Requiring medical insurance providers to include infertility services in policies

SB 669 requires health insurance companies in West Virginia to cover infertility diagnosis, treatment, and fertility preservation services. It directly affects all residents seeking infertility care, including cancer patients needing fertility preservation before treatment, military veterans with fertility-impacting injuries, and individuals with conditions like endometriosis or genetic disorders. The bill mandates coverage for medically necessary services (evaluations, medications, donor materials) without deductibles, copayments, or waiting periods, and prohibits health insurers from imposing cost-sharing for these covered services. It also defines "infertility" as a treatable condition affecting one in six couples and specifies that only standard fertility preservation procedures (like egg/sperm freezing) must be covered.