Housing (Housing Finance)

in committee · United States · House May 22, 2026

HR 9012: Affordable Housing Credit Carryback Act

The Affordable Housing Credit Carryback Act allows developers of low-income housing projects to apply their tax credits to tax years up to five years prior to the current year. This change directly affects developers who may have incurred losses in earlier years and are unable to fully utilize the tax benefits generated by their projects. By amending the Internal Revenue Code, the bill enables these developers to carry back the low-income housing tax credit to offset taxes owed in those past years. This provision aims to improve the immediate financial viability of affordable housing developments without altering the total amount of tax credit available.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill provides tax relief by allowing developers to carry back credits, directly advancing tax policy goals.90% confidence ✓ HousingSupports HousingBill enhances tax credits for low-income housing developers, facilitating affordable housing development.90% confidence

Sub-Topics Tax Credits Affordable Housing Historic Preservation Housing Finance

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in committee · United States · House May 4, 2026

HR 8662: To provide assisted living assistance through Medicaid and low-income housing tax credit.

This bill expands Medicaid coverage to include services in assisted living facilities for individuals who currently require hospital or nursing home care, provided they meet state income and resource limits. It also modifies the Low-Income Housing Tax Credit to give priority funding to projects that help reduce long-term medical costs for the elderly by offering care in non-institutional settings. Both changes are scheduled to take effect on January 1, 2027, allowing states time to update their laws and plans to comply with the new requirements.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill expands Medicaid and prioritizes housing tax credits to reduce long-term medical costs, indicating support for public service funding and fiscal management.85% confidence ✓ HealthcareSupports HealthcareBill expands Medicaid coverage for assisted living and prioritizes funding to reduce long-term medical costs, directly strengthening healthcare access.90% confidence ✓ HousingSupports HousingBill expands Medicaid for assisted living and prioritizes Low-Income Housing Tax Credits for non-institutional elderly care, directly funding and strengthening housing options.85% confidence

Sub-Topics Tax Credits Hospitals Long-Term Care Medicaid Affordable Housing Historic Preservation Housing Finance Tags Seniors

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in committee · United States · House Apr 30, 2026

HR 8607: Equitable Transit Oriented Development Support Act

This bill establishes a new funding mechanism to support affordable housing and small businesses near public transit stations by creating special accounts within Community Development Financial Institutions. It allows these institutions to receive secured federal loans, which must then be used to fund affordable projects in low-income areas within a half-mile of transit facilities. The legislation sets specific rules for these accounts, including loan limits of up to 80 percent of project costs and a requirement that repayments be reinvested to create a revolving fund for future projects. Additionally, the bill adjusts existing federal credit programs to accommodate these new accounts and requires coordination with the Treasury Department to manage credit assessments.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill establishes a new funding mechanism and creates special accounts to support affordable housing and small businesses near transit, directly advancing fiscal management for public services.85% confidence ✓ HousingSupports HousingBill creates funding mechanisms to support affordable housing near transit stations and funds projects in low-income areas.95% confidence ✓ TransportationSupports TransportationBill creates funding for affordable housing near transit stations, directly supporting public transit infrastructure and accessibility.90% confidence

Sub-Topics Affordable Housing Historic Preservation Housing Finance Public Transit Rail

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in committee · United States · House May 22, 2026

HR 9014: Affordable Housing and Area Median Income Fairness Act of 2026

This bill authorizes $5 billion annually for each fiscal year from 2026 to 2035 to fund affordable housing programs, but restricts these funds to areas designated by the Secretary of Housing and Urban Development as having high housing costs. It also requires the Secretary to conduct a comprehensive study on alternative ways to calculate income limits for urban housing assistance, with a final report due two years after enactment. The study will analyze how current income metrics affect rent affordability and explore options like using ZIP Code-level data to better support low- and middle-income families in expensive cities.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill explicitly allocates $5 billion annually to fund affordable housing programs, directly advancing the budget topic through increased government spending.95% confidence ✓ HousingSupports HousingBill allocates $5B annually for affordable housing programs in high-cost areas and mandates a study on income limits.95% confidence

Sub-Topics Affordable Housing Homelessness Housing Finance

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in committee · United States · House Apr 30, 2026

HR 8626: Workforce Housing Tax Credit Act

The Workforce Housing Tax Credit Act creates a new federal tax credit to encourage the development and rehabilitation of affordable housing for middle-income families. This credit applies to buildings where at least 60% of units are rent-restricted and occupied by individuals earning 100% or less of the area median income, with at least 20% of those units specifically targeted for middle-income households. The bill establishes a 15-year credit period based on a percentage of the building's qualified basis, which is determined by factors such as the building's cost, location, and whether it is new or existing. To qualify, developers must enter into binding agreements with housing agencies that include long-term commitments to maintain affordable rents and prevent the displacement of tenants, while also adhering to specific financial feasibility and reporting requirements.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill introduces a federal tax credit to encourage affordable housing development, aligning with fiscal management goals and providing tax relief for housing initiatives.85% confidence ✓ HousingSupports HousingBill creates a federal tax credit to encourage development and rehabilitation of affordable housing for middle-income families.95% confidence

Sub-Topics Tax Credits Tax Incentives Affordable Housing Historic Preservation Housing Finance

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passed · United States · House May 20, 2026

HRES 1299: Providing for the concurrence by the House in the Senate amendment to H.R. 6644, with amendment.

This resolution directs the House to agree to a Senate amendment for a comprehensive housing bill that updates federal programs to increase housing supply, improve affordability, and modernize regulations. The legislation directly affects homeowners, renters, local governments, financial institutions, and federal agencies by establishing new grant programs, revising loan limits, and streamlining environmental reviews for construction projects. Key provisions include creating incentives for small-dollar mortgages, expanding funding for affordable housing and rural development, updating standards for manufactured and modular homes, and enhancing oversight of housing regulators and community banks. Additionally, the bill introduces specific measures to address homelessness, support veterans, and improve the efficiency of interagency coordination among HUD, USDA, and VA.

Topics ✓ HousingSupports HousingBill explicitly aims to increase housing supply, improve affordability, and modernize regulations through new grants and streamlined reviews.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

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in committee · United States · House Mar 3, 2026

HR 7755: Housing for Our Hometown Heroes Act

This bill directs the Department of Housing and Urban Development (HUD) to prepare a report for Congress. The report must evaluate the feasibility of creating a program that would allow first-time homebuyers who are first responders or school teachers to obtain FHA mortgage insurance without a down payment. HUD must consult with the Department of Veterans Affairs and analyze various aspects, including the program's costs, solvency, and impact on these specific homebuyers.

Topics ✓ HousingSupports HousingBill proposes creating a program to help first responders and teachers become homeowners through FHA mortgage insurance, directly supporting housing access for specific groups.85% confidence

Sub-Topics Homeownership Housing Finance Mortgages

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in committee · United States · House Mar 3, 2026

HR 7754: Take Your Rate Act of 2026

The "Take Your Rate Act of 2026" directs the Secretary of Housing and Urban Development and the Director of the Federal Housing Finance Agency to jointly conduct a study. This study will examine the feasibility and potential impacts of allowing homeowners to transfer their existing interest rate on federally backed mortgages to a new home, a concept known as mortgage portability. It requires an analysis of administrative feasibility, effects on the housing market, benefits to current borrowers, budgetary impacts, and potential regulatory or statutory changes needed. Within 180 days, the agencies must submit a report to Congress detailing their findings, policy recommendations, and an assessment of risks and benefits.

Topics ✓ HousingSupports HousingBill promotes mortgage portability which could help homeowners and potentially increase housing market liquidity, though study phase limits immediate impact.75% confidence

Sub-Topics Homeownership Housing Finance Mortgages

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in committee · United States · House Apr 20, 2026

HRES 1198: Recognizing that stable housing keeps families together.

This resolution expresses the sense of the House of Representatives that stable housing is a fundamental human right that keeps families together, regardless of immigration status. It condemns a past administration's proposal to ban mixed-immigration status families from receiving prorated federal housing assistance and calls on the Secretary of Housing and Urban Development to withdraw any such rule. The resolution also urges Congress to increase funding for federal housing programs and calls for a Government Accountability Office report on the impact of such proposals on family separation and homelessness.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill urges Congress to increase funding for federal housing programs, directly supporting budget allocation for essential public services.85% confidence ✓ HousingSupports HousingBill recognizes stable housing as a fundamental human right, condemns restrictions on housing assistance for mixed-status families, and urges increased funding for federal housing programs.95% confidence ✓ ImmigrationSupports ImmigrationBill protects immigrant families by affirming housing rights regardless of status and opposes restrictions on federal housing assistance for mixed-status families85% confidence

Sub-Topics Homelessness Housing Finance Tenant Rights Tags Families

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in committee · United States · House Mar 26, 2026

HR 8127: Permanent Housing Affordability Act

The Permanent Housing Affordability Act aims to create and preserve permanently affordable housing for low- and moderate-income individuals and families. It establishes a Treasury Department program to provide grants to states and financial institutions, enabling them to offer low-interest construction loans to non-profit organizations and local governments for developing or rehabilitating shared equity homes with long-term affordability requirements. A separate pilot program under HUD offers direct grants to eligible entities for acquiring land or properties to develop similar affordable housing for lower-income households. The bill also mandates research and public awareness campaigns for shared equity homeownership models and streamlines the transfer of surplus federal land to these models at a discounted rate for affordable housing use.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill establishes Treasury grants and low-interest loans for affordable housing, increasing federal funding for public services and housing programs.75% confidence ✓ HousingSupports HousingBill creates grants and low-interest loans for affordable housing development with long-term affordability requirements, directly advancing housing access.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

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