Consumer credit code; Consumer Credit Code Reform Act of 2025; effective date.

This bill is procedural, not substantive. It formally names the "Consumer Credit Code Reform Act of 2025" and sets its effective date as November 1, 2025. No new consumer credit rules or policy changes are created, as the bill is explicitly stated to be "not to be codified" in Oklahoma Statutes. The title references "reform," but the bill itself only establishes the act's name and implementation date.