This bill allows utility and telecom companies to report on-time payment history for services like electricity, gas, and internet to credit bureaus, helping consumers build credit who may lack traditional credit history. It specifically permits reporting on lease payments for housing (including HUD-subsidized units) and utility/telecom payments, but only includes payment-related details - not usage data like how much electricity was used. The bill also prohibits companies from reporting late payments for customers in approved payment plans (e.g., deferred payments or debt forgiveness). A government study will later assess the impact of this reporting on consumers.
S 1480 (American Infrastructure Bonds Act of 2025) creates a tax credit for state and local governments that issue qualifying infrastructure bonds. It allows issuers to receive a 28% credit from the Treasury on each interest payment made on these bonds, paid simultaneously with the interest. The bonds must meet specific criteria: interest would normally be tax-exempt under federal law, they cannot be private activity bonds, and the issuer must elect to use this credit. This provision reduces the cost of issuing infrastructure bonds for governments, making it cheaper to finance projects like roads, bridges, and water systems.
This bill (S 1481) repeals a specific provision (Section 13532 of Public Law 115-97) related to advance refunding bonds. It restores the previous rules allowing state and local governments to issue these bonds for infrastructure projects, as if the 2017 amendment had never been enacted. The change directly affects state and local governments seeking to refinance existing debt using advance refunding bonds. The bill takes effect upon enactment and does not create new funding or alter infrastructure project eligibility.
This bill requires the Federal Trade Commission (FTC) to study how pharmacy benefit managers (PBMs) and other intermediaries affect prescription drug prices and competition. Specifically, the FTC must report within one year on whether PBMs charge different prices to pharmacies, steer patients toward pharmacies they own, use pharmacy data for profit, or design formularies to favor expensive drugs. The bill also mandates an interim report within six months and a separate study on sole-source drug manufacturers and enforcement challenges. It does not directly change drug prices or create new regulations, but instead seeks to gather data to inform potential future policy actions. The study focuses on transparency and competition in the pharmaceutical supply chain, with no immediate price-reducing mechanisms.
The Neighborhood Homes Investment Act creates a new tax credit for developers who build or rehabilitate affordable homes in distressed communities. The credit is calculated as the lesser of (1) the difference between development costs and sale price, (2) 40% of development costs, or (3) 32% of the national median home price. It applies only to homes sold to qualified homeowners with income up to 140% of area median income in designated "qualified census tracts" (areas with high poverty rates, low median home values, and low median family income). Developers must meet quality standards and repay the credit if the home is sold within 5 years of the affordable sale. This credit aims to address the "value gap" that prevents housing development in distressed communities by incentivizing affordable home construction and rehabilitation.
HR 2833 makes the federal adoption tax credit refundable, meaning qualifying adoptive parents can receive cash payments even if they owe no federal income tax. This directly affects low- and middle-income adoptive families who previously could only reduce their tax bill with the credit but couldn’t get cash back. The bill moves the credit from a non-refundable to a refundable status in the tax code and adds standardized verification forms for adoptions. It takes effect for tax years beginning after December 31, 2025.
This bill directs the federal crop insurance corporation to study whether winter canola (a cold-weather oilseed crop) should be included in insurance policies covering double-cropping and rotational farming systems. It requires research on how adding winter canola would affect insurance availability, cost, and risk management benefits for farmers, including soil health and profitability. The bill also allocates $10 million annually (2024-2029) through the National Institute of Food and Agriculture to study supplemental crops like winter canola. The study results will be reported to Congress within 13 months, but the bill itself does not change current insurance rules or directly affect farmers until after the research is complete.
HR 2884 establishes a National Center on Antiracism and Health within the CDC to address structural racism as a public health crisis. The center will research how racism impacts health outcomes, collect disaggregated data by race, ethnicity, and other factors, and develop antiracist interventions for public health systems. It requires CDC to create regional centers in minority communities, build a public data clearinghouse, and train health professionals on racism's health effects. The bill also directs the CDC to research police violence's public health impacts and develop prevention strategies, requiring annual reports to Congress on these efforts.
This bill repeals a restriction that previously prevented individuals from rolling over funds directly from their Individual Retirement Accounts (IRAs) to donor-advised funds (DAFs) for charitable giving. It directly affects IRA account holders who wish to make tax-advantaged charitable contributions through DAFs. The key provision amends the Internal Revenue Code to remove the specific language barring such rollovers, allowing these transfers to occur without triggering taxable distributions. The change becomes effective after the bill's enactment, streamlining a pathway for donors to support charities via DAFs using IRA assets.
HR 2837 establishes an Advisory Council under the Department of Health and Human Services to improve access to existing resources for victims of gun violence. The council, composed of federal agency heads and appointed victims/support professionals, will assess needs, identify effective programs, and compile a public resource hub with contact information for medical, financial, mental health, legal, and government support services. It requires a detailed report within 180 days of enactment and a follow-up report within two years, focusing on gaps in current assistance and coordination. The bill directly affects individuals defined as victims of gun violence (including those wounded, threatened, witnessing incidents, or related to victims) and aims to connect them to existing federal, state, and nonprofit resources without authorizing new funding. The council will sunset after five years.
HR 2888, the "Stopping a Rogue President on Trade Act," terminates specific executive orders imposing tariffs (EOs 14257, 14193, and 14194) and requires congressional approval for new tariffs or trade restrictions. It directly affects the President, who can no longer unilaterally impose or increase tariffs without Congress passing a joint resolution approving the action. Key mechanisms include mandating a formal joint resolution process for tariff decisions (with limited exceptions for existing antidumping duties and trade agreements) and applying expedited congressional procedures. This bill shifts authority from the executive branch to Congress for major trade policy changes.
This bill amends the Wild Free-Roaming Horses and Burros Act to change how the Bureau of Land Management manages horse and burro populations. It requires using fertility control vaccines as the first priority method for population management, replacing previous steps. Crucially, it directs the Secretary to prioritize recruiting and training military veterans for these fertility control tasks, including through the PZP applicator certification program, with veterans receiving appropriate compensation. This directly affects wild horse and burro populations through new management methods and military veterans through new training and contracting opportunities under the program.
