Oklahoma Employees Insurance and Benefits Act; authorizing opt out options for certain persons; requiring employees to receive certain funds in lieu of flexible benefit amount. Effective date.

SB 1947 allows Oklahoma state employees to opt out of the state's basic health plan if they have separate health insurance or belong to a health care sharing ministry (HCSM). Employees with separate insurance receive $150 monthly instead of the flexible benefit amount, while HCSM members retain their full benefit. The bill amends state law to require proof of coverage and an annual affidavit for opt-outs, with the state retaining any savings from employees opting out. This policy change directly affects active state employees enrolled in the Oklahoma Employees Insurance and Benefits Program.