Financial institutions; creating the Oklahoma Second Amendment Financial Privacy Act; authorizing certain investigations by Attorney General. Effective date.

SB 16, the Oklahoma Second Amendment Financial Privacy Act, prohibits financial companies (like banks and credit card networks) from using payment codes that identify gun stores or gun-related purchases. It also bans government agencies from collecting or maintaining lists of firearm owners or their transactions. The law directly affects financial institutions, payment networks, and state agencies handling transactions. Violations can be enforced by the Attorney General, who may seek fines up to $1,000 per incident for repeated noncompliance.