2027 report to the general assembly, the governor, and the medical services board. Beginning July 1, 2026, and each July thereafter, the act requires the state department to assess whether each hospital has adopted a formal policy to address workplace violence and submitted the reporting requirements to the department of public health and environment for the next federal fiscal year. The act exempts hospitals with fewer than 100 beds from the reporting requirements. (Note: This summary applies to this bill as enacted.)

Current law requires a person or entity that acquires an automated external defibrillator (AED) to develop written plans for the placement, use, and maintenance of the AED (written plans). The act eliminates the requirements that the written plans: Identify personnel authorized to use the AED; and Be reviewed and approved by a licensed physician. The act imposes requirements for cardiac emergency preparedness for public and nonpublic schools. Beginning on or before January 1, 2026, a local education provider shall require each public school that acquires or has acquired an AED to place and maintain the AED in accordance with nationally recognized, evidence-based standards for emergency cardiovascular care, and the governing authority of a nonpublic school shall require each nonpublic school that acquires or has acquired an AED to place and maintain the AED in accordance with the same standards. (Note: This summary applies to this bill as enacted.)

Maddy summarySenate Joint Resolution 25-015 designates a specific portion of Colorado State Highway 58 as the "Officer Evan A. Dunn Memorial Highway." This action honors Officer Evan A. Dunn, a Golden Police Department officer who died in the line of duty. The bill authorizes the Colorado Department of Transportation to accept donations for the initial placement of memorial signs and to explore a cooperative agreement with the City of Golden for their maintenance.

The act requires, on or before July 1, 2026, the Colorado school for the deaf and the blind, and each institute charter school, district charter school, and a local board of education for its schools that are not district charter schools, to adopt, implement, and post on its website a policy concerning student communication device possession and use during the school day. At a minimum, the policy must describe the prohibitions and exceptions, if any, regarding student communication device possession and use during the school day. (Note: This summary applies to this bill as enacted.)

The act expands the veterans mental health services program to provide grants to local nonprofit organizations to establish and expand community behavioral health programs that provide behavioral health services to service members, veterans, and family members of service members and veterans. The act reduces the reappropriated funds appropriation made in the long bill to the department of military and veterans affairs for use by the division of veterans affairs for veterans mental health services by $5,000,000; except that the reduction is not made if: The amount of reappropriated funds made in the long bill to the department of military and veterans affairs for use by the division of veterans affairs for veterans mental health is less than $5,000,000; or The long bill does not include an appropriation to the department of military and veterans affairs for use by the division of veterans affairs for veterans mental health.(Note: This summary applies to this bill as enacted.)

Under current law, a parent who wants to relinquish their child must satisfy certain requirements. If the parent who wants to relinquish their child is a victim of sexual assault that resulted in the conception of the child to be relinquished, the act: Allows the relinquishment petitioner (petitioner) to provide the juvenile court with documentation concerning the sexual assault or conception, including a sworn affidavit; Exempts the petitioner from having to satisfy certain relinquishment requirements if the court finds that the petitioner is a victim of sexual assault that resulted in the conception of the child to be relinquished; and Exempts the petitioner of all legal obligations they may have with respect to the child if the court grants a final order of relinquishment. On or before January 1, 2026, the state court administrator shall develop a, or modify an existing, standardized form for a petitioner to file to terminate another person's parent-child legal relationship because the child was conceived as a result of sexual assault. (Note: This summary applies to this bill as enacted.)

Each school district, board of cooperative services that operates a school, district charter school, and institute charter school (local education provider) is required to establish written policies for the acquisition, retention, display, and use of library resources and for the reconsideration of a library resource (policies). A local education provider is required to comply with specified standards in establishing the policies and is required to establish the policies by September 1, 2025. If a local education provider has already established policies that comply with the requirements of the act, the local education provider is not required to establish new policies. A public school library may remove a library resource from its permanent collection only if the library resource has been reviewed in accordance with an established policy for the reconsideration of library resources that complies with the standards established in the act. These requirements do not apply to routine collection maintenance and deaccession in accordance with a public school library's established collection development and maintenance policy. Before a local education provider reconsiders a library resource, the local education provider is required to make its policies available to the public. After reviewing a library resource that is the subject of a request for reconsideration and making a final determination regarding the library resource, the local education provider is required to make the determination available to the public. A written request for reconsideration of a library resource in a public school library is an open record under the "Colorado Open Records Act". A public school library staff member is not subject to termination, demotion, discipline, or retaliation for refusing to remove a library resource before it has been reviewed in accordance with the local education provider's policy for the reconsideration of library resources or for making decisions that the public school library staff member believes, in good faith, are in accordance with the policies of the local education provider. (Note: This summary applies to this bill as enacted.)