Flood Mapping Modernization and Homeowner Empowerment Pilot Program Act of 2024

HR 10235 establishes a FEMA pilot program to fund cities with over 50,000 residents to develop improved flood maps specifically for urban flooding - defined as rain- or stormwater-driven inundation in developed areas that overwhelms drainage systems. The program provides grants for creating public-facing mapping tools that show flood risks, incorporate climate trends, and help homeowners and businesses assess property vulnerabilities. Selected cities (12 total across three population tiers) must complete projects within 18 months and report results to FEMA, with funding totaling $5.5 million over two fiscal years. The initiative directly affects local governments in urbanized areas, aiming to increase transparency and support flood risk mitigation planning.