Credit sales; prohibiting seller from imposing certain surcharge. Effective date.

SB 1674 prohibits registered money transmitters (like payment processors) from charging extra fees or denying service to customers using funds from firearm businesses. It specifically bans surcharges on transactions involving "firearm entities," defined as businesses selling firearms under existing Oklahoma law. The law applies only to electronic payment methods (including phone and internet transactions) and takes effect November 1, 2026. This directly affects payment processors and consumers using firearm-related funds for purchases.