Relating to authorizing the Division of Financial Institutions to promulgate a legislative rule relating to the notice and treatment of joint accounts.

HB 4239 authorizes West Virginia's Division of Financial Institutions to implement a specific rule (106 CSR 17) governing how financial institutions must notify and handle joint accounts. This rule directly affects banks and credit unions that manage joint accounts, requiring standardized procedures for customer notifications and account treatment. The bill formally approves a previously proposed rule filed in the State Register on July 23, 2025, rather than creating new requirements. It ensures consistent practices across financial institutions regarding joint account management without altering existing laws.