Housing

in committee · United States · Senate Jul 28, 2025

S 2489: Modular Housing Production Act

The Modular Housing Production Act requires the Secretary of Housing and Urban Development to review Federal Housing Administration (FHA) construction financing programs and identify barriers preventing modular home developers from using these programs, such as restrictive payment schedules for construction. Within one year, the Secretary must publish a report with recommendations to remove these barriers, followed by a rulemaking process to establish an alternative payment schedule for modular home financing, including public input. The bill also authorizes a grant to study a standardized code for modular homes to improve design coordination and financing alignment. This legislation aims to streamline access to FHA financing for modular home developers without changing existing housing standards.

Topics ✓ HousingSupports HousingRemoves FHA financing barriers for modular home developers to increase affordable housing production through streamlined construction financing.95% confidence

Sub-Topics Housing Finance Mortgages Property Development

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in committee · United States · Senate Jul 31, 2025

S 2638: Energy Efficiency for Affordable Housing Act

This bill increases tax credits for affordable housing developers who improve energy efficiency in existing buildings. It adds a 30% credit boost (to 130% of rehabilitation costs) for buildings meeting specific energy standards, either by adopting a government-determined advanced construction standard or using a certified retrofit plan that reduces energy use by 50% or more. Buildings in high-cost areas qualify for an additional 30% boost (to 160% of costs) if they meet these standards. The changes apply to housing credit allocations after December 31, 2025, with specific rules for bond-financed projects.

Topics ✓ Budget & TaxesSupports Budget & TaxesIncreases tax credits for affordable housing developers meeting energy standards, providing tax relief and promoting fiscal responsibility through targeted incentives.95% confidence ✓ EnergySupports EnergyBill increases tax credits for energy efficiency retrofits in affordable housing, directly promoting reduced energy use and meeting efficiency standards per its summary.95% confidence ✓ EnvironmentSupports EnvironmentBill incentivizes 50%+ energy reduction in housing via tax credits, directly reducing emissions and promoting efficiency per its energy standards requirements.95% confidence ✓ HousingSupports HousingIncreases tax credits for affordable housing developers meeting energy standards, directly funding housing development and affordability through enhanced financial incentives.95% confidence

Sub-Topics Energy Efficiency Affordable Housing Historic Preservation Housing Finance

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in committee · United States · Senate Sep 17, 2025

S 2827: Fair Housing Improvement Act of 2025

S 2827, the Fair Housing Improvement Act of 2025, expands the Fair Housing Act to prohibit discrimination based on source of income, veteran status, and military status. It directly affects renters and homebuyers using housing assistance (like vouchers or Social Security benefits), veterans, and military members, while requiring landlords and housing providers to comply with these new protections. Key provisions explicitly add these categories to existing anti-discrimination clauses in the Fair Housing Act, defining "source of income" to include housing vouchers, government benefits, spousal support, and other lawful income streams. The bill also strengthens protections against intimidation in fair housing cases by adding these categories to existing civil rights language.

Topics ✓ HousingSupports HousingExpands Fair Housing Act to prohibit discrimination based on income source, veteran/military status, strengthening tenant protections for voucher users and veterans.95% confidence ✓ VeteransSupports VeteransAdds veteran status to Fair Housing Act's anti-discrimination protections, preventing housing discrimination against veterans.95% confidence

Sub-Topics Affordable Housing Renters Tenant Rights Veteran Housing

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in committee · United States · House Feb 3, 2026

HR 7326: ABODE Act

HR 7326 (ABODE Act) creates a grant program to fund the development or rehabilitation of affordable housing. It directs the Department of Housing and Urban Development (HUD) to award grants to organizations building or rehabbing single- and multi-family homes for households earning 50% or less of the area median income. Projects must prioritize reducing costs, improving energy efficiency, enhancing accessibility for people with disabilities, and using resilient designs. HUD will require grantees to build a set number of homes meeting these standards before receiving full payment, and must report results to Congress within two years.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill creates HUD grant program funding affordable housing development, directly allocating government funds for public service as part of fiscal management.95% confidence ✓ EnergySupports EnergyBill explicitly requires projects to 'improve energy efficiency' as a priority, directly supporting energy efficiency measures in housing development.95% confidence ✓ EnvironmentSupports EnvironmentBill mandates energy efficiency and resilient designs in affordable housing, which reduces environmental impact and promotes sustainable building practices.75% confidence ✓ HousingSupports HousingBill creates HUD grant program for affordable housing development targeting 50% AMI households, prioritizing cost reduction, accessibility, and energy efficiency.95% confidence

Sub-Topics Energy Efficiency Affordable Housing Homeownership Housing Finance

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in committee · United States · Senate Jun 3, 2026

S 3583: Upward Mobility Act of 2026

The Upward Mobility Act of 2026 would establish a 5-year pilot program allowing up to 5 states to consolidate multiple antipoverty programs (including nutrition assistance, housing subsidies, child care, and employment services) into a single grant. The program aims to reduce "benefit cliffs" by limiting how much direct assistance benefits decrease as people earn more, measured by a "Marginal Effective Tax Rate." States would apply for the program, and the Secretary would approve based on how well the plan would improve employment outcomes and reduce reliance on benefits. The pilot would require states to measure specific outcomes like employment rates, earnings, and reduction in per-capita direct assistance to determine effectiveness.

Topics ✓ HousingSupports HousingBill consolidates housing subsidies into a single grant to reduce benefit cliffs, ensuring continued housing assistance as income rises.95% confidence ✓ Labor & EmploymentSupports Labor & EmploymentBill reduces benefit cliffs to incentivize work and increase earnings, supporting low-income workers' employment and income stability through consolidated antipoverty programs.95% confidence

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in committee · United States · House Jul 16, 2025

HR 4457: Housing Is a Human Right Act of 2025

The Housing Is a Human Right Act of 2025 creates new federal programs to address homelessness and housing instability. It establishes a CDBG Plus program to fund permanent affordable housing, supportive services, and basic infrastructure like public bathrooms and rest areas for homeless individuals. The bill prohibits criminalizing homelessness (such as sleeping in public) and requires jurisdictions to adopt "Housing First" approaches that connect people to housing without preconditions like sobriety requirements. It also creates new taxes on luxury real estate sales and large landlords to fund these programs, and includes provisions to help homeless people vote by removing barriers like ID requirements. The bill directly affects people experiencing homelessness, housing instability, and those who are cost-burdened (spending over 22% of income on housing), as well as local governments and housing providers.

Topics ✓ Budget & TaxesSupports Budget & TaxesCreates new federal CDBG Plus program to fund affordable housing and homelessness services, increasing government spending on public services.95% confidence ✓ Criminal JusticeSupports Criminal JusticeBill prohibits criminalizing homelessness and mandates Housing First approaches, directly reducing criminal justice system involvement for homeless individuals, a key reform measure.95% confidence ✓ HousingSupports HousingCreates CDBG Plus for affordable housing funding, prohibits criminalizing homelessness, mandates Housing First approach to address housing instability.95% confidence

Sub-Topics Homelessness Housing Finance Tenant Rights

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in committee · United States · House Jan 3, 2025

HR 68: Housing Fairness Act of 2025

The Housing Fairness Act of 2025 requires the Department of Housing and Urban Development (HUD) to conduct nationwide testing to identify discrimination in housing rentals, home purchases, and mortgage lending based on race, religion, sex, disability, family status, or national origin. It increases annual funding for fair housing enforcement programs to $42.5 million (2024-2028) and allocates $5 million annually for grants to study housing discrimination causes and test solutions. The bill mandates biennial reports on testing results and study findings to inform future policy actions, while prohibiting fund use for political activities. These provisions directly affect renters, homebuyers, lenders, and fair housing enforcement organizations.

Topics ✓ HousingSupports HousingRequires HUD to test housing discrimination, increases enforcement funding to $42.5M, and funds research on solutions - directly strengthens tenant protections and fair housing policies.95% confidence ✓ ImmigrationSupports ImmigrationProhibits housing discrimination based on national origin (a key factor affecting immigrants) and allocates $42.5M annually for fair housing enforcement, directly supporting immigrant rights in housing access.85% confidence

Sub-Topics Affordable Housing Housing Finance Mortgages

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in committee · United States · Senate Jul 23, 2025

S 2390: Unlocking Housing Supply Through Streamlined and Modernized Reviews Act

This bill streamlines environmental reviews for certain housing projects under the National Environmental Policy Act (NEPA). It reclassifies HUD-funded housing activities into three categories: some (like tenant assistance) become fully exempt from review, others (like rehabbing small buildings) get simplified "categorical exclusion" status if they don’t alter environmental conditions, and infill projects (new construction on previously disturbed urban land surrounded by development) receive streamlined review. The bill directly affects HUD housing programs, developers of infill projects, and local governments managing housing approvals. It aims to reduce review times and administrative costs, with HUD required to report annually on these impacts, particularly for affordable housing.

Topics ✗ EnvironmentOpposes EnvironmentStreamlines NEPA reviews, exempting housing projects from environmental scrutiny, weakening protections by reducing regulatory oversight.95% confidence ✓ HousingSupports HousingBill streamlines NEPA reviews for housing projects, accelerating development (e.g., infill construction) to increase housing supply, aligning with advancing housing development.95% confidence

Sub-Topics Affordable Housing Housing Finance Zoning

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in committee · United States · House Apr 30, 2025

HR 3126: Promoting Submetering for Affordable Housing Act

HR 3126, the Promoting Submetering for Affordable Housing Act, increases tax credits for affordable housing projects that implement water submetering. It adds a 5% credit increase to the eligible basis for buildings with four or more units that use submeters for individual tenant billing and provide tenants access to meter readings within 72 hours of a request. This applies to projects receiving housing credit allocations after the bill's enactment. The law directly affects affordable housing developers and property owners who build or renovate qualifying properties to meet these submetering requirements.

Topics ✓ Budget & TaxesSupports Budget & TaxesAdds 5% tax credit increase for affordable housing submetering, providing tax relief to qualifying projects under Budget & Taxes.95% confidence ✓ EnvironmentSupports EnvironmentPromotes water conservation via submetering incentives, reducing waste in affordable housing, aligning with environmental protection goals.85% confidence ✓ HousingSupports HousingIncreases tax credits for affordable housing projects implementing water submetering, directly funding and advancing affordable housing initiatives through financial incentives.95% confidence

Sub-Topics Drinking Water Affordable Housing Historic Preservation Housing Finance

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in committee · United States · House Jan 22, 2026

HR 7216: Make American Housing Affordable (MAHA) Act of 2026

The MAHA Act of 2026 creates a new $5,000 federal tax credit (doubling to $10,000 for joint filers) for first-time homebuyers who purchase a principal residence during the tax year. It directly affects eligible individuals who haven’t claimed this credit in the prior four years, with the credit phasing out for those earning above $250,000 (individual) or $500,000 (joint) in modified adjusted gross income. The credit reduces tax liability by a fixed amount, not a percentage, and applies to taxable years beginning after the bill’s enactment. This is a tax incentive, not direct housing assistance, aimed at reducing the cost of homeownership for qualifying buyers.

Topics ✓ Budget & TaxesSupports Budget & TaxesProvides $5k tax credit for first-time homebuyers (phased out above $250k/$500k), reducing tax liability for middle-income earners per tax relief indicators.90% confidence ✓ HousingSupports HousingProvides $5,000 tax credit (doubling for joint filers) to first-time homebuyers, directly reducing purchase costs and increasing housing affordability for eligible buyers.95% confidence

Sub-Topics Tax Credits Tax Incentives Affordable Housing Homeownership Housing Finance

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