Motor vehicles; modifying provision to add to vehicle title the spouse of person with active loan; effective date.

HB 3799 modifies Oklahoma's vehicle title law to allow spouses of borrowers to transfer a vehicle title when an active loan lien exists. Under current rules, licensed operators cannot transfer titles with active liens without lien satisfaction, but this bill adds spouses to the list of eligible transferees under Section 8(a) of the amended law. Specifically, titles may be transferred to a spouse if the lender is notified and the transfer doesn’t affect the lien’s validity, priority, or enforceability. This directly affects married couples where one spouse holds a vehicle loan, streamlining title transfers during events like marriage or divorce without requiring immediate lien payoff.