Providing county boards of education option to obtain certain alternate professional or other liability insurance coverage

SB 969 gives West Virginia county school boards the option to purchase professional liability insurance from state-licensed private insurers instead of solely relying on the State Board of Risk and Insurance Management. It requires all covered school staff - including teachers, administrators, and school board members - to have minimum $1.25 million per incident coverage, plus $5 million in excess coverage paid by the county. The bill mandates annual written notice to school personnel detailing their insurance coverage, limits, and defense provisions. This applies to all public schools and charter schools that elect to participate, without changing who is covered under the existing liability framework.