Housing (Affordable Housing)

in committee · United States · Senate Feb 24, 2025

S 686: The Farmhouse-to-Workforce Housing Act of 2025

The Farmhouse-to-Workforce Housing Act of 2025 establishes a program to fund accessory dwelling units (ADUs) on existing single-family homes that are at least 25 years old. It provides grants and loans covering up to 50% of an ADU’s cost, with a maximum of $100,000 (adjusted annually for inflation), for homeowners earning no more than 150% of the area median income. Homeowners must reside in the main house or an ADU, maintain ownership, and lease ADUs for at least six months, with these requirements lasting for five years or until the owner’s death. The program is funded with $200 million to support workforce housing access through modifications to existing housing preservation grants.

Topics ✓ HousingSupports HousingFunds ADUs for affordable housing via grants/loans targeting homeowners at 150% AMI, increasing housing supply and affordability.95% confidence

Sub-Topics Affordable Housing Homeownership Zoning

Track

in committee · United States · Senate Dec 11, 2025

S 3464: Housing BOOM Act

The Housing BOOM Act (S 3464) authorizes billions of dollars in new funding to increase affordable housing supply and combat homelessness through expanded programs. It increases funding for housing credit programs, community development block grants, workforce housing, and supportive housing for vulnerable populations, with specific requirements that construction projects must use 15% of labor hours by qualified apprentices and follow prevailing wage standards. The bill creates new initiatives like the Housing Accelerator Program, the Office of Eviction Prevention, and the Interagency Council on Housing Affordability. It directly affects low and middle-income households, housing developers, public housing agencies, and local governments through new funding streams and program requirements.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill authorizes billions in new funding for housing programs, increasing government spending on affordable housing and supportive services per its summary.95% confidence ✓ HousingSupports HousingBill authorizes billions for affordable housing funding, homelessness programs, and mandates labor standards - directly advances housing supply and protections.95% confidence ✓ Labor & EmploymentSupports Labor & EmploymentRequires 15% labor hours by apprentices and prevailing wage standards in funded construction projects, directly protecting workers' rights and wages per bill language.95% confidence

Sub-Topics Affordable Housing Homelessness Housing Finance

Track

in committee · United States · Senate Jul 23, 2025

S 2414: Housing Supply Expansion Act of 2025

S 2414, the Housing Supply Expansion Act of 2025, updates federal rules for manufactured homes by requiring states to treat homes without permanent chassis equally to those with chassis under state laws. States must certify this parity within 1-2 years of the bill’s enactment, covering areas like financing, insurance, and installation. States that miss deadlines face prohibitions on selling or installing "covered" manufactured homes (built after enactment without a permanent chassis). The bill directly affects states (through their regulations), manufactured home manufacturers, sellers, and buyers by standardizing how these homes are regulated nationwide.

Topics ✓ HousingSupports HousingBill expands housing supply by removing regulatory barriers for affordable manufactured homes, requiring equal treatment under state laws for financing and installation.95% confidence

Sub-Topics Affordable Housing Homeownership

Track

in committee · United States · Senate Mar 11, 2025

S 934: American Housing and Economic Mobility Act of 2025

The American Housing and Economic Mobility Act of 2025 aims to increase housing affordability and accessibility through multiple provisions. It expands Fair Housing protections to include gender identity, sexual orientation, marital status, source of income, and veteran status, making discrimination based on these characteristics illegal. The bill includes significant funding mechanisms for affordable housing infrastructure and requires twice as many accessible dwelling units in housing assisted under the Act. It also makes substantial changes to estate tax rules, including higher tax rates for large estates and elimination of certain exemptions. These provisions collectively seek to reduce housing discrimination, increase access to affordable housing, and generate revenue for housing programs.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill explicitly allocates significant funding for affordable housing infrastructure, directly advancing state budget priorities for public services.95% confidence ✓ HousingSupports HousingExpands Fair Housing protections to include gender identity, income, and veteran status; includes significant funding for affordable housing infrastructure and mandates more accessible units.95% confidence ✓ VeteransSupports VeteransBill explicitly includes veteran status in Fair Housing protections, preventing housing discrimination against veterans.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

Track

in committee · United States · House Oct 31, 2025

HR 5889: Eviction Helpline Act

The Eviction Helpline Act requires the Secretary of Housing and Urban Development to establish a free hotline within one year of enactment to provide eviction-related assistance to tenants living in HUD-assisted rental housing. This includes tenants in public housing, Section 8 voucher programs, and other federally subsidized housing units covered under specific HUD programs. The hotline will offer direct support for eviction issues, such as legal guidance or housing resources, without requiring tenants to pay for services. The bill does not change existing housing laws but creates a new service to help vulnerable renters navigate eviction processes. Funding for the hotline will be authorized annually starting in fiscal year 2026.

Topics ✓ HousingSupports HousingBill establishes HUD eviction hotline for tenants in subsidized housing, directly strengthening tenant protections and providing legal assistance against eviction.95% confidence

Sub-Topics Affordable Housing Renters Tenant Rights

Track

in committee · United States · House Feb 4, 2026

HR 7344: Affordable Housing Supply Chain Clarity Act

HR 7344, the Affordable Housing Supply Chain Clarity Act, requires the Department of Housing and Urban Development (HUD) to clarify how "Build America, Buy America" rules apply to the Home Investment Partnerships Program (HOPA), which funds affordable housing development. Specifically, HUD must complete a review within 180 days of enactment, issue updated guidance within 90 days of the review, and submit a report to Congress within 270 days. This bill directly affects housing developers and local governments receiving HOPA funds by providing clearer rules for sourcing materials and labor under existing federal requirements. It does not change funding or create new housing but aims to reduce confusion in applying current procurement rules to affordable housing projects.

Topics ✓ HousingSupports HousingClarifies HUD guidance for HOPA program, enabling more efficient use of affordable housing funds by removing regulatory barriers for developers.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

Track

in committee · United States · House Nov 10, 2025

HR 6008: Bring Down Housing Costs Act

The Bring Down Housing Costs Act establishes a federal task force under the Department of Housing and Urban Development to address rising home prices in specific states. The task force, composed of 21 members including congressional representatives, federal agency officials, community advocates, and housing industry experts, will identify states with year-over-year increases in median home prices (using HUD data), develop and recommend best practices for reducing costs, and monitor their implementation. It must submit annual reports to state governors, federal agencies, and relevant congressional committees for five years. This bill creates a process for collaborative problem-solving but does not mandate specific policy changes or funding for states.

Topics ✓ HousingSupports HousingBill establishes task force to reduce housing costs via best practices, directly advancing affordable housing goals as stated in title and summary.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

Track

in committee · United States · House Nov 4, 2025

HR 5907: To authorize the Secretary of Housing and Urban Development to award grants to eligible entities to select pre-reviewed designs of covered structures of mixed-income housing for use in the jurisdiction of the eligible entity, and for other purposes.

HR 5907 authorizes the U.S. Department of Housing and Urban Development (HUD) to award grants to local governments, tribal entities, and municipal organizations to select pre-approved construction plans for mixed-income housing structures. These structures include duplexes, cottage courts, and other small-scale developments (up to 25 units) designed to promote affordability, with a specific requirement that 10% of annual funding must support rural areas. The bill mandates grantees to report on housing impacts, permits issued using the approved designs, and units built, while requiring the return of funds if selected designs aren’t adopted within five years. It focuses on streamlining housing approvals through pre-reviewed plans, not construction funding, to increase affordable housing supply.

Topics ✓ HousingSupports HousingBill authorizes HUD grants for mixed-income housing development with 10% rural funding, explicitly promoting affordability and expanding housing access.95% confidence

Sub-Topics Affordable Housing Property Development Zoning Tags Rural Communities

Track

in committee · United States · House Dec 9, 2025

HR 6542: First Home Savings Opportunity Act of 2025

This bill creates a new tax deduction for first-time homebuyers who save for down payments in specially designated accounts. It allows a deduction of up to $10,000 ($20,000 for joint filers) for cash contributions to these accounts, with the deduction phasing out for single filers earning over $150,000 or joint filers over $236,000. Contributions must be used exclusively for down payments or closing costs on a first home, and withdrawals not used for this purpose incur a 20% tax penalty. The deduction applies to taxable years beginning after December 31, 2025.

Topics ✓ Budget & TaxesSupports Budget & TaxesCreates tax deduction for first-time homebuyers, providing relief to middle-income earners through targeted tax benefit.90% confidence ✓ HousingSupports HousingBill creates tax deduction for first-time homebuyers to save for down payments, directly advancing affordable housing access through financial incentives.95% confidence

Sub-Topics Affordable Housing Homeownership

Track

in committee · United States · Senate Nov 3, 2025

S 3092: Affordable Housing Expansion Act

This bill updates how prevailing wages are calculated for affordable housing construction projects. It requires the Department of Labor to revise its survey methods for wage data collection and limits each project to a single wage rate based on its residential character. A new Davis-Bacon Modernization Working Group will review potential changes to wage requirements for affordable housing developments. The bill directly affects housing developers, construction workers, and federal agencies like HUD and the Department of Labor that administer housing programs.

Topics ✓ HousingSupports HousingBill explicitly targets affordable housing construction through wage calculation reforms and a dedicated working group, directly advancing housing development goals per its title and summary.95% confidence

Sub-Topics Affordable Housing Housing Finance

Track