Healthcare

This bill seeks to overturn a rule issued by the Bureau of Consumer Financial Protection that would have removed previous restrictions on how medical debt is collected. It directly affects medical debt collectors and consumers by attempting to reinstate earlier regulations that prohibited deceptive and unfair collection practices. The legislation uses a congressional disapproval process to declare the new rule invalid, meaning the previous protections for medical debt collectors would remain in place. If passed, this action would prevent the Bureau from withdrawing the existing guidelines on medical debt collection.