Requiring medical insurance providers to include infertility services in their policies

HB 5141 requires all health insurance providers in West Virginia to cover infertility services, directly affecting residents diagnosed with infertility or facing fertility risks from medical treatments like chemotherapy. The bill mandates coverage for diagnosis, medically necessary fertility treatments (including IVF for cases requiring it), and fertility preservation services (like egg/sperm freezing) before procedures known to impair fertility. Insurers must provide these services without prohibited limitations, covering evaluations, medications, donor materials, and storage of preserved reproductive material. This applies to all group health insurance policies and aligns with medical standards for "medically necessary" care, as defined in the bill.