Mortgages; Oklahoma Mortgages Act of 2025; effective date.

HB 2529 creates the "Oklahoma Mortgages Act of 2025" and sets its effective date as November 1, 2025. This procedural bill does not establish new mortgage rules or affect any specific group; it only names the legislation and specifies when it takes effect. The bill contains no substantive policy changes or mechanisms beyond its title and effective date. It is a standard naming and timing measure for future mortgage-related legislation.