Home ownership; prohibiting single-family home ownership by covered institutional investors. Effective date.

SB 2082 prohibits "covered institutional investors" (such as large real estate companies buying homes for profit) from owning more than 25 single-family homes in Oklahoma. It requires county clerks to reject property transfers to these entities without a "beneficial ownership affidavit" disclosing who controls the property (25%+ interest). The Attorney General enforces the law, can void illegal purchases, and must create required forms within 90 days of the effective date (November 1, 2026). Existing holdings over 25 are exempt, but new acquisitions after the effective date are unlawful. The bill does not affect individual homeowners, nonprofits, homebuilders, or lenders.