Health benefit plan; requiring certain health benefit plan to provide coverage for certain cooling system; exempting coverage from certain limits. Emergency.

SB 1663 requires all health insurance plans in Oklahoma to cover specific cooling systems (like scalp or hand cooling devices) used during chemotherapy to prevent side effects such as hair loss or nerve issues. This directly affects chemotherapy patients who use these devices and insurers who must provide coverage without applying annual deductibles, co-pays, or coinsurance. The bill also ensures this coverage isn’t subject to standard plan limits and includes limited exceptions for health savings accounts related to preventive care. It aims to reduce out-of-pocket costs for a specific, medically necessary treatment. The bill is designated as an emergency, meaning it takes effect immediately upon approval.