Relating to insurance

HB 3505 requires health insurance policies covering cancer chemotherapy to include coverage for scalp cooling systems starting January 1, 2026. These systems are defined as devices used to cool the scalp and prevent hair loss during chemotherapy treatment. The mandate applies to all individual and group health insurance plans, though coverage may still involve standard deductibles, coinsurance, or copayments consistent with other covered benefits. The bill directly affects cancer patients seeking hair preservation during treatment and insurers offering chemotherapy coverage.