West Virginia Consumer Privacy Act of 2025

HB 3005, the West Virginia Consumer Privacy Act of 2025, requires businesses to obtain explicit consumer consent ("opt-in") before selling or sharing their personal financial information. It directly affects West Virginia consumers and businesses like financial institutions, credit reporting agencies, mortgage lenders, and brokers that handle consumer financial data. The law mandates that businesses clearly disclose what information is being shared and gives consumers control over their data to prevent identity theft and unsolicited marketing. Violations carry fines of up to $10,000 per offense, with additional penalties for bad-faith lawsuits.