Insurance Commissioner rule relating to mental health parity

This bill authorizes West Virginia's Insurance Commissioner to implement a specific rule (114 CSR 64) regarding mental health parity. It formally incorporates an existing rule, filed April 16, 2025, into state law under §64-7-1 of the Code. The rule requires health insurance plans to cover mental health services at the same level as physical health care, directly affecting insurance companies and policyholders in West Virginia. The bill itself does not change the coverage requirements but legally authorizes the Commissioner to enforce the existing parity rule.