Relating generally to liability insurance coverage for board of education

SB 196 updates the minimum liability insurance requirements that county boards of education must maintain to qualify for limited immunity when school property is used for community activities. It mandates $1 million in coverage per incident for bodily injury or property damage, plus $5 million in excess coverage, with all insurance required to be provided by a West Virginia-licensed company. Organizations using school property for community events must obtain this insurance (either privately or through the State Board of Risk and Insurance Management), which covers claims from negligence and includes attorney fees and court costs. The bill also clarifies that political advocacy groups are excluded from the definition of qualifying organizations.