Relating to Mine Subsidence
HB 5462 clarifies limits on mine subsidence insurance coverage for property owners in West Virginia. It requires most property insurance policies to include mine subsidence coverage (with a waiver option in 15 specific counties) at a separately priced premium. Key provisions set a $250-$500 deductible, cap total coverage at $200,000 (not exceeding the fire insurance value), and mandate that payments first cover property damage. The bill also specifies that other payment sources reduce the mine subsidence fund’s liability for uncovered loss portions.
Bill status
signed
all 5 stages cleared
Introduction
Feb 2026
Committee Review
Mar 2026
House of Delegates Passage
Mar 2026
Senate Passage
Mar 2026
Signed into Law
Jun 2026
Introduced Feb 12, 2026
Signed Jun 29, 2026
Maddy AI version diff · 4 comparisons
What changed between versions
hb5462 sfat azinger _1 3-12 adopted.htm
→
Enrolled Committee Substitute
·
3 edits
·
Apr 1, 2026
MINOR
The bill was converted from a draft amendment proposal into its final enrolled version, ready for signature. The substantive policy text remains focused on mine subsidence insurance, specifically requiring that insurance payouts be applied to property damage first and prohibiting lawsuits against insurers for claims reported to the state board.
Scope change
The bill's scope and applicability remain unchanged; the text continues to apply to mine subsidence insurance policies issued or renewed in West Virginia.
TECHNICAL
The bill text was updated from a draft amendment proposal to the final enrolled version, including the addition of standard legislative certification signatures and governor approval lines.
The section number in the title was corrected from §33-3-6 to §33-30-6 to accurately reflect the article number for mine subsidence insurance.
Minor formatting and spacing adjustments were made throughout the document to align with standard legislative formatting.
Floor votes · Senate Mar 13, 2026 · House of Delegates Mar 4, 2026
How they voted
33–0
Passed
Total votes 33
Mar 13, 2026
D
Democratic2
100% Yea
R
Republican31
100% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
38
Key actions
9
Committee
7
Apr 1, 2026
Signed into law
Approved by Governor 4/1/2026
lower
Mar 14, 2026
Signed into law
Approved by Governor 4/1/2026 - House Journal
lower
Mar 14, 2026
Signed into law
Approved by Governor 4/1/2026 - Senate Journal
upper
Mar 14, 2026
Lower · Passed
House concurred in Senate amendment and passed bill (Roll No. 658)
lower
Mar 13, 2026
Upper · Passed
Title amendment adopted
upper
Mar 13, 2026
Upper · Passed
Passed Senate (Roll No. 569)
upper
Mar 11, 2026
Upper · Passed
Reported do pass
upper
Mar 5, 2026
Committee
To Banking and Insurance
upper
Mar 5, 2026
Introduced
Introduced in Senate
upper
Mar 4, 2026
Lower · Passed
Passed House (Roll No. 319)
lower
Mar 2, 2026
Lower · Passed
By substitute, do pass
lower
Feb 24, 2026
Committee
To House Finance
lower
Feb 16, 2026
Committee
To House Banking and Insurance
lower
Feb 12, 2026
Committee
To House Finance
lower
Feb 12, 2026
Introduced
Introduced in House
lower
Feb 12, 2026
Committee
To Finance
lower
1 primary · 2 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Walter Hall
RRepublican
Co
Dean Jeffries
RRepublican
Co
John Paul Hott
RRepublican
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