Public finance; Disaster Loan Policy Act of 2026; effective date.

HB 3070 is a procedural bill that establishes the title "Disaster Loan Policy Act of 2026" for an uncodified act and sets its effective date as November 1, 2026. It does not create new policy or affect any specific group, as it solely names the act and specifies when it takes effect. The bill text confirms it will not be codified in the Oklahoma Statutes. This is a routine legislative naming and scheduling measure, not a substantive policy change.